The Increasing Deposit terms allow you to:
- Place the minimum monthly contribution on the deposit in parts.
- Take advantage of the two-month grace period and keep the interest rate of the increasing deposit.
- Receive the corresponding rate of the savings deposit, after using the grace period, in case of delay in the monthly minimum contribution.
Open a growing deposit, and get debit cards for free
Visa/Mastercard Gold
For deposits amounting to 10,000 GEL or more. (Or an equivalent amount in a relevant currency, with the rates from National bank of Georgia)
Visa Platinum
For deposits amounting to 100,000 GEL or more. (Or an equivalent amount in a relevant currency, with rates from National Bank of Georgia)
Deposit Terms
- If the violation occurs within one calendar month from the deposit's opening date, a fine of 0.25% will be charged on the deposit amount. If the violation occurs after one calendar month, the deposit will be charged the interest rate applicable to the savings deposit at the bank at the time of the violation, based on the actual term placed.
- If the deposit is breached, any previously paid benefits (if they were accrued monthly or in advance) will be deducted from the principal amount of the deposit.
During the term, if you do not add minimum monthly installments for 2 consecutive months, the interest rate of the Increasing deposit is still retained.
How to Request a Deposit?
Log in to the Internet Banking Visit: https://ebanking.ge/login and enter your credentials
Navigate to Offers
Select Deposits
Choose the desired deposit Enter the required information in the appropriate fields.
Open the online application pageVisit: www.terabank.ge and click on the online application button.
From the list of online applications, select the Application for Deposits Fill your mobile number
Complete the application form Enter the required information in the appropriate fields.
Contact us:
- Phone: 032 255 00 00
- Email: info@terabank.ge
Interest Rates
Interest rate in GEL (promotion)
Annual interest rate in GEL:
| Deposit term | Interest withdrawal at the end of the term | Interest withdrawal on a monthly basis |
| 3-5 | 9.80% | 9.70% |
| 6-8 | 10.15% | 9.95% |
| 9-11 | 10.25% | 9.90% |
| 12-14 | 10.30% | 9.85% |
| 15-17 | 10.30% | 9.85% |
| 18-20 | 10.50% | 9.85% |
| 21-23 | 10.50% | 9.85% |
| 24 | 10.50% | 9.70% |
| Deposit term | Interest withdrawal at the end of the term | Interest withdrawal on a monthly basis |
| 3-5 | 10.17% | 10.14% |
| 6-8 | 10.41% | 10.42% |
| 9-11 | 10.38% | 10.36% |
| 12-14 | 10.30% | 10.31% |
| 15-17 | 10.17% | 10.31% |
| 18-20 | 10.24% | 10.31% |
| 21-23 | 10.12% | 10.31% |
| 24 | 10.00% | 10.14% |
Interest rate in USD (promotion)
Annual interest rate in USD:
| Deposit term | Interest withdrawal at the end of the term | Interest withdrawal on a monthly basis |
|---|---|---|
| 3-5 | 2.50% | 2.35% |
| 6-8 | 2.70% | 2.65% |
| 9-11 | 3.10% | 2.70% |
| 12-14 | 3.10% | 2.85% |
| 15-17 | 3.30% | 2.90% |
| 18-20 | 3.30% | 3.05% |
| 21-23 | 3.60% | 3.15% |
| 24 | 3.60% | 3.20% |
| Deposit term | Interest withdrawal at the end of the term | Interest withdrawal on a monthly basis |
|---|---|---|
| 3-5 | 2.53% | 2.38% |
| 6-8 | 2.73% | 2.68% |
| 9-11 | 3.14% | 2.73% |
| 12-14 | 3.14% | 2.89% |
| 15-17 | 3.35% | 2.94% |
| 18-20 | 3.35% | 3.09% |
| 21-23 | 3.66% | 3.20% |
| 24 | 3.66% | 3.25% |
Interest rate in EUR (promotion)
Annual interest rate is in EUR:
| Deposit term | Interest withdrawal at the end of the term | Interest withdrawal on a monthly basis |
|---|---|---|
| 3-5 | 1.50% | 1.35% |
| 6-8 | 1.70% | 1.65% |
| 9-11 | 2.10% | 1.70% |
| 12-14 | 2.50% | 2.20% |
| 15-17 | 2.60% | 2.30% |
| 18-20 | 2.70% | 2.50% |
| 21-23 | 2.80% | 2.60% |
| 24 | 2.90% | 2.70% |
| Deposit term | Interest withdrawal at the end of the term | Interest withdrawal on a monthly basis |
|---|---|---|
| 3-5 | 1.51% | 1.36% |
| 6-8 | 1.71% | 1.66% |
| 9-11 | 2.12% | 1.71% |
| 12-14 | 2.53% | 2.22% |
| 15-17 | 2.63% | 2.32% |
| 18-20 | 2.73% | 2.53% |
| 21-23 | 2.84% | 2.63% |
| 24 | 2.94% | 2.73% |
Calculate Deposit Conditions
What interest rates are available for non-residents?
Interest rates for non-residents are determined by individual agreements. For more info, please contact us.
Is it possible to withdraw interest benefits without breaching the deposit?
Yes. It is possible to allow a deposit-secured-overdraft with standard conditions. Also, you can use the cash-cover loan.
Is it possible to retain an interest income for an increasing deposit, without deploying minimum monthly installments?
For two consecutive months, you have a grace period, which does not affect the interest rate of a growing deposit.
