Auto Credit

Buy a car without income verification both at Terabank's partner and other car dealerships.

Term: from 3 to 60 months
Currency: GEL, USD

Auto installment terms

Amount		from 3 000 to GEL 120 000
Term		from 3 to 60 months
Loan currency		GEL, USD
Loan repayment terms		qual monthly payments
Loan security		purchased car
Minimum income		300 GEL (equivalent in foreign currency)
Income type		salary, dividend, rent, income from private activity
Lending commission		2%
Participation		at least 25% in case of confirmation of income, without confirmation - 50%
Transfer of the loan amount to the dealer's account		free of charge
Fee for Creditinfo database check		18 GEL/6 USD
Annual interest rate GEL		From 16.70%
Annual interest rate USD		From 10.80%
Effective interest rate GEL		From 19.30%
Effective interest rate USD		From 12.5%
Withdrawal fee		see Tariff Packages

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Loans of up to GEL 300 000 are granted only in national currency to persons with Georgian citizenship
Loans are granted to citizens/residents of Georgia
The effective interest rate is calculated for GEL 120 000 for 60 months

Frequently Asked Questions

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Is proof of income mandatory for auto installments?

Proof of income is not necessary to use Terabank auto installments.

In which auto centers can I buy a car?

You can buy the desired car in Terabank's partner auto centers as well as in any other car showroom.

What is the provision of installments?

Auto installments are provided with the purchased vehicle itself.

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