Advantages of Visa Travel:
- Multipolis travel insurance with coverage of 50,000 euros / USD, insurance can be activated for persons under 65 years of age;
- Free card payment;
- Free cash withdrawal from an ATM abroad;
- Security service for card operations.
|
Card Validity |
2 years |
|---|---|
|
Annual service fee |
GEL 100 |
|
Card upgrade (due to loss/damage) |
GEL 100 |
|
Swift card issuance fee Cost of the card |
GEL + 30 |
|
Minimum balance |
USD 10 |
|
Travel insurance (14 days are insured) |
Free |
|
Multi-currency account |
GEL / USD / EUR / GBP |
|
Fee for change of the daily limit of cash withdrawal from ATM |
GEL 5 |
|
Pin Code Recovery Fee |
Free |
|
From ATMs abroad * |
0% (1 000 units) |
|---|---|
|
From ATM abroad, more than 1 000 units per month |
2% min. USD 3 |
|
Cash withdrawal from terabank in GEL |
0.4% min. GEL 0.5 |
|
Cash withdrawal from terabank in other currency |
0.60% min. GEL 1 |
|
From ATM at Terabank |
2% min. GEL 9 |
|
Fee for payment through POS terminal |
0 % |
|
Cash withdrawal through plastic card from any other bank’s ATM (outside of the country)** |
2% min. GEL 9 |
|
Cash withdrawal through plastic card from any bank’s ATM (inside of the country) |
|
|
Cash withdrawal from partner bank** |
2% min. GEL 9 |
|
Cash withdrawal from the other bank |
2.5% min. USD 3.5 |
|
Transfer to terabank card via terabank ATM |
0.1% min. GEL 0.5 |
|
Card payment fee |
0% |
|
Placement of the card on the local Stop List |
Free |
|
Placement of the card on the international Stop List (for 2 weeks) |
USD 40 |
|
Cost of the card transaction appeal service for each transaction*** |
USD 15 |
|
Transaction Conversion Fee for Transactions made in a Currency other than the Currency of the Card Account |
|
*Liberty Bank
*Cash withdrawal from the ATM abroad is free of charge within one calendar month from the transaction performance, within the following limits– USD 1 000 / EURO 1 000 / GBP 1 000.
**When withdrawing money abroad, the client may be charged a fee set by the ATM servicing bank, for which Terabank is not responsible. During withdrawal, a message about the fee is displayed on the ATM screen asking if the user wants to perform the operation. If the client continues the withdrawal process, this automatically means their consent to pay the bank commission servicing the ATM.
***In the case of reimbursement by card safety service, the customer will not be charged the cost of the appeal fee. This cost will be reimbursed by
the bank
|
Contactless operation |
GEL 100 |
|---|---|
|
Cash withdrawal from ATM |
GEL 10 000 or its equivalent |
|
Cash withdrawal at Terabank |
Unlimited |
|
In case of payment in the shopping centers |
GEL 50 000 or its equivalent |
|
At another bank |
GEL 50 000 or its equivalent |
Tera Points
Enroll in the loyalty program and start accruing Tera Points.
How to order a card?
Contact us:
- Phone: 032 255 00 00
- Email: info@terabank.ge
After ordering the card, it can be picked up in 2-3 working days, and in the case of an urgent card order (Tbilisi-wide), in 1 day.
If you are our customer, you can provide the desired address through the customer service center or by visiting the branch and utilize the courier service.
The PIN code of the card can be changed/restored at Terabank and Liberty Bank ATMs through mobile banking or by visiting a branch.
You can block/unblock the card from mobile/internet bank or contact us at the customer service center number: 032 255 00 00.
Yes, it is possible.
The CVV code is an additional level of security. The code is located on the back of the card and consists of three digits.
Unauthorized overspending occurs when a client exceeds the bank's account limit, resulting in a negative balance. In such cases, the client is required to promptly replenish the account to restore a zero balance.
- A plastic card issued after 16:00 can be used in public transport after 16:00 the next day.
- It is worth noting that the information is not updated on weekends. If the card was issued after 16:00 on Friday, the user will be able to use the card in transport on Monday, after the information is updated.
- If the unauthorized balance on the user's account before the information is updated (before 16:00), regardless of the amount deposited into the account, payments in transport with the card will be limited until the information is updated, until 16:00 the next business day.
