A Flex deposit is a term deposit that offers exceptional flexibility. Unlike standard term deposits, where early withdrawal results in the loss of interest benefits, the Flex deposit allows for early withdrawal with interest accrued corresponding to the actual term. However, the deposit amount cannot be reduced or increased during the contract period.
Open a Flex deposit, and get debit cards for free
Visa/Mastercard Gold
For term deposits amounting to 10,000 GEL or more. (Or an equivalent amount in a relevant currency, with the rates from National bank of Georgia)
Visa Platinum
For term deposits amounting to 100,000 GEL or more. (Or an equivalent amount in a relevant currency, with rates from National Bank of Georgia)
Terms
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In case of a breach of the deposit terms within one calendar month from the date of opening, a penalty of 0.25% will be charged on the deposit amount.
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If the breach occurs within 3 months of opening the deposit, the current savings deposit interest rate applicable at the bank (in the relevant currency) will be accrued on the deposit.
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If the deposit is withdrawn before the term, the interest rate applicable to the actual duration of the deposit will be applied.
How to Request a Deposit?
Contact us:
- Phone: 032 255 00 00
- Email: info@terabank.ge
Interest Rates
| Deposit Term | Annual Interest Rate | Effective Interest Rate |
| 3-5 | 10.10% | 10.58% |
| 6-8 | 10.20% | 10.69% |
| 9-11 | 10.25% | 10.75% |
| 12 | 10.30% | 10.80% |
| Deposit Term | Annual Interest Rate | Effective Interest Rate |
| 3-5 | 2.55% | 2.58% |
| 6-8 | 2.60% | 2.60% |
| 9-11 | 2.65% | 2.65% |
| 12 | 3.50% | 3.50% |
| Deposit Term | Annual Interest Rate | Effective Interest Rate |
| 3-5 | 1.55% | 1.56% |
| 6-8 | 1.60% | 1.61% |
| 9-11 | 1.80% | 1.81% |
| 12 | 2.50% | 2.53% |
