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Terms and tariffs |
CLASSIC Package |
CLASSIC Package for Non-Resident Individuals |
GOLD Package |
PLATINUM Package |
Standard Tariffs |
|
monthly commission |
GEL 2 |
GEL 10 |
GEL 10 |
GEL 15 |
- |
|
Annual commission |
GEL 19 |
GEL 100 |
GEL 90 |
GEL 140 |
- |
|
SMS Service |
Free |
Free |
Free |
Free |
Monthly commission GEL 1 |
| Internet/mobile bank with DG pass service |
Free |
Free |
Free |
Free |
Monthly commission GEL 1.5 |
| Debit Card (Card Term - 2 Years) |
Visa Classic / MC Standard / Visa Local - Free |
Visa Classic / MC Standard / Visa Local - Free |
Visa Gold / MC Gold - Free |
Visa Platinum - Free |
Visa Classic / MC Standard - GEL 30 ,Visa Gold / MC Gold - GEL 100,Visa Platinum - GEL 250 , Visa Infinity - Free |
| Cash withdrawal from the Terabank ATM*** |
Standard |
Standard |
0%
|
0% |
0.2% min. GEL 0.60 |
| Transfer to another bank in the national currency in branch/service center |
Standard |
Standard |
Standard |
Up to GEL 10 000 - 0,07%, From 0.5 up to GEL 4; From 10 000 up to 100 000 - 0,07%, Max. GEL 10; Above 100 000 GEL - 0,07%, Max. GEL 100. |
Up to GEL 1 000 - GEL 2 ; From 1 000 up to GEL 10 000 - GEL 4; From 10 000 up to GEL 100 000 - GEL 10; Above GEL 100 000 - GEL 100. |
| Transfer to another bank in the national currency via internet/mobile banking | Standard | Standard | Standard |
Up to 10 000 - 0,07%, From 0.5 up to GEL 2; From 10 000 up to GEL 100 000 - 0%, GEL 5; Above 100 000 - 0%, From 10 - GEL 50. |
Up to GEL 1 000 - GEL 1; From 1 000 up to GEL 10 000 - GEL 2; From 10 000 up to GEL 100 000 - GEL 5; Above GEL 100 000 - GEL 50. |
| Transfer to another bank in other currency |
Standard |
Standard |
Standard |
Standard |
0.2%, min. USD 15 / EUR 15 |
| Automatic utility transfers |
Free |
Free |
Free |
Free |
Monthly commission GEL 1 |
| Standing payment order |
Free |
Free |
Free |
Free |
monthly commission GEL 1 |
| Issuing notice |
Standard |
Standard |
Free |
Free |
From GEL 10 to GEL 30 (depending on the type of notice) |
| Individual safe |
Standard |
Standard |
Standard |
1 Month- Free After 1 month - Standard |
Small size (29*50*8) - GEL 40 monthly; Average size (29*50*18; 29*50*28) - GEL 60 montly |
| Accrual of interest on positive balance |
- |
- |
- |
Min. Balance 1 000 units* |
|
| Open a current account |
Free |
Free |
Free |
Free |
|
| Current account service fee |
Free |
Free |
Free |
Free |
|
| Internet Banking/Mobile Banking (IB SMS) |
Free |
Free |
Free |
Free |
|
| Internet Banking/Mobile Banking (IB SMS) |
Standard |
Standard |
0,30% min. GEL 0,50 |
0,20% min. GEL 0,50 |
0.4%, min. GEL 0.50 |
| Internet Banking/Mobile Banking (IB SMS) |
Standard |
Standard |
0,50% min. equivalent to GEL 1 |
0,50% min. equivalent to GEL 1 |
0.6%, min. equivalent to GEL 1 |
*With a positive balance, the interest rate is determined in accordance with the terms of the savings account at the bank.
**The client can be charged by ATM cash withdrawal fee when withdraw money abroad. This fee set by the ATM acquiring bank for which Terabank is not responsible. During withdrawing, the client receives notification at the ATM’s screen regarding acquiring fee and question if client wants to perform further cash withdrawal operation.
If the client continues the process of cash withdrawal - it automatically means that client accepts the ATM acquiring fee which displayed on the ATM screen.
***Foreign Card Withdrawal Tariffs at TeraBank ATMs:
- A fixed commission of $1 for every $100 withdrawn;
- A fixed commission of $2 for every GEL 200 withdrawn.
The "Platinum" rate package can be used by individuals who meet one of the following conditions:
- Has a minimum monthly income of GEL 2 000 or its equivalent in the respective currency;
- Has an open deposit of at least GEL 20 000 or its equivalent;
- Has taken out a loan of at least USD 20 000 or its equivalent.
The tariff package can be changed from the low to high category and vice versa from the high to low category tariff package.
Cards issued within the tariff package
In case:
- If the card issued within the tariff package is lost/damaged by the customer, the card will be issued at the standard rate (see service rates for plastic cards, Appendix #1); - at standard rate
- the card issued within the tariff package will expire, but the customer will continue to use the tariff package, the card will be issued free of charge;
- If the customer wants to make an additional card to the card issued within the tariff package - it will be made at the standard rate (see plastic card service rates, Appendix #1); - at the standard rate
- If the client wants to receive the card issued within the tariff package on the same working day, the client must pay the urgent value fee (see service tariffs for plastic cards, Appendix N1).- Card value + GEL 30
Change of category of tariff packages:
- At the request of the customer, it is possible to change the tariff package, both from a lower to a higher one, and vice versa, from a higher to a lower category tariff package.
- When the category of the tariff package is changed, a corresponding type of card is issued.
- To change the category of the tariff package, the customer must make an application at the bank's branches;
- After changing the category of the tariff package, the amount of its fee also changes, which corresponds to the new tariff package.
- If the customer already has a card when purchasing a tariff package and its type does not correspond to the purchased tariff package, such a card will remain with the customer if desired until its expiration, which will be subject to the standard tariff.
