Flex Deposit

Open a Flex deposit to access your funds before the defined term without losing interest.  

  • Term: from 3 up to 12 months  
  • Currency: GEL, USD, EUR

Flex Deposit
Promotion on Term Deposits in Foreign Currency

Promotion on Term Deposits in Foreign Currency

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A Flex deposit is a term deposit that offers exceptional flexibility. Unlike standard term deposits, where early withdrawal results in the loss of interest benefits, the Flex deposit allows for early withdrawal with interest accrued corresponding to the actual term. However, the deposit amount cannot be reduced or increased during the contract period.

Open a Flex deposit, and get debit cards for free

Visa/Mastercard Gold

Visa/Mastercard Gold

For term deposits amounting to 10,000 GEL or more. (Or an equivalent amount in a relevant currency, with the rates from National bank of Georgia)

Visa Platinum

Visa Platinum

For term deposits amounting to 100,000 GEL or more. (Or an equivalent amount in a relevant currency, with rates from National Bank of Georgia)

Terms

Opening a deposit   Free
Minimum initial contribution   500 units
Maximum amount   300 000 units
Term   From 3 up to 12 months
Currency   GEL, USD, EUR
Minimum balance required to earn benefits   500 units
Conditions for earning benefits   At the end of the term
Adding funds to the deposit   Not allowed
სარგებლის გატანის პირობა თვეში ერთხელ
  • In case of a breach of the deposit terms within one calendar month from the date of opening, a penalty of 0.25% will be charged on the deposit amount.

  • If the breach occurs within 3 months of opening the deposit, the current savings deposit interest rate applicable at the bank (in the relevant currency) will be accrued on the deposit.

  • If the deposit is withdrawn before the term, the interest rate applicable to the actual duration of the deposit will be applied.

How to Request a Deposit?

 
 
Log in to the Internet Banking Visit: https://ebanking.ge/login and enter your credentials
 
Navigate to Offers
 
Select Deposits
 
Choose the desired deposit Enter the required information in the appropriate fields.
 
Log in to Mobile Banking and enter your credentials Download with link or Scan QR 
 
Navigate to Offers
 
Choose the desired depositEnter the required information in the appropriate fields.
 
 
Open the online application pageVisit: www.terabank.ge and click on the online application button.
 
From the list of online applications, select the Application for Deposits Fill your mobile number
 
Complete the application form Enter the required information in the appropriate fields.

Contact us:

Interest Rates

Interest rates in GEL

 

Deposit Term Annual Interest Rate Effective Interest Rate
3-5 9.90% 10.36%
6-8 10.00% 10.47%
9-11 10.05% 10.53%
12 10.10% 10.58%
*Effective interest rate is calculated for 5 000 units.  

Interest rates in USD (promotion)

 

Deposit Term Annual Interest Rate Effective Interest Rate
3-5 2.55% 2.58%
6-8 2.60% 2.60%
9-11 2.65% 2.65%
12 3.50% 3.50%
*Effective interest rate is calculated for 5 000 units.  

Interest rates in EUR (promotion)

 

Deposit Term Annual Interest Rate Effective Interest Rate
3-5 1.55% 1.56%
6-8 1.60% 1.61%
9-11 1.80% 1.81%
12 2.50% 2.53%
*Effective interest rate is calculated for 5 000 units.  

Other Deposits

Universal Deposit

Universal Deposit

Monthly withdrawals without losing interest benefits.

Terawallet

Terawallet

Deposit-based digital wallet that helps you to save funds whenever you use your card.

Savings Deposit

Savings Deposit

Unlimited deposit and withdrawal options available.

Flex Deposit

Flex Deposit

Flex Deposit offers the flexibility to access your funds early while providing a competitive interest rate.

Certificate of Deposit

Certificate of Deposit

Opportunity to invest free money and to get the high interest rate.

Term Deposit

Term Deposit

You can save money in a term deposit for a predetermined period and receive high interest benefits.

Increasing Deposit

Increasing Deposit

The best way to save-up money with monthly additions and a high interest rate.

Child Deposit

Child Deposit

To easily save money until the child reaches adulthood.

Deposit Insurance

Deposit Insurance

Ability to securely store and accumulate funds.

Got more questions?

info@terabank.ge Send us a message
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