Mortgage Leasing

In order to benefit from mortgage leasing, it is enough to present 5% of the high value of the asset in GEL, and 10% in foreign currency.

Term: In GEL: 15 years
In foreign currency: 10 years
Currency: GEL, USD, EUR

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Terms of Mortgage Leasing

Amount: Minimum		GEL 1 000
Maximum		Determined individually
Currency		GEL, USD, EUR (loans up to GEL 200,000 are issued only in GEL)
Term:GEL		15 years
Term: USD, EUR		10 years
Issuance Fee		0.5% (min. 50 units)
Collateral		Real estate to be purchased
Participation: GEL		5%
Participation: USD, EUR		10%
Fee for Creditinfo Database Search		18 GEL / 6 USD / 6 EUR
Withdrawal fee		see Tariff Packages

See fully

Calculate Leasing Amount

Loan Amount

Min: 1000₾

Loan term

123

152

182

211

240

Min: 6 Month

Max: 240 Month

Monthly payment

997.33₾

Annual %

12.14%from

effective %

12.84%from

term

123 Month

Apply online View schedule

*Data is a general guide, please contact us for exact information

#	Initial amount	Interest rate	Monthly payment
1	322.15₾	675.18₾	997.33₾
2	278.90₾	718.43₾	997.33₾
3	281.78₾	715.55₾	997.33₾
4	307.67₾	689.66₾	997.33₾
5	287.86₾	709.47₾	997.33₾
6	313.62₾	683.71₾	997.33₾
7	294.06₾	703.27₾	997.33₾
8	297.09₾	700.24₾	997.33₾
9	367.62₾	629.71₾	997.33₾
10	303.94₾	693.39₾	997.33₾
11	329.34₾	667.99₾	997.33₾
12	310.47₾	686.86₾	997.33₾
13	335.73₾	661.60₾	997.33₾
14	317.14₾	680.19₾	997.33₾
15	320.41₾	676.92₾	997.33₾
16	345.44₾	651.89₾	997.33₾
17	327.27₾	670.06₾	997.33₾
18	352.15₾	645.18₾	997.33₾
19	334.28₾	663.05₾	997.33₾
20	337.72₾	659.61₾	997.33₾
21	404.70₾	592.63₾	997.33₾
22	345.38₾	651.95₾	997.33₾
23	369.86₾	627.47₾	997.33₾
24	352.75₾	644.58₾	997.33₾
25	377.07₾	620.26₾	997.33₾
26	360.28₾	637.05₾	997.33₾
27	363.99₾	633.34₾	997.33₾
28	388.06₾	609.27₾	997.33₾
29	371.75₾	625.58₾	997.33₾
30	395.64₾	601.69₾	997.33₾
31	379.66₾	617.67₾	997.33₾
32	383.57₾	613.76₾	997.33₾
33	426.87₾	570.46₾	997.33₾
34	391.93₾	605.40₾	997.33₾
35	415.37₾	581.96₾	997.33₾
36	400.25₾	597.08₾	997.33₾
37	423.51₾	573.82₾	997.33₾
38	408.75₾	588.58₾	997.33₾
39	412.96₾	584.37₾	997.33₾
40	435.93₾	561.40₾	997.33₾
41	421.71₾	575.62₾	997.33₾
42	444.49₾	552.84₾	997.33₾
43	430.65₾	566.68₾	997.33₾
44	435.09₾	562.24₾	997.33₾
45	493.55₾	503.78₾	997.33₾
46	444.66₾	552.67₾	997.33₾
47	466.93₾	530.40₾	997.33₾
48	454.06₾	543.27₾	997.33₾
49	476.12₾	521.21₾	997.33₾
50	463.65₾	533.68₾	997.33₾
51	468.43₾	528.90₾	997.33₾
52	490.17₾	507.16₾	997.33₾
53	478.32₾	519.01₾	997.33₾
54	499.83₾	497.50₾	997.33₾
55	488.40₾	508.93₾	997.33₾
56	493.44₾	503.89₾	997.33₾
57	546.80₾	450.53₾	997.33₾
58	504.16₾	493.17₾	997.33₾
59	525.10₾	472.23₾	997.33₾
60	514.77₾	482.56₾	997.33₾
61	535.48₾	461.85₾	997.33₾
62	525.60₾	471.73₾	997.33₾
63	531.02₾	466.31₾	997.33₾
64	551.36₾	445.97₾	997.33₾
65	542.18₾	455.15₾	997.33₾
66	562.27₾	435.06₾	997.33₾
67	553.57₾	443.76₾	997.33₾
68	559.28₾	438.05₾	997.33₾
69	606.88₾	390.45₾	997.33₾
70	571.30₾	426.03₾	997.33₾
71	590.75₾	406.58₾	997.33₾
72	583.28₾	414.05₾	997.33₾
73	602.46₾	394.87₾	997.33₾
74	595.51₾	401.82₾	997.33₾
75	601.65₾	395.68₾	997.33₾
76	620.42₾	376.91₾	997.33₾
77	614.25₾	383.08₾	997.33₾
78	632.74₾	364.59₾	997.33₾
79	627.11₾	370.22₾	997.33₾
80	633.57₾	363.76₾	997.33₾
81	663.15₾	334.18₾	997.33₾
82	646.94₾	350.39₾	997.33₾
83	664.70₾	332.63₾	997.33₾
84	660.47₾	336.86₾	997.33₾
85	677.92₾	319.41₾	997.33₾
86	674.27₾	323.06₾	997.33₾
87	681.22₾	316.11₾	997.33₾
88	698.21₾	299.12₾	997.33₾
89	695.44₾	301.89₾	997.33₾
90	712.12₾	285.21₾	997.33₾
91	709.95₾	287.38₾	997.33₾
92	717.27₾	280.06₾	997.33₾
93	751.06₾	246.27₾	997.33₾
94	732.41₾	264.92₾	997.33₾
95	748.27₾	249.06₾	997.33₾
96	747.68₾	249.65₾	997.33₾
97	763.19₾	234.14₾	997.33₾
98	763.26₾	234.07₾	997.33₾
99	771.13₾	226.20₾	997.33₾
100	786.12₾	211.21₾	997.33₾
101	787.18₾	210.15₾	997.33₾
102	801.82₾	195.51₾	997.33₾
103	803.57₾	193.76₾	997.33₾
104	811.85₾	185.48₾	997.33₾
105	837.36₾	159.97₾	997.33₾
106	828.86₾	168.47₾	997.33₾
107	842.56₾	154.77₾	997.33₾
108	846.09₾	151.24₾	997.33₾
109	859.41₾	137.92₾	997.33₾
110	863.68₾	133.65₾	997.33₾
111	872.58₾	124.75₾	997.33₾
112	885.31₾	112.02₾	997.33₾
113	890.71₾	106.62₾	997.33₾
114	903.03₾	94.30₾	997.33₾
115	909.20₾	88.13₾	997.33₾
116	918.58₾	78.75₾	997.33₾
117	934.75₾	62.58₾	997.33₾
118	937.69₾	59.64₾	997.33₾
119	948.97₾	48.36₾	997.33₾
120	957.14₾	40.19₾	997.33₾
121	967.98₾	29.35₾	997.33₾
122	976.99₾	20.34₾	997.33₾
123	995.98₾	10.27₾	1,006.25₾

Frequently Asked Questions

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Why should I take Mortgage Leasing?

If you want to buy real estate from a development company, but lack the necessary funds or additional security for participation, mortgage leasing offers an easy solution.

How does Mortgage Leasing work?

To utilize mortgage leasing, contribute at least 5% of the asset's value in GEL or 10% in foreign currency. The leasing company will purchase the desired property from the developer and transfer it to you with a relevant agreement.

How is Mortgage Leasing paid off?

After reducing the leasing debt with monthly payments and fulfilling the co-payment requirement, your financing will transition to a standard mortgage loan.

What Is the minimum amount of mortgage I can take?

The minimum amount for mortgage leasing is 1 000 GEL.

How is the effective interest rate calculated?

The effective interest rate considers all necessary financial costs and the duration of incurring the expense.

What Is the term of mortgage leasing?

The maximum term for mortgage leasing in GEL is 15 years; For foreign currency, it's 10 years.

A member of the family farming can be registered as a co-borrower.

Mortgage Leasing

Terms of Mortgage Leasing

Calculate Leasing Amount

Loan Amount

Loan term

997.33₾

Schedule

Frequently Asked Questions

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