Tera Points

Accumulate Tera Points and top up your mobile phone account, pay utility bills or cash out the amount to your account.

Tera Points

Basic Terms: 

  • For every GEL 5 transaction - get 1 Tera Point
  • For transactions over GEL 5, you will get 1 Tera Point for each additional GEL
  • The upper limit of charging is 996 Tera Points, in the case of transaction of  GEL 1 000 
  • 300 Tera Points = GEL 1
  • To use Tera Points, you must have a current, card or demand deposit account
  • The minimum amount for conversion is GEL 5, and the maximum amount is not limited
  • Tera Points accrued and unused within two calendar years will be automatically canceled and you will receive a cancellation notice 30 days prior

 

Frequently Asked Questions

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How to accumulate Tera Points?

  • Perform as many card transactions as possible and collect the appropriate amount of Tera Points
  • For every GEL 5 transaction - get 1 Tera Point, for transactions over GEL 5, you will get 1 Tera Point for each additional GEL

With which card is it possible to accumulate Tera Points?

  • Visa/MC Travel
  • Visa/MC Next
  • Visa/MC Next Up
  • Visa/MC Gold
  • Visa Platinum
  • Visa Infinite
  • Junior Card

What can I spend Tera Points on?

Tera Points are bonus points that allow you to: 

  • Top up your mobile phone account
  • Pay utility bills
  • Cash out the amount in GEL to your account

At what rate are Tera Points cashed?

300 Tera Points = GEL 1.

Apple Pay

Apple Pay

Add your card to Apple Wallet and pay with just a tap.

Google Pay

Google Pay

Simplify your payments while using Google Wallet.

SMS Signature

SMS Signature

SMS code instead of signature – save time and take care of the environment.

Payroll Program

Payroll Program

Receive special benefits when your salary is deposited into your Terabank account.

Tera Points

Tera Points

Join the loyalty program and collect Tera Points.

Remote Services

Remote Services

Use Terabank services without leaving your home.

Nominal Account

Nominal Account

Protect clients' interests and ensure the safety of their transactions.

Open Banking

Open Banking

Get a complete view of all your accounts.

Conversion Structure

Conversion Structure

Conversion for a card transaction.

Current Account: Opening and Maintaining

Current Account: Opening and Maintaining

Conduct a variety of banking transactions in any currency.

Escrow Service

Escrow Service

Take advantage of Escrow Services and protect yourself from unnecessary risks.

Currency Exchange

Currency Exchange

Convert money at the best rate.

Got more questions?

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