Mastercard Standard

Card Validity	2 year
Annual service fee	GEL 30
Card upgrade due to loss/damage	GEL 30
Swift card issuance fee	Cost of the card + GEL 30
Minimum balance	Not requested
Multi-currency account	GEL / USD / EUR / GBP
Service fee for the amounts transferred from the internet sites, or the refunded amounts from the operations performed through terminals abroad	2%
Fee for change of the daily limit of cash withdrawal from ATM  (maximal term is 1 month)	GEL 5
Pin Code Recovery Fee	GEL 5

Contactless operation	GEL 100
From ATM	GEL 5 000 or its equivalent
At Terabank	Unlimited
In case of payment	GEL 10 000 or its equivalent
From another bank	GEL 30 000 or its equivalent

In case of cash withdrawal in GEL from terabank’s branch	0.40% min. GEL 0.5
In case of cash withdrawal in foreign currency  from terabank’s branch	0.60% min. GEL 1
Cash withdrawal through plastic card from ATM of a terabank	0.2% min. GEL 0.6 *
Fee for payment through POS terminal	0%
Cash withdrawal through plastic card from ATM of a partner bank*	0.2% min. GEL 0.6
Cash withdrawal from partner bank*	0.6% min. GEL 0.6
Cost of the card transaction appeal service for each transaction**	15 USD
Cash withdrawal from the other bank	2.5%  min. USD 3.5
Transfer to terabank card via terabank ATM	0.1% min. GEL 0.5
Card payment fee	0%
Placement of  the card on the local Stop List	Free
Placement of the card on the international Stop List (for 2 weeks)	USD 40
Cash withdrawal through plastic card from any bank’s ATM (inside and outside of the country)***	2% min. USD 3.5
Transaction Conversion Fee for Transactions made in a Currency other than the Currency of the Card Account	3%

  *Liberty Bank **In the event of reimbursement through insurance, clients will not incur appeal fees. The bank will cover this expense. ***When withdrawing money abroad, clients may encounter fees set by the ATM servicing bank, for which Terabank bears no responsibility. During the withdrawal process, a message regarding the commission appears on the ATM screen, prompting the customer to confirm their consent to proceed with the transaction, thereby agreeing to pay the ATM servicing bank's commission. By proceeding with the withdrawal process, the client automatically consents to pay the commission charged by the ATM servicing bank.  

You can order a plastic card through the mobile bank, internet bank, customer service center, or any of our branches.

After ordering the card, it can be picked up in 2-3 working days, and in the case of an urgent card order (Tbilisi-wide), in 1 day.
 

If you are our customer, you can indicate the desired address through the customer service center, or by visiting the branch and using the courier service.
 

Mastercard Standard is a flexible debit card that will allow you to use the funds on the card account, both in Georgia and abroad. 

Yes, you can use any of our cards abroad.
 

Yes, it is possible to pay online with any of our card.

You can withdraw money from Terabank ATMs in US dollars.
 

The PIN code of the card can be changed/restored at Terabank and Liberty Bank ATMs, through mobile banking or by visiting any of our branch.

The CVV code is an additional level of security. The code is located on the back of the card and consists of three digits.
 

 Yes, it is possible.
 

You can block/unblock the card from mobile/internet banking or contact us via the customer service center: 032 255 00 00

Unauthorized overspending occurs when a client exceeds the bank's account limit, resulting in a negative balance. In such cases, the client is required to promptly replenish the account to restore a zero balance.