Business Overdraft

A business overdraft is tailored to address short-term cash needs or improve short-term liquidity. With a business overdraft, you only pay interest on the amount utilized each month.
 

Business Overdraft

Loan Terms

Interest Rate in GEL   National Bank Ref. rate from + 2.5% (Effective from 13%)
Interest Rate in USD   From 7% (Effective from 7.25%)
Interest Rate in EURO   From 6% (Effective from 6.25%)
Term   Maximum 12 months
Disbursement Fee   From 0.5%
Credit Info Verification Fee   GEL 18
Guarantee Fee for Unsecured Loans up to GEL 5 000   Per month GEL 3
Guarantee Fee for Unsecured Loans up to GEL 20 000   Per month GEL 5

* Collateral registration / termination fee applies only to secured loans.
 

Loans

Credit Line

Credit Line

Obtain a pre-approved line of credit with a specified limit to finance your business needs.

Working Capital Financing

Working Capital Financing

Empower your business and enhance flexibility in your operations.

Fixed Asset Financing

Fixed Asset Financing

Expand your business with Terabank's specialized product.

Cash Covered Loan

Cash Covered Loan

Secure a loan on favorable terms, while maintaining a high interest rate on your deposit.

Short Term Business Loan

Short Term Business Loan

Secure a short-term business loan to finance one-time operations.

Mortgage Loan for Business Owners

Mortgage Loan for Business Owners

Acquire the residential area you desire with a mortgage loan.

Consumer Loans for Business Owners

Consumer Loans for Business Owners

Seize the opportunity with a consumer loan designed for diverse purposes.

Offer for Female Entrepreneurs

Offer for Female Entrepreneurs

Unlock special discounted prices for both credit and non-credit services tailored exclusively for women entrepreneurs.

Credit Limit

Credit Limit

Access a pre-approved credit limit for your business and personal needs.

Loans for Agricultural Business

Loans for Agricultural Business

Finance your agricultural ventures with our loan designed to foster flexible and favorable financing for agribusiness.

Preferential Agrocredit

Preferential Agrocredit

Get preferential agrocredit with improved terms.

Start-up Agro Loan

Start-up Agro Loan

Get a preferential loan for your new agribusiness.

Start-up loan

Start-up loan

Acquire a preferential loan for your new business venture.

Got more questions?

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