Main Features:
- Elevated withdrawal and transaction limits;
- Eligibility for gold cards upon opening a term deposit (minimum 10 000 units, 12-month term);
- Visa/Mastercard gold card is given free of charge to the depositor - if the total amount of time deposits is at least GEL 100,000 or its equivalent in the relevant currency of the EU. at the bank rate.
Note: if the depositor wishes, an overdraft secured by a deposit can be opened on the account under standard conditions.
Tariffs
| Visa Gold cards validity | 4 years |
| Mastercard Standard cards validity | 2 years |
| Annual service fee | GEL 100 |
| Card upgrade (due to loss/damage) | GEL 100 |
| Swift card issuance fee | Cost of the card + GEL 30 |
| Minimum balance | Not requested |
| Multi-currency account |
GEL / USD / EUR / GBP |
|
Service fee for the amounts transferred from the internet sites, or the refunded amounts from the operations performed through terminals abroad |
2% |
| Fee for change of the daily limit of cash withdrawal from ATM (maximal term is 1 month) |
GEL 5 |
| Pin code recovery fee |
GEL 5 |
| Contactless operation | GEL 100 |
|---|---|
| Cash withdrawal from ATM | GEL 10 000 or its equivalent |
| Cash withdrawal at Terabank branch | Unlimited |
| In case of payment | GEL 30 000 or its equivalent |
| From another bank | GEL 100 000 or its equivalent |
| In case of cash withdrawal in GEL from terabank’s branch | 0.40% min. GEL 0.5 |
| In case of cash withdrawal in foreign currency from terabank’s branch | 0.60% min. GEL 1 |
| Cash withdrawal through plastic card from ATM of a terabank | 0.2% min. GEL 0.6 |
| Fee for payment through POS terminal | 0% |
| Cash withdrawal through plastic card from ATM of a partner bank* | 0.2% min. GEL 0.6 |
| Cash withdrawal from partner bank* | 0.6% min. GEL 0.6 |
| Cost of the card transaction appeal service for each transaction | USD 15 |
| Cash withdrawal from the other bank | 2.5% min. USD 3.5 |
| Transfer to terabank card via terabank ATM | 0.1% min. GEL 0.5 |
| Card payment fee | 0% |
| Placement of the card on the local Stop List | Free |
| Placement of the card on the international Stop List (for 2 weeks) | USD 40 |
| Cash withdrawal through plastic card from any bank’s ATM (inside and outside of the country)** | 2% min. USD 3.5 |
| Transaction Conversion Fee for Transactions made in a Currency other than the Currency of the Card Account | 3% |
How to order a card?
Contact us:
- Phone: 032 255 00 00
- Email: info@terabank.ge
After ordering the card, it can be picked up in 2-3 working days, and in the case of an urgent card order (Tbilisi-wide), in 1 day.
If you are our customer, you can indicate the desired address through the customer service center, or by visiting the branch and using the courier service.
Yes, you can use any of our cards abroad.
You can withdraw money from Terabank ATMs in US dollars.
The PIN code of the card can be changed/restored at Terabank and Liberty Bank ATMs, through mobile banking or by visiting any of our branch.
You can block/unblock the card from mobile/internet banking or contact us via the customer service center: 032 255 00 00
Yes, it is possible.
The CVV code is an additional level of security. The code is located on the back of the card and consists of three digits.
Unauthorized overspending occurs when a client exceeds the bank's account limit, resulting in a negative balance. In such cases, the client is required to promptly replenish the account to restore a zero balance.
