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Working Capital Financing

Terabank offers customized working capital financing solutions designed to meet the unique needs of your business. Our effective financial solutions are tailored to your specific requirements. Working capital financing with Terabank can assist you in:

Increasing inventory levels of raw materials and goods
Expanding your product range
Fulfilling payment obligations to suppliers, and more

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Working Capital Financing

Loan Terms

Interest Rate in GEL		National Bank Ref. rate from + 2.5% (Effective from 13%)
Interest Rate in USD		From 7% (Effective from 7.25%)
Interest Rate in EURO		From 6% (Effective from 6.25%)
Term		Maximum 60 months
Disbursement Fee		From 0.5%
Credit Info Verification Fee		GEL 18
Guarantee Fee for Unsecured Loans up to GEL 5 000		Per month GEL 3
Guarantee Fee for Unsecured Loans up to GEL 20 000		Per month GEL 5

Security registration/termination fee

Other contractual terms of the specific financial product header

* Collateral registration / termination fee applies only to secured loans.

Loans

Cash Covered Loan

Cash Covered Loan

Secure a loan on favorable terms, while maintaining a high interest rate on your deposit.

Fixed Asset Financing

Fixed Asset Financing

Expand your business with Terabank's specialized product.

Credit Line

Obtain a pre-approved line of credit with a specified limit to finance your business needs.

Business Overdraft

Business Overdraft

Enhance your business liquidity with a business overdraft product.

Short Term Business Loan

Short Term Business Loan

Secure a short-term business loan to finance one-time operations.

Mortgage Loan for Business Owners

Mortgage Loan for Business Owners

Acquire the residential area you desire with a mortgage loan.

Consumer Loans for Business Owners

Consumer Loans for Business Owners

Seize the opportunity with a consumer loan designed for diverse purposes.

Offer for Female Entrepreneurs

Offer for Female Entrepreneurs

Unlock special discounted prices for both credit and non-credit services tailored exclusively for women entrepreneurs.

Credit Limit

Access a pre-approved credit limit for your business and personal needs.

Loans for Agricultural Business

Loans for Agricultural Business

Finance your agricultural ventures with our loan designed to foster flexible and favorable financing for agribusiness.

Preferential Agrocredit

Preferential Agrocredit

Get preferential agrocredit with improved terms.

Start-up Agro Loan

Start-up Agro Loan

Get a preferential loan for your new agribusiness.

Start-up loan

Acquire a preferential loan for your new business venture.

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