Tariff Packages

If you want to use several banking products at the same time, here is an offer for a combination of banking products to meet your needs.

Pay only the package fee and get the products/services included in it for free.


Terms and tariffs	CLASSIC Package	CLASSIC Package for Non-Resident Individuals	GOLD Package	PLATINUM Package	Standard Tariffs
monthly commission	GEL 2	GEL 10	GEL 10	GEL 15	-
Annual commission	GEL 19	GEL 100	GEL 90	GEL 140	-
SMS Service	Free	Free	Free	Free	Monthly commission GEL 1
Internet/mobile bank with DG pass service	Free	Free	Free	Free	Monthly commission GEL 1.5
Debit Card (Card Term - 4 Years)	Visa Classic / Mastercard Standard / Preprinted / *Visa Local - Free	Visa Classic / Mastercard Standard / Preprinted / *Visa Local - Free	Visa Gold / Mastercard Gold - Free	Visa Platinum - Free	Visa Classic / Mastercard Standard - GEL 30 ,Visa Gold / Mastercard Gold - GEL 100,Visa Platinum - GEL 250.
Cash withdrawal from the Terabank ATM*	Standard	Standard	0%	0%	0.2% min. GEL 0.60
Transfer to another bank in the national currency in branch/service center	Standard	Standard	Standard	Up to GEL 10 000 - 0.07%, From 0.5 up to GEL 4; From 10 000 up to 100 000 - 0.07%, Max. GEL 10; Above 100 000 GEL - 0.07%, Max. GEL 100.	Up to GEL 1 000 - GEL 2 ; From 1 000 up to GEL 10 000 - GEL 4; From 10 000 up to GEL 100 000 - GEL 10; Above GEL 100 000 - GEL 100.
Transfer to another bank in the national currency via internet/mobile banking	Standard	Standard	Standard	Up to 10 000 - 0,07%, From 0.5 up to GEL 2; From 10 000 up to GEL 100 000 - 0%, GEL 5; Above 100 000 - 0%, From 10 - GEL 50.	Up to GEL 1 000 - GEL 1; From 1 000 up to GEL 10 000 - GEL 2; From 10 000 up to GEL 100 000 - GEL 5; Above GEL 100 000 - GEL 50.
Transfer to another bank in other currency	Standard	Standard	Standard	Standard	0.2%, min. USD 15 / EUR 15
Automatic utility transfers	Free	Free	Free	Free	Monthly commission GEL 1
Standing payment order	Free	Free	Free	Free	monthly commission GEL 1
Issuing notice	Standard	Standard	Free	Free	From GEL 10 to GEL 30 (depending on the type of notice)
Individual safe	Standard	Standard	Standard	1 Month- Free After 1 month - Standard	Small size (29508) - GEL 40 monthly; Average size (295018; 295028) - GEL 60 montly
Accrual of interest on positive balance	-	-	-	Min. Balance 1 000 units**
Open a current account	Free	Free	Free	Free
Current account service fee	Free	Free	Free	Free
Internet Banking/Mobile Banking (IB SMS)	Free	Free	Free	Free
Internet Banking/Mobile Banking (IB SMS)	Standard	Standard	0,30% min. GEL 0.50	0,20% min. GEL 0.50	0.4%, min. GEL 0.50
Internet Banking/Mobile Banking (IB SMS)	Standard	Standard	0.50% min. equivalent to GEL 1	0.50% min. equivalent to GEL 1	0.6%, min. equivalent to GEL 1

*The client can be charged by ATM cash withdrawal fee when withdraw money abroad. This fee set by the ATM acquiring bank for which Terabank is not responsible. During withdrawing, the client receives notification at the ATM’s screen regarding acquiring fee and question if client wants to perform further cash withdrawal operation.

If the client continues the process of cash withdrawal - it automatically means that client accepts the ATM acquiring fee which displayed on the ATM screen.

**With a positive balance, the interest rate is determined in accordance with the terms of the savings account at the bank.
"Platinum" card is given as a gift to the client if the total amount of term deposits is at least 100,000 GEL or its equivalent in the relevant currency at the rate of the National Bank.

The "Platinum" rate package

The "Platinum" rate package can be used by individuals who meet one of the following conditions:

Has a minimum monthly income of GEL 2 000 or its equivalent in the respective currency;
Has an open deposit of at GEL 100 000 or its equivalent;
Has taken out a loan of at least USD 20 000 or its equivalent.

The tariff package can be changed from the low to high category and vice versa from the high to low category tariff package.

Information about issuing a card within the tariff package

The customer should note that:

If the card issued within the tariff package is lost/damaged by the customer, the card will be issued at the standard rate (see service rates for plastic cards, Appendix #1); - at standard rate;
the card issued within the tariff package will expire, but the customer will continue to use the tariff package, the card will be issued free of charge;
If the customer wants to make an additional card to the card issued within the tariff package - it will be made at the standard rate - at the standard rate;
If the client wants to receive the card issued within the tariff package on the same working day, the client must pay the urgent value fee - Card value + GEL 30.

Category change of tariff packages

At the request of the customer, it is possible to change the tariff package, both from a lower to a higher one, and vice versa, from a higher to a lower category tariff package;
When the category of the tariff package is changed, a corresponding type of card is issued;
To change the category of the tariff package, the customer must make an application at the bank's branches;
After changing the category of the tariff package, the amount of its fee also changes, which corresponds to the new tariff package;
If the customer already has a card when purchasing a tariff package and its type does not correspond to the purchased tariff package, such a card will remain with the customer if desired until its expiration, which will be subject to the standard tariff.