Visa Platinum

Visa Platinum

A premium debit card offering VIP services.

Main Features:

  • Global discounts at diverse trade and service establishments;
  • Elevated withdrawal and transaction ceilings;
  • Access to more than 1,200 airport business lounges is available. Visa Premium cardholders receive their first visit as a complimentary gift. After the first visit, cardholders can continue to use the lounges if they have made transactions totaling at least 1,500 GEL on their card within the 35 days prior to the visit. If this condition is met, Visa Platinum cardholders can visit the lounge up to 6 times per year. Information about visit limits and lounge availability can be checked using the Visa Airport Companion app. If a Visa Platinum cardholder has transactions totaling 5,000 GEL within 35 days before visiting the lounge, they will be able to visit the lounge an unlimited number of times;
  • Advanced security measures for all card operations;
  • Tailored credit limits and VIP rates for privileged users.

Plastic Card Issuance and Service Rates

Card validity 2 year    
Annual service fee GEL 250    
Card upgrade (due to loss/damage)     GEL 250    
Swift card issuance fee Cost of the card + GEL 30    
Minimum balance Not requested    
Multi-currency account

GEL / USD / EUR / GBP

   

Service fee for the amounts transferred from the internet sites, or the refunded amounts from the operations performed through terminals abroad 

2%    
Fee for change of the daily limit of cash withdrawal from ATM  (maximal term is 1 month)

GEL 5

   
Pin code recovery fee

GEL 5

   

Limits for Cash Withdrawal and Settlement

Contactless operation   GEL 100
Cash withdrawal from ATM GEL 15 000 or its equivalent
Cash withdrawal at Terabank's branch Unlimited 
Settlement GEL 50 000 or its equivalent
From another bank GEL 100 000 or its equivalent
 

Cash Withdrawal and Settlement Fees

Cash withdrawal in GEL from Terabank’s branch  0.40% min. GEL 0.5
Cash withdrawal in foreign currency  from Terabank’s branch  0.60% min. GEL 1
Cash withdrawal from Terabank's ATM 0.2% min. GEL 0.6
POS terminal settlement fee     0%
Cash withdrawal from the partner bank's ATM* 0.2% min. GEL 0.6
Cash withdrawal from the partner bank's counter* 0.6% min. GEL 0.6
Fee for each card transaction appeal USD 15
Cash withdrawal from another bank's counter 2.5%  min. USD 3.5
Card payment fee 0%
Adding the card to the local stop-list Free
Adding the card to the international stop-list (for a duration of 2 weeks) USD 40
Withdraw cash using a debit card from any other bank's ATM (domestic and international)**  2% min. USD 3.5
Currency conversion fee for transactions made in a currency other than the card account's currency
 
3%
  * Liberty Bank ** When withdrawing money abroad, clients may encounter fees set by the ATM servicing bank, for which Terabank bears no responsibility. During the withdrawal process, a message regarding the commission appears on the ATM screen, prompting the customer to confirm their consent to proceed with the transaction, thereby agreeing to pay the ATM servicing bank's commission.   By proceeding with the withdrawal process, the client automatically consents to pay the commission charged by the ATM servicing bank.  

Tera Points

Tera Points

Enroll in the loyalty program and start accruing Tera Points.

How to order a card?

 
 
Log in to the Internet banking Visit: https://ebanking.ge/login and enter your credentials
 
Navigate to Offers
 
   Select Order Card
 
Choose the desired card Enter the required information in the appropriate fields.
 
Log in to Mobile banking and enter your credentials Download with link or Scan QR 
 
Navigate to Offers
 
Select Order Card
 
Choose the desired cardEnter the required information in the appropriate fields.

Contact us:

Frequently Asked Questions

Didn't find what you're looking for? Send us a question
How long does it take to make a card?

After ordering the card, it can be picked up in 2-3 working days, and in the case of an urgent card order (Tbilisi-wide), in 1 day.

Is card home delivery service available?

If you are our customer, you can indicate the desired address through the customer service center, or by visiting the branch and using the courier service.

Can I withdraw money with the card in foreign currency?

You can withdraw money from Terabank ATMs in US dollars.

How to change/restore the pin-code of the card?

The PIN code of the card can be changed/restored at Terabank and Liberty Bank ATMs, through mobile banking or by visiting any of our branch. 

If the card is lost, how can I block/unblock it?

You can block/unblock the card from mobile/internet banking or contact us via the customer service center: 032 255 00 00

Is it possible to add debit cards to Apple Wallet or Google Wallet?

Yes, it is possible.

What is the CVV code?

The CVV code is an additional level of security. The code is located on the back of the card and consists of three digits.

What is the definition of unauthorized spending?

Unauthorized overspending occurs when a client exceeds the bank's account limit, resulting in a negative balance. In such cases, the client is required to promptly replenish the account to restore a zero balance.

Recommended Services

Card Safety

Card Safety

Protect your card from illegal operations.

Card Delivery Service

Card Delivery Service

Get a plastic card from the comfort of your home.

3D Secure

3D Secure

Secure online card payments.

Conversion Structure

Conversion Structure

Conversion for a card transaction.

Open Banking

Open Banking

Get a complete view of all your accounts.

Apple Pay

Apple Pay

Add your card to Apple Wallet and pay with just a tap.

SMS Signature

SMS Signature

SMS code instead of signature – save time and take care of the environment.

Google Pay

Google Pay

Simplify your payments while using Google Wallet.

Referral Program

Referral Program

Become our customer, refer your friend and get Tera Points as a present.

Remote Services

Remote Services

Use Terabank services without leaving your home.

Escrow Service

Escrow Service

Take advantage of Escrow Services and protect yourself from unnecessary risks.

Onboarding

Onboarding

Become a Terabank's customer with an online registration.

Visa Platinum

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Loans
Deposits
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