Visa Gold

Visa Gold

Unlock exclusive services and enjoy discounts at a wide range of shopping and service outlets worldwide

Key Features:

  • Elevated withdrawal and transaction limits
  • Instant SMS alerts for all card transactions
  • Possibility to transfer funds to any Terabank card via ATMs
  • Advanced security measures for all card operations
  • Eligibility for Visa Gold upon opening a term deposit (minimum 10 000 units, 12-month term)
  • Provision for a credit (overdraft) limit on the card
Tera Points

Tera Points

Enroll in the loyalty program and start accruing Tera Points.

Tariffs

Plastic Card Issuance and Service Rates

Card Validity 2 year
Annual service fee GEL 100
Card upgrade (due to loss/damage)     GEL 100
Swift card issuance fee Cost of the card + GEL 30
Minimum balance Not requested
Multi-currency account

GEL / USD / EUR / GBP

Service fee for the amounts transferred from the internet sites, or the refunded amounts from the operations performed through terminals abroad 

2%
Fee for change of the daily limit of cash withdrawal from ATM  (maximal term is 1 month)

GEL 5

Pin code recovery fee

GEL 5

Daily Limits for Cash Withdrawal and Settlement

Contactless operation   GEL 100
Cash withdrawal from ATM GEL 10 000 or its equivalent
Cash withdrawal at Terabank branch Unlimited 
In case of payment      GEL 30 000 or its equivalent
From another bank GEL 100 000 or its equivalent
 

Cash and Withdrawal and Settlement Fees

In case of cash withdrawal in GEL from terabank’s branch  0.40% min. GEL 0.5
In case of cash withdrawal in foreign currency  from terabank’s branch  0.60% min. GEL 1
Cash withdrawal through plastic card from ATM of a terabank 0.2% min. GEL 0.6
Fee for payment through POS terminal      0%
Cash withdrawal through plastic card from ATM of a partner bank* 0.2% min. GEL 0.6
Cash withdrawal from partner bank* 0.6% min. GEL 0.6
Cost of the card transaction appeal service for each transaction** USD 15
Cash withdrawal from the other bank 2.5%  min. USD 3.5
Transfer to terabank card via terabank ATM 0.1% min. GEL 0.5
Card payment fee 0%
Placement of  the card on the local Stop List  Free
Placement of the card on the international Stop List (for 2 weeks) USD 40
Cash withdrawal through plastic card from any bank’s ATM (inside and outside of the country)***   2% min. USD 3.5
Transaction Conversion Fee for Transactions made in a Currency other than the Currency of the Card Account 3%
*Liberty Bank **In the event of reimbursement through insurance, clients will not incur appeal fees. The bank will cover this expense. ***When withdrawing money abroad, clients may encounter fees set by the ATM servicing bank, for which Terabank bears no responsibility. During the withdrawal process, a message regarding the commission appears on the ATM screen, prompting the customer to confirm their consent to proceed with the transaction, thereby agreeing to pay the ATM servicing bank's commission. By proceeding with the withdrawal process, the client automatically consents to pay the commission charged by the ATM servicing bank.  

How to order a card?

 
 
Log in to the Internet banking Visit: https://ebanking.ge/login and enter your credentials
 
Navigate to "Offers"
 
   Select "Order Card"
 
Choose the desired card Enter the required information in the appropriate fields.
 
Log in to Mobile banking and enter your credentials Download with link or Scan QR 
 
Navigate to "Offers"
 
Select "Order Card"
 
Choose the desired cardEnter the required information in the appropriate fields.

Contact us:

Frequently Asked Questions

Didn't find what you're looking for? Send us a question
Is card home delivery service available?

If you are our customer, you can indicate the desired address through the customer service center, or by visiting the branch and using the courier service.
 

If the card is lost, how can I block/unblock it?

You can block/unblock the card from mobile/internet banking or contact us via the customer service center: 032 255 00 00

Is it possible to add debit cards to Apple Wallet or Google Wallet?

 Yes, it is possible.

What is the CVV code?

The CVV code is an additional level of security. The code is located on the back of the card and consists of three digits.

How to change/restore the pin-code of the card?

The PIN code of the card can be changed/restored at Terabank and Liberty Bank ATMs, through mobile banking or by visiting any of our branch. 

Can I withdraw money with the card in foreign currency?

You can withdraw money from Terabank ATMs in US dollars.

Is it possible to use the card abroad?

Yes, you can use any of our cards abroad.

What are the advantages of Visa Gold?

Through the Visa Gold debit card, you will receive special services and discounts in various shopping and service facilities anywhere in the world.
 

How long does it take to make a card?

After ordering the card, it can be picked up in 2-3 working days, and in the case of an urgent card order (Tbilisi-wide), in 1 day.
 

How do I order a card?

You can order a plastic card through the mobile bank, internet banking, customer service center, or any of our branches.

What is the definition of unauthorized spending?

Unauthorized overspending occurs when a client exceeds the bank's account limit, resulting in a negative balance. In such cases, the client is required to promptly replenish the account to restore a zero balance.

Recommended Services

Card Safety

Card Safety

Protect your card from illegal operations.

3D Secure

3D Secure

Secure online card payments.

Card Delivery Service

Card Delivery Service

Get a plastic card from the comfort of your home.

Conversion Structure

Conversion Structure

Conversion for a card transaction.

Escrow Service

Escrow Service

Take advantage of Escrow Services and protect yourself from unnecessary risks.

Change Phone Number Remotely

Change Phone Number Remotely

Change your registered phone number in Terabank from the comfort of your home.

Onboarding

Onboarding

Become a Terabank's customer with an online registration.

Current Account: Opening and Maintaining

Current Account: Opening and Maintaining

Conduct a variety of banking transactions in any currency.

Referral Program

Referral Program

Become our customer, refer your friend and get Terabytes as a present.

Currency Exchange

Currency Exchange

Convert money at the best rate.

Google Pay

Google Pay

Simplify your payments while using Google Wallet.

SMS Signature

SMS Signature

SMS code instead of signature – save time and take care of the environment.

Visa Gold

Loans
Loans
Deposits
Deposits
Cards
Cards
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