Visa Classic

Visa Classic

Card for managing your finances.

Key Features:

  • Complimentary payment at trade and service establishments
  • High withdrawal limits
  • Unlimited online transactions
  • Instant SMS alerts for all card transactions
  • Exclusive for Terabank cardholders: Transfer funds to any Terabank card via ATMs
  • Robust security protocols for all card operations
  • Effortless contactless transactions, eliminating the need for PIN entry

Tariffs

Plastic Card Issuance and Service Rates

Card Validity 2 year    
Annual service fee 30 GEL    
Card upgrade (due to loss/damage)     30 GEL     
Swift card issuance fee Cost of the card + GEL 30    
Minimum balance Not requested    
Multi-currency account

GEL / USD / EUR / GBP

   

Service fee for the amounts transferred from the internet sites, or the refunded amounts from the operations performed through terminals abroad 

2%    
Fee for change of the daily limit of cash withdrawal from ATM  (maximal term is 1 month)

5 GEL

   
Pin code recovery fee

5 GEL

   

Daily Limits for Cash Withdrawal and Settlement

Contactless operation   100 GEL
Cash withdrawal from ATM 5,000 GEL or its equivalent
Cash withdrawal at Terabank branch Unlimited 
In case of payment      10,000 GEL or its equivalent
From another bank 30,000 GEL or its equivalent
 

Cash Withdrawal and Settlement Fees

Cash withdrawal in GEL from Terabank’s branch      0.40% min. 0.5 GEL
Cash withdrawal in foreign currency  from Terabank’s branch      0.60% min. 1 GEL
Cash withdrawal from Terabank's ATM     0.2% min. 0.6 GEL
POS terminal settlement fee         0%
Cash withdrawal from the partner bank's ATM*     0.2% min. 0.6 GEL
Cash withdrawal from the partner bank's counter*     0.6% min. 0.6 GEL
Fee for each card transaction appeal**     15 USD
Cash withdrawal from another bank's counter     2.5%  min. 3.5 USD
Transfer funds to a Terabank card using a Terabank ATM 0.1% min. 0.5 GEL
Card payment fee     0%
Adding the card to the local stop-list     Free
Adding the card to the international stop-list (for a duration of 2 weeks)     40 USD
Withdraw cash using a debit card from any other bank's ATM (domestic and international)***      2% min. 3.5 USD
Currency conversion fee for transactions made in a currency other than the card account's currency 3%
  * Liberty Bank ** In the event of reimbursement through insurance, clients will not incur appeal fees. The bank will cover this expense. *** When withdrawing money abroad, clients may encounter fees set by the ATM servicing bank, for which Terabank bears no responsibility. During the withdrawal process, a message regarding the commission appears on the ATM screen, prompting the customer to confirm their consent to proceed with the transaction, thereby agreeing to pay the ATM servicing bank's commission. By proceeding with the withdrawal process, the client automatically consents to pay the commission charged by the ATM servicing bank.  

Tera Points

Tera Points

Enroll in the loyalty program and start accruing Tera Points.

How to Order a Card?

 
 
Log in to the Internet banking Visit: https://ebanking.ge/login and enter your credentials
 
Navigate to "Offers"
 
   Select "Order Card"
 
Choose the desired card Enter the required information in the appropriate fields.
 
Log in to Mobile banking and enter your credentials Download with link or Scan QR 
 
Navigate to "Offers"
 
Select "Order Card"
 
Choose the desired cardEnter the required information in the appropriate fields.

Contact us:

Frequently Asked Questions

Didn't find what you're looking for? Send us a question
What are the advantages of Visa Classic?

 Visa Classic is a flexible debit card that allows you to use the funds on the card account, both in Georgia and abroad. 
 

Is it possible to use the card abroad?

Yes, you can use any of our cards abroad.
 

Can I pay online by card?

Yes, it is possible to pay online with any of our card.

Can I withdraw money with the card in foreign currency?

You can withdraw money from Terabank ATMs in US dollars.

How to change/restore the pin-code of the card?

The PIN code of the card can be changed/restored at Terabank and Liberty Bank ATMs, through mobile banking or by visiting any of our branch.

What is the CVV code?

The CVV code is an additional level of security. The code is located on the back of the card and consists of three digits.
 

Is it possible to add debit cards to Apple Wallet or Google Wallet?

  Yes, it is possible.

If the card is lost, how can I block/unblock it?

You can block/unblock the card from mobile/internet banking or contact us via the customer service center: 032 255 00 00

How do I order a card?

You can order a plastic card through the mobile bank, internet banking, customer service center, or any of our branches.

How long does it take to make a card?

After ordering the card, it can be picked up in 2-3 working days, and in the case of an urgent card order (Tbilisi-wide), in 1 day.
 

Is card home delivery service available?

If you are our customer, you can indicate the desired address through the customer service center, or by visiting the branch and using the courier service.

What is the definition of unauthorized spending?

Unauthorized overspending occurs when a client exceeds the bank's account limit, resulting in a negative balance. In such cases, the client is required to promptly replenish the account to restore a zero balance.

Recommended Services

Card Safety

Card Safety

Protect your card from illegal operations.

Card Delivery Service

Card Delivery Service

Get a plastic card from the comfort of your home.

3D Secure

3D Secure

Secure online card payments.

Conversion Structure

Conversion Structure

Conversion for a card transaction.

Change Phone Number Remotely

Change Phone Number Remotely

Change your registered phone number in Terabank from the comfort of your home.

Remote Services

Remote Services

Use Terabank services without leaving your home.

Payroll Program

Payroll Program

Receive special benefits when your salary is deposited into your Terabank account.

Referral Program

Referral Program

Become our customer, refer your friend and get Terabytes as a present.

Onboarding

Onboarding

Become a Terabank's customer with an online registration.

Current Account: Opening and Maintaining

Current Account: Opening and Maintaining

Conduct a variety of banking transactions in any currency.

Open Banking

Open Banking

Get a complete view of all your accounts.

Escrow Service

Escrow Service

Take advantage of Escrow Services and protect yourself from unnecessary risks.

Visa Classic

Loans
Loans
Deposits
Deposits
Cards
Cards
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