Junior Card
The Junior Card is a Terabank plastic card designed for school students, available to them at no cost.
Advantages
The Junior Card offers numerous benefits for both students and parents. Students can utilize the Junior Card for payments at the school canteen, various shopping and service facilities, as well as for commuting via subway and bus on municipal transport in the capital. Both the parent/guardian and the cardholder will receive transaction information via SMS.
Limitations
Certain restrictions apply to online payments or withdrawals with the card. Students are prohibited from using the card for services related to gambling games and high-risk facilities, enhancing the safety of the money usage process. Additionally, payment in any currency other than GEL is restricted.
The Junior Card is issued to individuals aged 6 to 18 years old. One of the minor's legal representatives (parent/guardian) can order the card, providing the student's birth certificate or a document confirming guardianship.
Tariffs
Card Type |
Visa Classic |
|---|---|
Validity Period |
2 years |
Card Issuance Fee |
Free |
Card Renewal |
10 GEL |
Minimum Balance |
Not required |
Account Currency |
GEL |
Online or Abroad Transaction Fee |
2% |
Fee for Changing Daily ATM Withdrawal Limit (maximum term 1 month) |
5 GEL |
SMS Service |
Free |
Internet Bank* |
Free |
Placing the Card in the Local Stop-list |
Free |
Pin Code Recovery Fee |
5 GEL |
Daily Limit for Cash Withdrawals from ATMs and Branches* |
50 GEL |
|---|---|
Daily Limit for Cashless Purchases* |
150 GEL |
Daily Limit on the Number of Transactions |
10 operations |
Contactless Transaction Limit Without PIN |
100 GEL |
Post Terminal Settlement Fee |
0% |
|---|---|
Cash Withdrawal from Terabank ATM |
0.2% min. 0.2 GEL |
Cash Withdrawal from ATM of Partner Bank |
0.2% min. 0.2 GEL |
Cash Withdrawal from ATM of Any Other Bank (within and outside the country)* |
2% min. 3.5 USD |
Cash Withdrawal from Terabank Branch in GEL |
0.2% min. 0.5 GEL |
Withdrawal from Partner Bank's Cash Register Transfer** |
0.6% min. 0.6 GEL |
Cash Withdrawal from Another Bank |
2.5% min. 3.5 USD |
Transfer to Terabank Card through Terabank ATM |
0.1% min. 0.5 GEL |
*Cash withdrawal from the ATM abroad is free of charge within one calendar month from the transaction performance, within the following limits– USD 1,000 / EURO 1,000 / GBP 1,000.
**When withdrawing money abroad, the client may be charged a fee set by the ATM servicing bank, for which Terabank is not responsible. During withdrawal, a message about the fee is displayed on the ATM screen asking if the user wants to perform the operation. If the client continues the withdrawal process, this automatically means their consent to pay the bank commission servicing the ATM.
***In the case of reimbursement by card safety service, the customer will not be charged the cost of the appeal fee. This cost will be reimbursed by
the bank
How to order a card?
Frequently Asked Questions
It is possible to order a plastic card through customer service center or any of our branches.
After ordering the card, it can be picked up in 2-3 working days, and in the case of an urgent card order (Tbilisi-wide), in 1 day.
If you are our customer, you can indicate the desired address through the call center or by visiting the branch and use the courier service.
The Junior Card offers numerous advantages for both the student and the parent. Students can use the Junior Card to pay in the school canteen, various shopping and service facilities, and for travel by subway and bus in the municipal transport of the capital. Both the parent/guardian and the cardholder will receive information about the transactions made with the Junior Card via SMS.
Yes, it is possible to pay online with any card.
The PIN code of the card can be changed/restored at Terabank and Liberty Bank ATMs through MobileBank or by visiting a branch.
The CVV code is an additional level of security. The code is located on the back of the card and consists of three digits.
Yes, it is possible to add.
You can block/unblock the card from mobile/internet bank or contact us at the call center number 032 255 00 00.
Unauthorized overspending occurs when a client exceeds the bank's account limit, resulting in a negative balance. In such cases, the client is required to promptly replenish the account to restore a zero balance.
