Basic Terms:
- Accumulation of Tera Points starts with a transaction of at least GEL 5;
- For transactions over GEL 5, you will get 1 Tera Point for each additional GEL;
- The upper limit of charging is 996 Tera Points, in the case of transaction of GEL 1 000 ;
- 300 Tera Points = GEL 1;
- To use Tera Points, you must have a current, card or demand deposit account;
- The minimum amount for conversion is GEL 5, and the maximum amount is not limited;
- Tera Points accrued and unused within two calendar years will be automatically canceled and you will receive a cancellation notice 30 days prior.
Frequently Asked Questions
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With which card is it possible to accumulate Tera Points?
- Visa/MC Travel;
- Visa/MC Next;
- Visa/MC Next Up;
- Visa/MC Gold;
- Visa Platinum;
- Visa Infinite;
- Junior Card.
What can I spend Tera Points on?
Tera Points are bonus points that allow you to:
- Top up your mobile phone account;
- Pay utility bills;
- Cash out the amount in GEL to your account.
At what rate are Tera Points cashed?
300 Tera Points = GEL 1.
Services




Escrow Service
Take advantage of Escrow Services and protect yourself from unnecessary risks.






Payroll Program
Receive special benefits when your salary is deposited into your Terabank account.


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Conditions
Loan Security
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Contribution
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Proof of Income
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Income Type
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Loan Purpose
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Conditions
Ability to withdraw money
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Ability to add money
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Nominal Interest Rate
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Effective Interest Rate
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Initial deposit
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Term
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Conditions
Withdrawing money from Terabank ATMs
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Withdrawal At Terabank branch
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Contactless transaction limit
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Multi currency accounts
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Issuance Fee
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Validity Period
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