Mortgage Leasing

In order to benefit from mortgage leasing, it is enough to present 5% of the high value of the asset in GEL, and 10% in foreign currency.

  • Term: In GEL: 15 years
  • In foreign currency: 10 years
  • Currency: GEL, USD, EUR

Mortgage Leasing

Terms of Mortgage Leasing

Amount: Minimum   GEL 1 000
Maximum   Determined individually
Currency   GEL, USD, EUR (loans up to GEL 200,000 are issued only in GEL)
Term:GEL   15 years
Term: USD, EUR   10 years
Issuance Fee   0.5% (min. 50 units)
Collateral   Real estate to be purchased
Participation: GEL   5%
Participation: USD, EUR   10%
Fee for Creditinfo Database Search   18 GEL / 6 USD / 6 EUR
Withdrawal fee   see Tariff Packages

See fully

Calculate Leasing Amount

Frequently Asked Questions

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Why should I take Mortgage Leasing?

If you want to buy real estate from a development company, but lack the necessary funds or additional security for participation, mortgage leasing offers an easy solution.
 

How does Mortgage Leasing work?

To utilize mortgage leasing, contribute at least 5% of the asset's value in GEL or 10% in foreign currency. The leasing company will purchase the desired property from the developer and transfer it to you with a relevant agreement.
 

How is Mortgage Leasing paid off?

After reducing the leasing debt with monthly payments and fulfilling the co-payment requirement, your financing will transition to a standard mortgage loan.

What Is the minimum amount of mortgage I can take?

The minimum amount for mortgage leasing is 1 000 GEL. 

How is the effective interest rate calculated?

The effective interest rate considers all necessary financial costs and the duration of incurring the expense.

What Is the term of mortgage leasing?

The maximum term for mortgage leasing in GEL is 15 years; For foreign currency, it's 10 years.

A member of the family farming can be registered as a co-borrower.

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