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Short Term Business Loan

Short-term business loans are ideal for facilitating one-time operations and investments, as well as initiating new directions within your existing activities.

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Short Term Business Loan

Loan Terms

Interest Rate in GEL		National Bank Ref. rate from + 2.5% (Effective from 13%)
Interest Rate in USD		From 7% (Effective from 7.25%)
Interest Rate in EURO		From 6% (Effective from 6.25%)
Term		Maximum 6 months
Disbursement Fee		From 0.5%
Credit Info Verification Fee		GEL 18
Guarantee Fee for Unsecured Loans up to GEL 5 000		Per month GEL 3
Guarantee Fee for Unsecured Loans up to GEL 20 000		Per month GEL 5

Security registration/termination fee

Other contractual terms of the specific financial product header

* Collateral registration / termination fee applies only to secured loans.

Loans

Start-up loan

Acquire a preferential loan for your new business venture.

Cash Covered Loan

Cash Covered Loan

Secure a loan on favorable terms, while maintaining a high interest rate on your deposit.

Working Capital Financing

Working Capital Financing

Empower your business and enhance flexibility in your operations.

Fixed Asset Financing

Fixed Asset Financing

Expand your business with Terabank's specialized product.

Credit Line

Obtain a pre-approved line of credit with a specified limit to finance your business needs.

Business Overdraft

Business Overdraft

Enhance your business liquidity with a business overdraft product.

Mortgage Loan for Business Owners

Mortgage Loan for Business Owners

Acquire the residential area you desire with a mortgage loan.

Consumer Loans for Business Owners

Consumer Loans for Business Owners

Seize the opportunity with a consumer loan designed for diverse purposes.

Start-up Agro Loan

Start-up Agro Loan

Get a preferential loan for your new agribusiness.

Preferential Agrocredit

Preferential Agrocredit

Get preferential agrocredit with improved terms.

Loans for Agricultural Business

Loans for Agricultural Business

Finance your agricultural ventures with our loan designed to foster flexible and favorable financing for agribusiness.

Credit Limit

Access a pre-approved credit limit for your business and personal needs.

Offer for Female Entrepreneurs

Offer for Female Entrepreneurs

Unlock special discounted prices for both credit and non-credit services tailored exclusively for women entrepreneurs.

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