Junior Card

Junior Card

The Junior Card is a Terabank plastic card designed for school students, available to them at no cost.

Advantages

The Junior Card offers numerous benefits for both students and parents. Students can utilize the Junior Card for payments at the school canteen, various shopping and service facilities, as well as for commuting via subway and bus on municipal transport in the capital. Both the parent/guardian and the cardholder will receive transaction information via SMS.

Limitations

Certain restrictions apply to online payments or withdrawals with the card. Students are prohibited from using the card for services related to gambling games and high-risk facilities, enhancing the safety of the money usage process. Additionally, payment in any currency other than GEL is restricted.

The Junior Card is issued to individuals aged 6 to 18 years old. One of the minor's legal representatives (parent/guardian) can order the card, providing the student's birth certificate or a document confirming guardianship.

Tera Points

Tera Points

Enroll in the loyalty program and start accruing Tera Points.

Tariffs

Plastic Card Issuing and Service Tariffs

Card Type

Visa Classic

Validity Period

2 years

Card Issuance Fee

Free

Card Renewal

10 GEL

Minimum Balance

Not required

Account Currency

GEL 

Online or Abroad Transaction Fee

2%

Fee for Changing Daily ATM Withdrawal Limit (maximum term 1 month)

5 GEL

SMS Service

Free 

Internet Bank* 

Free 

Placing the Card in the Local Stop-list

Free

Pin Code Recovery Fee

5 GEL
* Only transfers between own accounts, viewing accounts, and paying utility bills are allowed

Withdrawal and Settlement Limits

Daily Limit for Cash Withdrawals from ATMs and Branches*

50 GEL

Daily Limit for Cashless Purchases*

150 GEL

Daily Limit on the Number of Transactions

10 operations

Contactless Transaction Limit Without PIN

100 GEL
* Restriction of the limit can be removed with parental confirmation

Withdrawal and Settlement Fees

 Post Terminal Settlement Fee

0%

 Cash Withdrawal from Terabank ATM

0.2% min. 0.2 GEL

Cash Withdrawal from ATM of Partner Bank

0.2% min. 0.2 GEL

Cash Withdrawal from ATM of Any Other Bank (within and outside the country)*

2% min. 3.5 USD

Cash Withdrawal from Terabank Branch in GEL

0.2% min. 0.5 GEL

Withdrawal from Partner Bank's Cash Register Transfer**

0.6% min. 0.6 GEL

Cash Withdrawal from Another Bank

2.5%  min. 3.5 USD

 Transfer to Terabank Card through Terabank ATM

0.1% min. 0.5 GEL
*Liberty Bank
 *Cash withdrawal from the ATM abroad is free of charge within one calendar month from the transaction performance, within the following limits– USD 1,000 / EURO 1,000 / GBP 1,000. 
**When withdrawing money abroad, the client may be charged a fee set by the ATM servicing bank, for which Terabank is not responsible. During withdrawal, a message about the fee is displayed on the ATM screen asking if the user wants to perform the operation. If the client continues the withdrawal process, this automatically means their consent to pay the bank commission servicing the ATM.

***In the case of reimbursement by card safety service, the customer will not be charged the cost of the appeal fee. This cost will be reimbursed by
 the bank

How to order a card?

 
 
Log in to the Internet banking Visit: https://ebanking.ge/login and enter your credentials
 
Navigate to "Offers"
 
   Select "Order Card"
 
Choose the desired card Enter the required information in the appropriate fields.
 
Log in to Mobile banking and enter your credentials Download with link or Scan QR 
 
Navigate to "Offers"
 
Select "Order Card"
 
Choose the desired cardEnter the required information in the appropriate fields.

Contact us:

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Frequently Asked Questions

How to order a card?

It is possible to order a plastic card through customer service center or any of our branches.

How long does it take to make a card?

After ordering the card, it can be picked up in 2-3 working days, and in the case of an urgent card order (Tbilisi-wide), in 1 day.
 

Is it possible to use the card home delivery service?

If you are our customer, you can indicate the desired address through the call center or by visiting the branch and use the courier service.
 

What are the advantages of the Junior Card?

The Junior Card offers numerous advantages for both the student and the parent. Students can use the Junior Card to pay in the school canteen, various shopping and service facilities, and for travel by subway and bus in the municipal transport of the capital. Both the parent/guardian and the cardholder will receive information about the transactions made with the Junior Card via SMS.
 

Is it possible to pay online by card?

Yes, it is possible to pay online with any card.

How to change/restore the pin-code of the card?

The PIN code of the card can be changed/restored at Terabank and Liberty Bank ATMs through MobileBank or by visiting a branch.
 

What is CVV code? Where can I see it?

The CVV code is an additional level of security. The code is located on the back of the card and consists of three digits.

Is it possible to add bank cards to Apple Pay or Google Pay?

Yes, it is possible to add.
 

If the card is lost, how can I block/unblock it?

You can block/unblock the card from mobile/internet bank or contact us at the call center number 032 255 00 00.
 

What is the definition of unauthorized spending?

Unauthorized overspending occurs when a client exceeds the bank's account limit, resulting in a negative balance. In such cases, the client is required to promptly replenish the account to restore a zero balance.

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