SERVICE FEES

Transfers
Transfer funds within the Terabank system Free

 

Transfer funds to other banks in national currency via Internet/Mobile Banking

Up to 1,000 GEL - 1 GEL
From 1,000 to 10,000 GEL - 2 GEL
From 10,000 to 100,000 GEL - 5 GEL
Over 100,000 GEL - 50 GEL

 

Transfer funds to other banks in national currency by visiting a branch

Up to 1,000 GEL - 2 GEL
1 From 000 to 10 000 GEL - 4 GEL
From 10 000 to 100 000 GEL - 10 GEL
Above 100 000 GEL - 100 GEL
Transfer of funds to other banks in USD 0.2%, min. 15 USD, max. 500 USD 
Money transfer to other banks in euros and other foreign currencies (except USD) 0.2%, min. 15 EUR, max. 500 euros (equivalent in the relevant currency) 

 

Transfer funds to other banks in national currency without opening an account 

Up to 1,000 GEL - 2 GEL
From 1,000 to 10,000 GEL - 4 GEL
From 10,000 to 100,000 GEL - 10 GEL
Above 100,000 GEL - 100 GEL
Transfer of funds to other banks in USD without opening an account for individuals* 0.2%, min. 20 USD, max. 500 USD
Transfer funds to other banks in euros and foreign currencies for individuals without opening an account 0.2%, min. 20 euros (equivalent in the relevant currency); max. 500 euros (equivalent in the relevant currency)
Transfer to another bank with a guarantee of full crediting of the amount in USD Transfer fee plus 25 USD
Transfer to another bank with a guarantee of full crediting of the amount in EUR and other currencies (except USD) Transfer fee plus 25 EUR
Make changes to a completed  transfer 50 USD/EUR
Find the transferred amount 50 USD/EUR
Cancel the completed transfer 50 USD/EUR
Quick (fast) transfer to other banks - in national currency** Up to 5,000 GEL - fixed. 1 GEL
From 5 000 GEL - fixed. 2 GEL
P2P transfers*** On the amount transferred from a credit card – 3% (min. 3 USD)

On the amount transferred from a debit card – 0.2% (min. 1 GEL).

Transfer via mobile number**** Up to 50 GEL transferred - free
Over 50 GEL - 1 GEL

*If another payment system/bank is involved in the payment operation, Terbank is not responsible for any additional fees charged by them (if any), which must be paid by the transferee. The client.
 

The transfer limit is 1500 GEL (or equivalent in foreign currency). Transfers above this limit are permitted only if the purpose of the operation is: payment of utility bills, medical service fees or tuition fees, or the recipient of the transaction amount is the state treasury or another state body.
 

**In the case of a fast transfer, if the transfer is made before 17:35 on a business day, the recipient will receive the amount on the same day. The operation will be completed within 15 minutes.

 

*** We would like to inform you that from July 21, 2025, P2P transfers will be subject to the commission given in the table.

 

****From Terabank to Terabank - money transfer is possible via mobile number; 

           From Terabank to another bank - money is not transferred via mobile number if the recipient is the transferor himself; 

           From Terabank to another bank - money transfer is possible if the recipient is another person.

 

Important information:

For the execution of a foreign currency payment order, it is necessary to present a document confirming the basis for the payment (contract, invoice, etc.) if the amount to be transferred exceeds the equivalent of 100,000 (one hundred thousand) GEL at the exchange rate of the National Bank In foreign currency.

Depending on international and local legislative requirements, as well as the bank's internal policy, if necessary, the bank may, regardless of the amount, request a document confirming the basis for the payment (contract, invoice, etc.) and other information/documentation necessary for examining the transaction.

Important information regarding foreign currency transfers 

 

Current Account Opening and Service

Account Opening Application Fee for Non-Resident Individuals*

GEL 50
Opening a multi-currency nominal holding account GEL 10
Monthly service fee for sole proprietorship individuals' accounts GEL 1
Dormant account monthly service fee** GEL 5

*The commission is charged when the application of a non-resident (excluding accounts opened under the salary project) is reviewed by the Financial Monitoring Department.
** Dormant account - an account that has seen no client-initiated activity in the last six months.

Cash-Related Service
Depositing money into the account in national and foreign currencies Free
Commission for depositing funds for a loan on the accounts of a microfinance organization 1 unit (in the relevant currency)
Withdrawal of national currency from the account (up to the deposited amount) 0.4%, Min. GEL 0.50
Withdrawal of foreign currency from the account (within the deposited amount) 0.6%, Min. equivalent to GEL 1 
Withdrawal of funds from the account up to the available cash balance (amount deposited by the client in cash). Free

Fee for Withdrawing principal or accrued interest from savings deposits

Within the cash balance - 0%
For balance within the deposited amount in national currency - 0.40%
For balance within the deposited amount in foreign currency - 0.60% min. equivalent to GEL 1 
Fee for withdrawing principal or accrued interest from term deposits 0% (Both within the cash balance and the deposited amount)
Withdrawal fee for third-party deposits within one banking day GEL 50 000 and more in national currency - 0.1%
Equivalent to GEL 50,000 and more in foreign currency - 0.25%
Acceptance and Exchange of Damaged Foreign Currency Banknotes 3%

 

Depositing Money Through POS Terminals*
Depositing cash via terminal at the bank branch (GEL, USD, EUR) Free
Depositing cash through oppa-owned machines (GEL, USD, EUR) 1.5%, Min. GEL 1.00
Depositing national currency via TBC PAY GEL 1 
Depositing foreign currency (USD, EUR) via TBC PAY GEL 2 in the relevant currency

*The maximum limit for the transaction amount is GEL1 500 or its equivalent in the relevant foreign currency.

Currency Conversion

Currency conversion at Terabank's current exchange rate

FREE
Remote Channels
Registration in Internet/Mobile Banking Free
Internet banking with password Free
Monthly fee for SMS DigiPass Internet Banking GEL 1.5 
Monthly Fee for DigiPass Internet Banking GEL 5
The price of DigiPass GEL 50
DigiPass loss/damage fee GEL 50
Standard Standing Order
Registration FREE
Monthly service fee GEL 1
Transfer fee in national currency Standard fee determined for transfers made through remote channels 

Transfer fee in foreign currency

Standard fee
Automatic Utility Transfers
Registration Free
Monthly service fee GEL 1
Transfer fee Standard
SMS Service
Registration FREE
Monthly service fee GEL 1
Individual Safes
Small safes  (29*50*8) GEL 40  per month
Medium-sized safes (29*50*18; 29*50*28) GEL 60 per month
Penalty for Non-Payment of Safe Deposit Fee

50% of the amount for each overdue day

Penalty for Lost or Damaged Key GEL 150

* The penalty is calculated as 50% of the daily amount payable for each overdue day.

Billing Payments
Payment execution at the branch     Up to GEL 1 (Depends on the provider)
Payment execution in remote channels   Up to GEL 0.5 (Depends on the provider)
Banking Documents
Statement of account for transactions within the last 2 years FREE
Statement of account for transactions older than 2 years* GEL 20
Restoration of a document with a seniority of less than 2 years from the program One document - GEL 10 
Issuing a copy of the original agreement from the archive** One agreement - GEL 10
Issuing a notice on account balances (in Georgian) GEL 10
Issuance of a notice on account balances (in English) GEL 30
Statement of debt (in Georgian and English)*** GEL 10
Issuance of non-standard certificate (in Georgian and English)**** GEL 30
Letter from the bank regarding the release of mortgage/pledge; Removal of mortgage/lien GEL 10
Loan approval notification GEL 30

*The fee applies when issuing statements from the bank branch. Fees are not applicable for deposit and credit account statements (including overdraft and credit card statements).


**The fee does not apply to deposit and loan agreements (including those signed remotely) that are valid or have not been terminated for more than 2 years. The document issuance period is a minimum of 3 working days, which may be extended depending on the volume of requested documents.


***The client has the right to receive information about the debt (including overdraft and the utilized credit card limit) free of charge, unless the client requests the information in the form of a statement on the bank's letterhead.


****No fee is applied for the bank's refusal to grant credit if the refusal is solely based on the data in the credit information bureau's database.

Loans
Loans
Deposits
Deposits
Cards
Cards
More