Visa Platinum

Visa Platinum

A premium debit card offering VIP services.

Card Features:

  • Global discounts at diverse trade and service establishments
  • Elevated withdrawal and transaction ceilings
  • more than 1,300 business lounge visits worldwide, up to 2 times a year. After using the complimentary visit, the cost for the cardholder and each accompanying person is USD 32, which will be deducted from their card account.
  • Instant SMS notifications for card transactions
  • Possibility to transfer funds to any Terabank card via ATMs
  • Advanced security measures for all card operations
  • Tailored credit limits and VIP rates for privileged users
Tera Points

Tera Points

Enroll in the loyalty program and start accruing Tera Points.

Plastic Card Issuance and Service Rates

Card validity 2 year    
Annual service fee GEL 250    
Card upgrade (due to loss/damage)     GEL 250    
Swift card issuance fee Cost of the card + GEL 30    
Minimum balance Not requested    
Multi-currency account

GEL / USD / EUR / GBP

   

Service fee for the amounts transferred from the internet sites, or the refunded amounts from the operations performed through terminals abroad 

2%    
Fee for change of the daily limit of cash withdrawal from ATM  (maximal term is 1 month)

GEL 5

   
Pin code recovery fee

GEL 5

   

Limits for Cash Withdrawal and Settlement

Contactless operation   GEL 100
Cash withdrawal from ATM GEL 15 000 or its equivalent
Cash withdrawal at Terabank's branch Unlimited 
Settlement GEL 50 000 or its equivalent
From another bank GEL 100 000 or its equivalent
 

Cash Withdrawal and Settlement Fees

Cash withdrawal in GEL from Terabank’s branch  0.40% min. GEL 0.5
Cash withdrawal in foreign currency  from Terabank’s branch  0.60% min. GEL 1
Cash withdrawal from Terabank's ATM 0.2% min. GEL 0.6
POS terminal settlement fee     0%
Cash withdrawal from the partner bank's ATM* 0.2% min. GEL 0.6
Cash withdrawal from the partner bank's counter* 0.6% min. GEL 0.6
Fee for each card transaction appeal** USD 15
Cash withdrawal from another bank's counter 2.5%  min. USD 3.5
Transfer funds to a Terabank card using a Terabank ATM 0.1% min. GEL 0.5
Card payment fee 0%
Adding the card to the local stop-list Free
Adding the card to the international stop-list (for a duration of 2 weeks) USD 40
Withdraw cash using a debit card from any other bank's ATM (domestic and international)***  2% min. USD 3.5
Currency conversion fee for transactions made in a currency other than the card account's currency
 
3%
  * Liberty Bank   ** In the event of reimbursement through insurance, clients will not incur appeal fees. The bank will cover this expense.   *** When withdrawing money abroad, clients may encounter fees set by the ATM servicing bank, for which Terabank bears no responsibility. During the withdrawal process, a message regarding the commission appears on the ATM screen, prompting the customer to confirm their consent to proceed with the transaction, thereby agreeing to pay the ATM servicing bank's commission.   By proceeding with the withdrawal process, the client automatically consents to pay the commission charged by the ATM servicing bank.  

How to order a card?

 
 
Log in to the Internet banking Visit: https://ebanking.ge/login and enter your credentials
 
Navigate to "Offers"
 
   Select "Order Card"
 
Choose the desired card Enter the required information in the appropriate fields.
 
Log in to Mobile banking and enter your credentials Download with link or Scan QR 
 
Navigate to "Offers"
 
Select "Order Card"
 
Choose the desired cardEnter the required information in the appropriate fields.

Contact us:

Frequently Asked Questions

Didn't find what you're looking for? Send us a question
Is card home delivery service available?

If you are our customer, you can indicate the desired address through the customer service center, or by visiting the branch and using the courier service.

If the card is lost, how can I block/unblock it?

You can block/unblock the card from mobile/internet banking or contact us via the customer service center: 032 255 00 00

Is it possible to add debit cards to Apple Wallet or Google Wallet?

Yes, it is possible.

How to change/restore the pin-code of the card?

The PIN code of the card can be changed/restored at Terabank and Liberty Bank ATMs, through mobile banking or by visiting any of our branch. 

Can I withdraw money with the card in foreign currency?

You can withdraw money from Terabank ATMs in US dollars.

Is it possible to use the card abroad?

Yes, you can use any of our cards abroad.

What are the advantages of Visa Platinum?

 Visa Platinum Card is a high-class debit card that allows you to receive premium-class services worldwide. Cardholders benefit from individual credit limits and special rates for VIP customers.
 

How long does it take to make a card?

After ordering the card, it can be picked up in 2-3 working days, and in the case of an urgent card order (Tbilisi-wide), in 1 day.

How do I order a card?

You can order a plastic card through the mobile bank, internet banking, customer service center, or any of our branches.

What is the definition of unauthorized spending?

Unauthorized overspending occurs when a client exceeds the bank's account limit, resulting in a negative balance. In such cases, the client is required to promptly replenish the account to restore a zero balance.

Recommended Services

Card Safety

Card Safety

Protect your card from illegal operations.

Card Delivery Service

Card Delivery Service

Get a plastic card from the comfort of your home.

3D Secure

3D Secure

Secure online card payments.

Conversion Structure

Conversion Structure

Conversion for a card transaction.

Apple Pay

Apple Pay

Add your card to Apple Wallet and pay with just a tap.

Current Account: Opening and Maintaining

Current Account: Opening and Maintaining

Conduct a variety of banking transactions in any currency.

Escrow Service

Escrow Service

Take advantage of Escrow Services and protect yourself from unnecessary risks.

Referral Program

Referral Program

Become our customer, refer your friend and get Terabytes as a present.

Open Banking

Open Banking

Get a complete view of all your accounts.

SMS Signature

SMS Signature

SMS code instead of signature – save time and take care of the environment.

Remote Services

Remote Services

Use Terabank services without leaving your home.

Currency Exchange

Currency Exchange

Convert money at the best rate.

Other Cards

Visa Royal

Visa Royal

2 Years Validity Period
Free Issuance Fee

Visa Platinum

Visa Platinum

250 GEL Issuance Fee
2 Years Card Validity

Visa Classic

Visa Classic

30 GEL Issuance Fee
2 Years Card Validity

Mastercard Standard

Mastercard Standard

30 GEL Issuance Fee
2 Years Card Validity

Visa Gold

Visa Gold

GEL 100 Issuance Fee
2 Years Card Validity

Junior Card

Junior Card

2 Years Validity Period
Free Issuance Fee

Visa Travel

Visa Travel

2 Years Card Validity
100 GEL Issuance fee

Mastercard Gold

Mastercard Gold

GEL 100 Issuance Fee
2 Years Card Validity

Mastercard Travel

Mastercard Travel

2 Years Validity Period
100 GEL Service Fee

Visa Infinite

Visa Infinite

Free Issuance Fee
2 Years Card Validity

Tariff Packages

Tariff Packages

Get an offer for a combination of banking products to meet your needs,

Credit Card

Credit Card

2 Years Validity Period
Free Issuance Fee

Visa Platinum

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