Junior Card

Junior Card

The Junior Card is a Terabank plastic card designed for school students, available to them at no cost.

Main features:

  • Junior Card is issued to individuals aged 6 to 18;
  • Settlement in trade and service facilities;
  • Travel by municipal transport of the capital, subway and bus;
  • Limited settlement with services of gambling and high-risk facilities;
  • Payment in any currency except GEL is limited;
  • The card can be ordered by one of the minor's legal representatives (parent/guardian), based on the presentation of the student's birth certificate or guardianship document.

Tariffs

Plastic Card Issuing and Service Tariffs

Card Type

Visa Classic

Validity Period

2 years

Card Issuance Fee

Free

Card Renewal After Expiry

Free

Card Renewal in Case of Card Damage or Loss*

GEL 10

Minimum Balance

Not required

Account Currency

GEL 

Online or Abroad Transaction Fee

2%

Fee for Changing Daily ATM Withdrawal Limit (maximum term 1 month)

GEL 5

SMS Service

Free 

Internet Bank* 

Free 

Placing the Card in the Local Stop-list

Free

Pin Code Recovery Fee

GEL 5
* Only transfers between own accounts, viewing accounts, and paying utility bills are allowed

Withdrawal and Settlement Limits

Daily Limit for Cash Withdrawals from ATMs and Branches*

50 GEL

Daily Limit for Cashless Purchases*

150 GEL

Daily Limit on the Number of Transactions

10 operations

Contactless Transaction Limit Without PIN

100 GEL
* Restriction of the limit can be removed with parental confirmation

Withdrawal and Settlement Fees

 Post Terminal Settlement Fee

0%

 Cash Withdrawal from Terabank ATM

0.2% min. 0.2 GEL

Cash Withdrawal from ATM of Partner Bank

0.2% min. 0.2 GEL

Cash Withdrawal from ATM of Any Other Bank (within and outside the country)*

2% min. 3.5 USD

Cash Withdrawal from Terabank Branch in GEL

0.2% min. 0.5 GEL

Withdrawal from Partner Bank's Cash Register Transfer**

0.6% min. 0.6 GEL

Cash Withdrawal from Another Bank

2.5%  min. 3.5 USD
*Liberty Bank
 *Cash withdrawal from the ATM abroad is free of charge within one calendar month from the transaction performance, within the following limits– USD 1,000 / EURO 1,000 / GBP 1,000. 
**When withdrawing money abroad, the client may be charged a fee set by the ATM servicing bank, for which Terabank is not responsible. During withdrawal, a message about the fee is displayed on the ATM screen asking if the user wants to perform the operation. If the client continues the withdrawal process, this automatically means their consent to pay the bank commission servicing the ATM.

***In the case of reimbursement by card safety service, the customer will not be charged the cost of the appeal fee. This cost will be reimbursed by
 the bank

Tera Points

Tera Points

Enroll in the loyalty program and start accruing Tera Points.

Frequently Asked Questions

How to order a card?

It is possible to order a plastic card through customer service center or any of our branches.

How long does it take to make a card?

After ordering the card, it can be picked up in 2-3 working days, and in the case of an urgent card order (Tbilisi-wide), in 1 day.
 

Is it possible to use the card home delivery service?

If you are our customer, you can indicate the desired address through the call center or by visiting the branch and use the courier service.
 

Is it possible to pay online by card?

Yes, it is possible to pay online with any card.

How to change/restore the pin-code of the card?

The PIN code of the card can be changed/restored at Terabank and Liberty Bank ATMs through MobileBank or by visiting a branch.
 

If the card is lost, how can I block/unblock it?

You can block/unblock the card from mobile/internet bank or contact us at the call center number 032 255 00 00.
 

Is it possible to add bank cards to Apple Pay or Google Pay?

Yes, it is possible to add.
 

What is CVV code? Where can I see it?

The CVV code is an additional level of security. The code is located on the back of the card and consists of three digits.

What is the definition of unauthorized spending?

Unauthorized overspending occurs when a client exceeds the bank's account limit, resulting in a negative balance. In such cases, the client is required to promptly replenish the account to restore a zero balance.

How much is the travel fee with the Junior card?

The trevel fee with a plastic card is GEL 1, and when using Apple Pay it is GEL 1.5.

Recommended Services

Card Safety

Card Safety

Protect your card from illegal operations.

Card Delivery Service

Card Delivery Service

Get a plastic card from the comfort of your home.

3D Secure

3D Secure

Secure online card payments.

Conversion Structure

Conversion Structure

Conversion for a card transaction.

Google Pay

Google Pay

Simplify your payments while using Google Wallet.

Tera Points

Tera Points

Join the loyalty program and collect Tera Points.

Apple Pay

Apple Pay

Add your card to Apple Wallet and pay with just a tap.

Change Phone Number Remotely

Change Phone Number Remotely

Change your registered phone number in Terabank from the comfort of your home.

Open Banking

Open Banking

Get a complete view of all your accounts.

Payroll Program

Payroll Program

Receive special benefits when your salary is deposited into your Terabank account.

Remote Services

Remote Services

Use Terabank services without leaving your home.

Escrow Service

Escrow Service

Take advantage of Escrow Services and protect yourself from unnecessary risks.

Junior Card

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