Terabank Term Deposit is a safe and profitable way to increase your savings. With flexible terms and competitive interest rates, the deposit offers you a reliable financial solution to achieve your short or long-term goals.
Open a term deposit, and get debit cards for free
Visa/Mastercard Gold
For deposits amounting to 10 000 GEL or more (or an equivalent amount in a relevant currency, with the rates from National bank of Georgia)
Visa Platinum
For deposits amounting to 100 000 GEL or more (or an equivalent amount in a relevant currency, with rates from National Bank of Georgia)
Deposit Terms
- If the violation occurs within one calendar month from the deposit's opening date, a fine of 0.25% will be charged on the deposit amount. If the violation occurs after one calendar month, the deposit will be charged the interest rate applicable to the savings deposit at the bank at the time of the violation, based on the actual term placed.
- If the deposit is breached, any previously paid benefits (if they were accrued monthly or in advance) will be deducted from the principal amount of the deposit.
How to Request a Deposit?
Log in to the Internet Banking Visit: https://ebanking.ge/login and enter your credentials
Navigate to Offers
Select Deposits
Choose the desired deposit Enter the required information in the appropriate fields.
Open the online application pageVisit: www.terabank.ge and click on the online application button.
From the list of online applications, select the Application for Deposits Fill your mobile number
Complete the application form Enter the required information in the appropriate fields.
Contact us: Phone: 032 255 00 00 Email: info@terabank.ge
Interest Rates
Annual interest rate in GEL - Promotion
|
Deposit term |
Interest withdrawal at the end of the term |
Interest withdrawal monthly |
Interest withdrawal in advance |
|
3-5 month |
10.20% |
10.10% |
9.95% |
|
6-8 month |
10.55% |
10.35% |
10.05% |
|
9-11 month |
10.65% |
10.30% |
9.90% |
|
12-14 month |
10.70% |
10.25% |
9.75% |
|
15-17 month |
10.80% |
10.25% |
9.65% |
|
18-20 month |
10.90% |
10.25% |
9.55% |
|
21-23 month |
10.95% |
10.15% |
9.35% |
|
24 month |
11.00% |
10.10% |
9.25% |
Effective interest rate in GEL*:
| Deposit term | Interest withdrawal at the end of the term | Interest withdrawal monthly | Interest withdrawal in advance |
|
3-5 month |
10.60% |
10.58% |
10.70% |
|
6-8 month |
10.83% |
10.86% |
10.97% |
|
9-11 month |
10.79% |
10.80% |
10.94% |
|
12-14 month |
10.70% |
10.75% |
10.91% |
|
15-17 month |
10.66% |
10.75% |
10.94% |
|
18-20 month |
10.62% |
10.75% |
10.96% |
|
21-23 month |
10.54% |
10.64% |
10.86% |
|
24 month |
10.45% |
10.58% |
10.77% |
*Effective interest rate calculated on 5,000 units.
Annual Interest Rate in USD - Promotion
|
Deposit term |
Interest withdrawal at the end of the term | Interest withdrawal Monthly |
Withdrawing interest in advance |
|
3-5 month |
2.25% |
2.15% |
1.30% |
|
6-8 month |
2.30% |
2.20% |
1.40% |
|
9-11 month |
2.36% |
2.30% |
1.75% |
|
12-14 month |
2.80% |
2.70% |
2.15% |
|
15-17 month |
2.90% |
2.80% |
2.15% |
|
18-20 month |
3.05% |
3.00% |
2.40% |
|
21-23 month |
3.10% |
3.00% |
2.45% |
|
24 month |
3.15% |
3.05% |
2.40% |
Effective interest rate in dollars
|
Deposit term |
Interest withdrawal at the end of the term |
Interest withdrawal |
Withdrawing interest |
|
3-5 month |
2.27% |
2.17% |
1.31% |
|
6-8 month |
2.31% |
2.22% |
1.42% |
|
9-11 month |
2.26% |
2.32% |
1.78% |
|
12-14 month |
2.80% |
2.73% |
2.20% |
|
15-17 month |
2.89% |
2.84% |
2.21% |
|
18-20 month |
3.03% |
3.04% |
2.48% |
|
21-23 month |
3.06% |
3.04% |
2.54% |
|
24 month |
3.10% |
3.09% |
2.49% |
*Effective interest rate calculated on 5,000 units.
Annual Interest Rate in EUR - Promotion
|
Deposit Term |
Interest Withdrawal |
Interest Withdrawal |
Interest Withdrawal |
|
3-5 month |
1.10% |
1.00% |
0.85% |
|
6-8 month |
1.25% |
1.00% |
0.85% |
|
9-11 month |
1.50% |
1.30% |
1.25% |
|
12-14 month |
2.00% |
1.80% |
1.65% |
| 15-17 month | 2.20% | 2.10% | 1.70% |
|
18-20 month |
2.30% |
2.20% |
1.80% |
|
21-23 month |
2.35% |
2.25% |
1.85% |
|
24 month |
2.40% |
2.30% |
1.90% |
Effective interest rate in euros
|
Deposit Term |
Interest Withdrawal |
Interest Withdrawal |
Interest Withdrawal |
|
3-5 month |
1.10% |
1.00% |
0.86% |
|
6-8 month |
1.25% |
1.00% |
0.86% |
|
9-11 month |
1.50% |
1.31% |
1.27% |
|
12-14 month |
2.00% |
1.81% |
1.68% |
|
15-17 month |
2.19% |
2.12% |
1.74% |
|
18-20 month |
2.29% |
2.22% |
1.84% |
|
21-23 month |
2.33% |
2.27% |
1.90% |
|
24 month |
2.37% |
2.32% |
1.96% |
*Effective interest rate calculated on 5,000 units.
Calculate Deposit Conditions
What interest rates are available for non-residents?
Interest rates for non-residents are determined by individual agreements. For more info, please contact us.
Is it possible to use the deposit amount during the validity period of the deposit?
Yes, it is possible to allow a deposit-secured-overdraft with standard conditions. Also, you can use the cash covered loan.
