SERVICE FEES
| Opening a multi-currency current account | GEL 10 |
|---|---|
| Opening an additional multi-currency current account | GEL 10 |
| Opening a multi-currency nominal holding account | GEL 10 |
| Fee for processing the application for opening a legal entity account* | GEL 300 |
| Monthly account service fee** | GEL 3 |
| Fixed account monthly service fee*** | GEL 10 |
*Commission is paid if the legal entity, founder, and/or director of the legal entity is a non-resident.
**Current account services for legal entities are provided within the framework of the basic package which includes current account services, SMS digipass internet bank, and SMS messages. The commission does not apply to state-owned companies (e.g., LLP and others) and legal entities opened from the register of entrepreneurs and non-entrepreneurial (non-commercial) legal entities of the public register with an unexpired status at the mentioned time.
***Dormant account - an account on which the client’s task has not been fulfilled during the last six months.
| Transfer to JSC Terabank system | Free |
|---|---|
| Transfer to other banks in national currency from Terabank branches | Up to GEL 1 000 - GEL 4; |
| From 1 000 up to GEL 10 000 - GEL 10 | |
| From 10 000 up to GEL 100 000 - GEL 20 | |
| Above GEL 100 000 - GEL 200 | |
| Transfer to other banks in national currency from Terabank remote channels | Up to GEL 1 000 GEL - GEL 1 |
| From 1 000 up to GEL 10 000 - GEL 50 | |
| From 10 000 up to GEL 100 000 - GEL 10 | |
| Above GEL 100 000 - GEL 100 | |
| Fast transfer of GEL to another bank* | Up to GEL 5 000 - Fix. GEL 1 |
| From GEL 5 000 - Fix. GEL 2 | |
| Transfer to another bank in US dollars | 0.2% min. USD 15, max. USD 500 |
| Transfer to another bank in euros and other foreign currencies (except US dollars) | 0.2% min. EURO 15, max. EURO 500 |
| Transfer to another bank to the recipient’s account with a guarantee of full crediting of the amount in US dollars | Transfer fee plus USD 25 |
| Transfer to another bank to the recipient’s account with a guarantee of full crediting of the amount in euros and other currencies (except US dollars) | Transfer fee plus EURO 25 |
| Making changes to the transfer made in US dollars/retrieving funds/canceling the transfer | USD 50 |
| Making changes/retrieving funds/canceling transfers made in euros and other currencies (except US dollars) | EURO 50 |
Important information:
For the execution of the foreign currency payment order, it is necessary to present a document confirming the basis of settlement (agreement, invoice, etc.) if the amount to be transferred exceeds GEL 100 000 (one hundred thousand) equivalent in the currency under the NBG rate.
Based on international and local legal requirements, as well as the bank's internal policy, if necessary, the bank may request a document confirming the basis of settlement (agreement, invoice, etc.) and other information/documentation necessary for the study of the transaction, regardless of the amount.
Important information regarding the foreign currency transactions.
| Depositing money into the account in national and foreign currencies | FREE |
|---|---|
| Depositing Russian rubles to the account | 3% of deposit amount |
| Withdrawal of national currency from any type of account from the cash desk of the branch | 0.2%, min. GEL 0.50 |
| Withdrawal of foreign currency from any type of account from the cash desk of the branch | 0.5%, min. equivalent to GEL 1 |
| Acceptance and exchange of damaged foreign currency notes | 3% |
| Issuance of wallet checks | GEL 9 |
| Depositing money (GEL, USD, EUR) through the terminal in the bank branch | FREE |
|---|---|
| Depositing money through machines belonging to SS Oppa (GEL, USD, EUR) | 2%, min. GEL 0,5 |
| Deposit in national currency through TBC PAY | GEL 1 |
| Depositing an amount in foreign currency (USD, EUR) through TBC PAY equivalent | GEL 2 in the relevant currency |
Currency conversion at Terabank's current exchange rate - FREE
| Internet bank/mobile bank registration | FREE |
|---|---|
| Internet bank with SMS digital pass | FREE |
| Monthly digipass Internet Bank fee | GEL 5 |
| Digipass cost | GEL 50 |
| Digipass loss/damage fee | GEL 50 |
Registration/Service fee - FREE
| Cash collection | From GEL 400 per object (per month) |
|---|---|
| One-time collection service | It depends on the location of the facility |
| Registration/transfer | FREE |
|---|---|
| Monthly service fee | GEL 1 |
| Transfer fee | Standard |
| Registration | FREE |
|---|---|
| Monthly service fee | GEL 1 |
| Transfer fee in national currency | standard fee determined for remote transfer |
| Transfer fee in foreign currency | standard fee |
| Small safes (29*50*8) | GEL 25 per month |
|---|---|
| Medium-sized safes (29*50*18; 29*50*28) | GEL 30 per month |
| Penalty for non-payment of the value of using the safe* | 50% of the amount for each overdue day |
| Fine in case of loss or damage of the key | GEL 150 |
| Account statement for transactions less than 2 years old | FREE |
|---|---|
| Statement of account for transactions older than 2 years* | GEL 20 |
| Recovery of documents less than 2 years old from the program | FREE |
| Restoration of a document older than 2 years from the program | one document GEL 10 |
| Issuance of a copy of the original contract from the archive** | one contract GEL 10 |
| Issuance of a notice on the balances on the client’s account (in Georgian) | GEL10 |
| Issuance of a statement on the balances on the client’s account (in English) | GEL 30 |
| Statement of debt (in Georgian, English) *** | GEL10 |
| Issuance of a non-standard certificate (in Georgian and English) **** | GEL 30 |
| Bank’s letter on mortgage/pledge removal/mortgage/pledge removal | GEL10 |
| Notification of loan approval | GEL 30 |
*Fees apply if the statement is issued from a bank branch. The fee does not apply to statements from deposits and loans (including overdraft and credit card accounts).
**The fee does not apply to deposit and loan agreements (including those signed remotely) that are valid or that have not been terminated/terminated for more than 2 years. The term of issuing a document is at least 3 working days; the term can be extended depending on the number of requested documents.
***The client has the right to receive information about the debt (including the overdraft and the used limit of the credit card) free of charge, unless the client requests the information in the form of a statement on the bank’s letterhead.
„ New Business” offers the reasonable prices to those new companies, which choose Terabank when being registered at the House of Justice.
After opening the account, companies will receive full information regarding the terms and conditions and will be allowed to choose the desirable branch of Terabank for receiving the service.
| Opening the account | FREE |
|---|---|
| Currency | GEL |
| Transfer to the other banks | FREE (during 12 months) |
| Internet-bank with SMS DG Pass | FREE (during 12 months) |
| Fee for BUSSINESS card service | 50%-discount (during 24 months) |
| Pay-roll cards issuance | FREE |
| For the employees involved with the pay-roll project, card encashment | Encashment from the ATM of the JSC Terabank - Free |
| From the ATM of the JSC Liberty Bank- Free | |
| From the ATM of the JSC TBC Bank-1% min. USD 1 | |
| From the ATM of the other banks - 2% min. USD 3 |
| opening account | FREE |
|---|---|
| Transfer in GEL | FREE (for 12 months) |
| Internet bank with SMS digital pass | FREE |
| Bussiness card | FREE |
| Cashout in GEL | FREE |
| conversion | at a preferential rate agreed upon with the treasury |
service fee - 0,2% min. GEL 100
