Auto Credit

Buy a car without income verification both at Terabank's partner and other car dealerships.

  • Term: from 3 to 60 months
  • Currency: GEL, USD

Auto Credit

Auto installment terms

Amount   from 3 000 to GEL 120 000
Term   from 3 to 60 months
Loan currency   GEL, USD
Loan repayment terms   qual monthly payments
Loan security   purchased car
Minimum income   300 GEL (equivalent in foreign currency)
Income type   salary, dividend, rent, income from private activity
Lending commission   2%
Participation   at least 25% in case of confirmation of income, without confirmation - 50%
Transfer of the loan amount to the dealer's account   free of charge
Fee for Creditinfo database check   18 GEL/6 USD
Annual interest rate GEL   From 16.70%
Annual interest rate USD   From 10.80%
Effective interest rate GEL   From 19.30%
Effective interest rate USD   From 12.5%
Withdrawal fee   see Tariff Packages

Show fully

  • Loans of up to GEL 300 000 are granted only in national currency to persons with Georgian citizenship
  • Loans are granted to citizens/residents of Georgia
  • The effective interest rate is calculated for GEL 120 000 for 60 months

Frequently Asked Questions

Didn't find what you're looking for? Send us a question
Is proof of income mandatory for auto installments?

Proof of income is not necessary to use Terabank auto installments.

In which auto centers can I buy a car?

You can buy the desired car in Terabank's partner auto centers as well as in any other car showroom.
 

What is the provision of installments?

Auto installments are provided with the purchased vehicle itself.

Other Loans

Simplified Mortgage Loan

Simplified Mortgage Loan

For those who want to buy an apartment in a developer company, or replace the internal installments within the same company with a loan.

Auto Credit

Auto Credit

Installments for the purchase of the desired car, without proof of income.

Online Installment

Online Installment

Installments for the desired item within the comforts of your home in Terabank's partner stores.

Consumer Loan

Consumer Loan

Standard loan for achieving personal goals, such as travel, equipment purchase, renovation.

Consumer Loan For Couriers

Consumer Loan For Couriers

Standard loan for achieving personal goals.

Subsidized Mortgage Loan

Subsidized Mortgage Loan

Special conditions for individuals participating in the mortgage subsidy program.

Long-Term Student Loan

Long-Term Student Loan

Tailored financing for students and future students pursuing higher education.

Mortgage Loans for Immigrants

Mortgage Loans for Immigrants

Mortgage loan issued without the need for additional collateral.

"Move to a New Apartment" Mortgage Loan

"Move to a New Apartment" Mortgage Loan

A loan for those who want to replace their old apartment with a new one.

Loan Secured by Funds

Loan Secured by Funds

Terabank allows you to take advantage of a loan secured by your own deposit and choose the repayment method: you can either repay the loan monthly according to your preferred schedule or pay it off in full at the end of the term from the deposit amount.

Mortgage Loan

Mortgage Loan

A mortgage loan for the purchase, construction, or renovation of desirable real estate.

Investment Mortgage Loan

Investment Mortgage Loan

An investment mortgage loan can help you turn real estate into a source of income.

Got more questions?

info@terabank.ge Send us a message
Visit Us Check out our branches
Loans
Loans
Deposits
Deposits
Cards
Cards
More