Tera Auto

Purchase your desired vehicle with a Terabank auto loan, or swiftly and easily convert your owned car into cash.

For a loan, you won't need to:

  • Transfer the car to the bank
  • Provide documentary proof of income
  • Seek guarantors or co-borrowers
Tera Auto

Loan amount GEL 1000 – GEL 100 000
Loan maturity minimum - 1 month, maximum - 60 months

Special terms:

  • No co-signer required
  • Loan disbursed without the vehicle signed over to the bank
  • High vehicle valuation
  • Option to transfer a loan from another bank
  • Proof of income not required
  • Interest rate from - 24%
  • Effective interest rate - from 40%
  • Loan disbursement fee - from 0%
  • Withdrawal fee - 0
  • Mortgage cost - from 0 GEL
  • Lifting cost - 0


The new product is intended for both existing customers of terabank and those looking to transfer their loans from other banks.

Borrowers must be at least 21 and at most 65 years old.


The following documents are required:

  • Valid ID
  • Vehicle registration certificate

(995 32) 255 00 00
(995 32) 255 00 00 Customer Service Center
* 50 50
* 50 50 Customer Service Center from mobile phone

Frequently Asked Question

Didn't find what you're looking for? Send us a question
How significant is the consideration of credit history in the approval process for an auto loan?

The loan is considered in case of any credit history. You will receive an answer within 30 minutes at most.

Are guarantors or proof of income required?

No, it is not required. 

Whose name does the vehicle stay under?

The vehicle remains in client's name.

How much is the annual interest on the loan?

Yearly rate starts from 24%, while effective - from 40%.

Got more questions?

info@terabank.ge Send us a message
Visit Us Check out our branches