CLASSIC
2 ₾ Monthly
CLASSIC for non-resident
10 ₾ Monthly
GOLD
10 ₾ Monthly
PLATINUM
15 ₾ Monthly
Standard Tariffs
Free
Annual commission
GEL 19
GEL 100
GEL 90
GEL 140
----
SMS Service
Free
Free
Free
Free
Monthly commission GEL 1
Internet/mobile bank with DG pass service
Free
Free
Free
Free
Monthly commission GEL 1.5
Debit Card
(Card Term - 4 Years)
Visa Classic / Mastercard Standard / Preprinted / *Visa Local - Free
Visa Classic / Mastercard Standard / Preprinted / *Visa Local - Free
Visa Gold / Mastercard Gold - Free
Visa Platinum - Free
Visa Classic / Mastercard Standard - GEL 30, Visa Gold / Mastercard Gold - GEL 100, Visa Platinum - GEL 250.
Cash withdrawal from the Terabank ATM*
Standard
Standard
0%
0%
0.2% min. GEL 0.60
Transfer to another bank in the national currency in branch/service center
Standard
Standard
Standard
Up to GEL 10 000 - 0.07%, From 0.5 up to GEL 4; From 10 000 up to 100 000 - 0.07%, Max. GEL 10; Above 100 000 GEL - 0.07%, Max. GEL 100.
Up to GEL 1 000 - GEL 2 / From 1 000 up to GEL 10 000 - GEL 4 / From 10 000 up to GEL 100 000 - GEL 10 / Above GEL 100 000 - GEL 100.
Transfer to another bank in the national currency via internet/mobile banking
Standard
Standard
Standard
Up to 10 000 - 0,07%, From 0.5 up to GEL 2; From 10 000 up to GEL 100 000 - 0%, GEL 5; Above 100 000 - 0%, From 10 - GEL 50.
Up to GEL 1 000 - GEL 1 / From 1 000 up to GEL 10 000 - GEL 2 / From 10 000 up to GEL 100 000 - GEL 5 / Above GEL 100 000 - GEL 50.
Transfer to another bank in other currency
Standard
Standard
Standard
Standard
0.2%, min. USD 15 / EUR 15
Automatic utility transfers
Free
Free
Free
Free
Monthly commission GEL 1
Standing payment order
Free
Free
Free
Free
Monthly commission GEL 1
Issuing notice
Standard
Standard
Free
Free
From GEL 10 to GEL 30 (depending on the type of notice)
Individual safe
Standard
Standard
Standard
1 Month- Free, After 1 month - Standard
Small size (29*50*8) - GEL 40 monthly / Average size (29*50*18; 29*50*28) - GEL 60 montly
Accrual of interest on positive balance
----
----
----
Min. Balance 1 000 units**
----
Open a current account
Free
Free
Free
Free
----
Current account service fee
Free
Free
Free
Free
----
Internet Banking/Mobile Banking
(IB SMS)
Free
Free
Free
Free
----
GEL withdrawal from bank branch
(within the amount deposited)
Standard
Standard
0,30% min. GEL 0.50
0,20% min. GEL 0.50
0.4%, min. GEL 0.50
Foreign currency withdrawal from a bank branch
(within the amount deposited)
Standard
Standard
0.50% min. equivalent to GEL 1
0.50% min. equivalent to GEL 1
0.6%, min. equivalent to GEL 1
CLASSIC
2 ₾ Monthly
Annual commission
GEL 19
SMS Service
Free
Internet/mobile bank with DG pass service
Free
Debit Card
Visa Classic / Mastercard Standard / Preprinted / *Visa Local - Free
Cash withdrawal from the Terabank ATM*
Standard
Transfer to another bank in the national currency in branch/service center
Standard
Transfer to another bank in the national currency via internet/mobile banking
Standard
Transfer to another bank in other currency
Standard
Automatic utility transfers
Free
Standing payment order
Free
Issuing notice
Standard
Individual safe
Standard
Accrual of interest on positive balance
Open a current account
Free
Current account service fee
Free
Internet Banking/Mobile Banking
Free
GEL withdrawal from bank branch
Standard
Foreign currency withdrawal from a bank branch
Standard
CLASSIC for non-resident
10 ₾ Monthly
Annual commission
GEL 100
SMS Service
Free
Internet/mobile bank with DG pass service
Free
Debit Card
Visa Classic / Mastercard Standard / Preprinted / *Visa Local - Free
Cash withdrawal from the Terabank ATM*
Standard
Transfer to another bank in the national currency in branch/service center
Standard
Transfer to another bank in the national currency via internet/mobile banking
Standard
Transfer to another bank in other currency
Standard
Automatic utility transfers
Free
Standing payment order
Free
Issuing notice
Standard
Individual safe
Standard
Accrual of interest on positive balance
Open a current account
Free
Current account service fee
Free
Internet Banking/Mobile Banking
Free
GEL withdrawal from bank branch
Standard
Foreign currency withdrawal from a bank branch
Standard
GOLD
10 ₾ Monthly
Annual commission
GEL 90
SMS Service
Free
Internet/mobile bank with DG pass service
Free
Debit Card
Visa Gold / Mastercard Gold - Free
Cash withdrawal from the Terabank ATM*
0%
Transfer to another bank in the national currency in branch/service center
Standard
Transfer to another bank in the national currency via internet/mobile banking
Standard
Transfer to another bank in other currency
Standard
Automatic utility transfers
Free
Standing payment order
Free
Issuing notice
Free
Individual safe
Standard
Accrual of interest on positive balance
Open a current account
Free
Current account service fee
Free
Internet Banking/Mobile Banking
Free
GEL withdrawal from bank branch
0,30% min. GEL 0.50
Foreign currency withdrawal from a bank branch
0.50% min. equivalent to GEL 1
PLATINUM
15 ₾ Monthly
Annual commission
GEL 140
SMS Service
Free
Internet/mobile bank with DG pass service
Free
Debit Card
Visa Platinum - Free
Cash withdrawal from the Terabank ATM*
0%
Transfer to another bank in the national currency in branch/service center
Up to GEL 10 000 - 0.07%, From 0.5 up to GEL 4; From 10 000 up to 100 000 - 0.07%, Max. GEL 10; Above 100 000 GEL - 0.07%, Max. GEL 100.
Transfer to another bank in the national currency via internet/mobile banking
Up to 10 000 - 0,07%, From 0.5 up to GEL 2; From 10 000 up to GEL 100 000 - 0%, GEL 5; Above 100 000 - 0%, From 10 - GEL 50.
Transfer to another bank in other currency
Standard
Automatic utility transfers
Free
Standing payment order
Free
Issuing notice
Free
Individual safe
1 Month- Free, After 1 month - Standard
Accrual of interest on positive balance
Min. Balance 1 000 units**
Open a current account
Free
Current account service fee
Free
Internet Banking/Mobile Banking
Free
GEL withdrawal from bank branch
0,20% min. GEL 0.50
Foreign currency withdrawal from a bank branch
0.50% min. equivalent to GEL 1
Standard Tariffs
Free
Annual commission
SMS Service
Monthly commission GEL 1
Internet/mobile bank with DG pass service
Monthly commission GEL 1.5
Debit Card
Visa Classic / Mastercard Standard - GEL 30, Visa Gold / Mastercard Gold - GEL 100, Visa Platinum - GEL 250.
Cash withdrawal from the Terabank ATM*
0.2% min. GEL 0.60
Transfer to another bank in the national currency in branch/service center
Up to GEL 1 000 - GEL 2 / From 1 000 up to GEL 10 000 - GEL 4 / From 10 000 up to GEL 100 000 - GEL 10 / Above GEL 100 000 - GEL 100.
Transfer to another bank in the national currency via internet/mobile banking
Up to GEL 1 000 - GEL 1 / From 1 000 up to GEL 10 000 - GEL 2 / From 10 000 up to GEL 100 000 - GEL 5 / Above GEL 100 000 - GEL 50.
Transfer to another bank in other currency
0.2%, min. USD 15 / EUR 15
Automatic utility transfers
Monthly commission GEL 1
Standing payment order
Monthly commission GEL 1
Issuing notice
From GEL 10 to GEL 30 (depending on the type of notice)
Individual safe
Small size (29*50*8) - GEL 40 monthly / Average size (29*50*18; 29*50*28) - GEL 60 montly
Accrual of interest on positive balance
Open a current account
Current account service fee
Internet Banking/Mobile Banking
GEL withdrawal from bank branch
0.4%, min. GEL 0.50
Foreign currency withdrawal from a bank branch
0.6%, min. equivalent to GEL 1
*The client can be charged by ATM cash withdrawal fee when withdraw money abroad. This fee set by the ATM acquiring bank for which Terabank is not responsible. During withdrawing, the client receives notification at the ATM’s screen regarding acquiring fee and question if client wants to perform further cash withdrawal operation.
If the client continues the process of cash withdrawal - it automatically means that client accepts the ATM acquiring fee which displayed on the ATM screen.
**With a positive balance, the interest rate is determined in accordance with the terms of the savings account at the bank.
Platinum card is given as a gift to the client if the total amount of term deposits is at least 100,000 GEL or its equivalent in the relevant currency at the rate of the National Bank.
The "Platinum" rate package can be used by individuals who meet one of the following conditions:
- Has a minimum monthly income of GEL 2 000 or its equivalent in the respective currency;
- Has an open deposit of at GEL 100 000 or its equivalent;
- Has taken out a loan of at least USD 20 000 or its equivalent.
The customer should note that:
- If the card issued within the tariff package is lost/damaged by the customer, the card will be issued at the standard rate (see service rates for plastic cards, Appendix #1); - at standard rate;
- the card issued within the tariff package will expire, but the customer will continue to use the tariff package, the card will be issued free of charge;
- If the customer wants to make an additional card to the card issued within the tariff package - it will be made at the standard rate - at the standard rate;
- If the client wants to receive the card issued within the tariff package on the same working day, the client must pay the urgent value fee - Card value + GEL 30.
- At the request of the customer, it is possible to change the tariff package, both from a lower to a higher one, and vice versa, from a higher to a lower category tariff package;
- When the category of the tariff package is changed, a corresponding type of card is issued;
- To change the category of the tariff package, the customer must make an application at the bank's branches;
- After changing the category of the tariff package, the amount of its fee also changes, which corresponds to the new tariff package;
- If the customer already has a card when purchasing a tariff package and its type does not correspond to the purchased tariff package, such a card will remain with the customer if desired until its expiration, which will be subject to the standard tariff.