Universal Deposit

Open a Universal deposit account where you can withdraw money once a month without losing interest, and increase your initial deposit without any limits.

  • Term: unlimited
  • Currency: GEL, USD, EUR

Universal Deposit

Deposit Conditions

Opening a deposit   Free
Minimum initial contribution 5 units
Term   Unlimited
Currency   GEL, USD, EUR
Minimum balance required to earn benefits 500 units
Conditions for earning benefits Once a month
Adding funds to the deposit Unlimited
Conditions for withdrawing benefits Once a month

If you withdraw money from the universal deposit more than once a month, you will incur interest charges as if it were a savings deposit. The interest benefits of the universal deposit will be reinstated in the following month.

How to Request a Deposit?

 
 
Log in to the Internet Banking Visit: https://ebanking.ge/login and enter your credentials
 
Navigate to Offers
 
Select Deposits
 
Choose the desired deposit Enter the required information in the appropriate fields.
 
Log in to Mobile Banking and enter your credentials Download with link or Scan QR 
 
Navigate to Offers
 
Choose the desired depositEnter the required information in the appropriate fields.
 
 
Open the online application pageVisit: www.terabank.ge and click on the online application button.
 
From the list of online applications, select the Application for Deposits Fill your mobile number
 
Complete the application form Enter the required information in the appropriate fields.

Contact us:

Interest Rates

Interest rate in GEL

Annual interest rate Effective interest rate
5.00% 3.86%

Interest rate in USD

Annual interest rate Effective interest rate
1.10% 1.10%

Interest rate in EUR

Annual interest rate Effective interest rate
5.00% 3.86%

Other Deposits

Child Deposit

Child Deposit

To easily save money until the child reaches adulthood.

Universal Deposit

Universal Deposit

Monthly withdrawals without losing interest benefits.

Term Deposit

Term Deposit

You can save money in a term deposit for a predetermined period and receive high interest benefits.

Increasing Deposit

Increasing Deposit

The best way to save-up money with monthly additions and a high interest rate.

Terawallet

Terawallet

Deposit-based digital wallet that helps you to save funds whenever you use your card.

Savings Deposit

Savings Deposit

Unlimited deposit and withdrawal options available.

Flex Deposit

Flex Deposit

Flex Deposit offers the flexibility to access your funds early while providing a competitive interest rate.

Deposit Insurance

Deposit Insurance

Ability to securely store and accumulate funds.

Certificate of Deposit

Certificate of Deposit

Opportunity to invest free money and to get the high interest rate.

Got more questions?

info@terabank.ge Send us a message
Visit Us Check out our branches
Loans
Loans
Deposits
Deposits
Cards
Cards
More