Card Safety

Use the security service of card insurance and be protected from illegal operations in Georgia, as well as abroad.

Card Safety

Security service will make up for the funds spent during the illegal use of your card.
The service is applicable for the operations performed through ATM, POS terminal and internet.

Card safety/insurance service terms

 

Service Standard Premium Premium Plus Gold Gold Plus
Annual Fee GEL 5 GEL 10 GEL 15 GEL 25 GEL 50
Card Insurance Term

                                                 Equals to Card validity term                                                                      

Transactions fullfilled without PIN or Chip (above GEL 100)  GEL 2 000 GEL 5 000  GEL 8 000 GEL 10 000 GEL 25 000
Internet transactions  GEL 500 GEL 800 GEL 1 100 GEL 3 000 GEL 7 000
Authorization-free transactions GEL 200 GEL 500 GEL 800 GEL 1 200 GEL 2 500
Number of operations reimbursed

10 illegal operations

Visa Classic

Visa Classic

30 GEL Issuance Fee
2 Years Card Validity

Mastercard Standard

Mastercard Standard

30 GEL Issuance Fee
2 Years Card Validity

Visa Gold

Visa Gold

GEL 100 Issuance Fee
2 Years Card Validity

Mastercard Gold

Mastercard Gold

GEL 100 Issuance Fee
2 Years Card Validity

Visa Royal

Visa Royal

2 Years Validity Period
Free Issuance Fee

Visa Travel

Visa Travel

2 Years Card Validity
100 GEL Issuance fee

Visa Platinum

Visa Platinum

250 GEL Issuance Fee
2 Years Card Validity

Junior Card

Junior Card

2 Years Validity Period
Free Issuance Fee

Tariff Packages

Tariff Packages

Get an offer for a combination of banking products to meet your needs,

Credit Card

Credit Card

2 Years Validity Period
Free Issuance Fee

Visa Infinite

Visa Infinite

Free Issuance Fee
2 Years Card Validity

Mastercard Travel

Mastercard Travel

2 Years Validity Period
100 GEL Service Fee

Helpful guidance and tips to steer clear of credit card fraud from the start:

Tips regarding card security

  • Do not leave your card in a place where another person can access it.
  • Do not write the PIN code on the card and do not keep the PIN code written on a piece of paper with the card.
  • Do not send complete card data: 16-digit number, expiration date, security (CVC/CVV) code by phone or e-mail and do not share this data with another person.
  • Do not share the 3D security code that you receive by SMS during the payment process to confirm the operation.
  • In the case of loss or theft of the payment card, immediately block the card through the Internet Bank or contact Terabank with a request to block the card.
  • When using an ATM, be careful to watch the distance between you and any other persons so that they cannot see the PIN code you enter. Once the process is complete, take the money and the card and make sure you are logged out of your account.
  • Be careful when using the post terminal - never show the card to the service staff and ask them to present the post terminal to you. This will reduce the risk of card data theft.
  • Avoid automatically remembering card data on a website when paying online.

Paying by card for online purchases

  • Search for information about the store's reputation in advance and read customer reviews carefully. When using a mobile application, make sure that the application is owned by the store or service provider.
  • Look at the website address field. Make sure that the site address does not start with http//, but with https// where the s indicates transaction security. Additionally, the green padlock symbol must appear in the address field.

Types of financial fraud

  • Cyber-attack - an act that uses an electronic device and/or a connected network or system to illegally obtain property or information.
  • Phishing - entering card data on a fake copy of the website of a real organization created by a fraudster.
  • Smishing - the same as SMS phishing. One type of phishing which is carried out by sending a short text message.
  • Vishing - a type of telephone fraud when the fraudster tries to obtain card details through telephone communication.
  • Skimming - stealing card data by installing a special device, a skimmer, on an ATM or post terminal.
  • Spamming - sending e-mails of an advertising nature by a certain company or person without the permission and desire of the recipient.
  • Malicious programs - the same as spyware programs that can steal personal data recorded on your computer.

Card Delivery Service

Card Delivery Service

Get a plastic card from the comfort of your home.

3D Secure

3D Secure

Secure online card payments.

Conversion Structure

Conversion Structure

Conversion for a card transaction.

Tera Points

Tera Points

Join the loyalty program and collect Tera Points.

Payroll Program

Payroll Program

Receive special benefits when your salary is deposited into your Terabank account.

Remote Services

Remote Services

Use Terabank services without leaving your home.

Card Safety

Card Safety

Protect your card from illegal operations.

SMS Signature

SMS Signature

SMS code instead of signature – save time and take care of the environment.

Currency Exchange

Currency Exchange

Convert money at the best rate.

Escrow Service

Escrow Service

Take advantage of Escrow Services and protect yourself from unnecessary risks.

Onboarding

Onboarding

Become a Terabank's customer with an online registration.

Referral Program

Referral Program

Become our customer, refer your friend and get Terabytes as a present.

Got more questions?

info@terabank.ge Send us a message
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