Visa Infinity Privileges and Offers:
- Ability to use individual credit limits and rates imposed on customers of premium banking services;
- Discounts in various trade or service outlets around the world;
- High limits on cashing and payment;
- Access to more than 1,200 airport business lounges is available. Visa Premium cardholders receive their first visit as a complimentary gift. After the first visit, cardholders can continue to use the lounges if they have made transactions totaling at least 1,500 GEL on their card within the 35 days prior to the visit. If the mentioned condition is met, Visa Infinite card holders will enjoy unlimited visits to the lounge during the year.
- Concierge service;
- Full travel insurance (up to $ 1 million);
- Pick up / drop off at the airport;
- Luxury hotels;
- Special offers from partner organizations around the world;
- Extended warranty and purchase protection;
- International medical and information support during travel;
- Global customer support service.
Tariffs
Plastic Card Issuance and Service Fees
Validity Period |
2 years |
---|---|
Card Issuance Fee |
Free |
Card Renewal |
GEL 30 |
Multi-currency account |
GEL / USD / EUR / GBP |
Enrolled from internet sites or overseas operation performed at terminals service fee for refunds |
0% |
Fee for changing the daily limit for withdrawing money from ATMs (maximum term 1 month) |
GEL 5 |
Daily limit of transactions |
30 transactions |
Daily withdrawal limit from your own bank branch |
Unlimited |
Contactless transaction limit performed without a PIN |
GEL 100 |
Daily limit for withdrawing money from ATMs |
GEL 30 000 |
Daily payment limit |
GEL 70 000 |
Daily cash withdrawal limit from another bank branch |
GEL 100 000 |
Withdrawal and Settlement Limits
Daily transaction limit | 30 transactions |
---|---|
Daily withdrawal limit from own bank branch | Unlimited |
Contactless Transaction Limit | GEL 100 |
Daily ATM Withdrawal Limit | GEL 30 000 |
Settlement daily limit | GEL 70 000 |
Daily Limit for Withdrawing Money from Another Bank Branch | GEL 100 000 |
Cashing and Payment Fees
Payment fee with POS terminal | 0% |
---|---|
Cash withdrawal from Terabank ATM | 0% |
Cash withdrawal from Liberty Bank ATM | 0% |
Cash withdrawal from TBC Bank ATM | 0.50% |
Cash withdrawal from any other bank (within the country) | 1% min. USD 2 |
Cash withdrawal from any other bank (outside the country)* | 1% min. USD 2 |
When withdrawing money in GEL from a Terabank branch | 0.1% |
Cash withdrawal in foreign currency from a Terabank branch | 0.25% |
Cash withdrawal from Liberty Bank cash desk | 0.7% min. GEL 0.90 |
Cash withdrawal from another bank's cash desk | 2.5% min. USD 3.50 |
Placement of the card on the local Stop List | Free |
Placement of the card on the international Stop List (for 2 weeks) | USD 40 |
Cost of the card transaction appeal service, for each transaction | USD 15 |
Placement of the card on the international Stop List (for 2 weeks): | USD 40 |
Service fee for each card transaction appeal** | USD 15 |
Transaction conversion fee for a currency other than the currency of the card account | 3% |
*Cash withdrawal from the ATM abroad is free of charge within one calendar month from the transaction performance, within the following limits– USD 1 000 / EURO 1 000 / GBP 1 000.
**In the case of reimbursement by card safety service, the customer will not be charged the cost of the appeal fee. This cost will be reimbursed by
the bank
Escrow Service
Take advantage of Escrow Services and protect yourself from unnecessary risks.
Change Phone Number Remotely
Change your registered phone number in Terabank from the comfort of your home.
Payroll Program
Receive special benefits when your salary is deposited into your Terabank account.
SMS Signature
SMS code instead of signature – save time and take care of the environment.
Referral Program
Become our customer, refer your friend and get Tera Points as a present.