Fixed Asset Financing

As a business owner, you have the opportunity to expand your operations through Terabank's fixed asset financing product. Our financing solution is tailored to suit your needs, whether you're looking to:

  • Acquire new equipment
  • Purchase vehicles
  • Upgrade existing fixed assets
  • Obtain land for business purposes and commence construction

Fixed Asset Financing

Loan Terms

Interest Rate in GEL National Bank Ref. rate from + 2.5% (Effective from 13%)
Interest Rate in USD From 7% (Effective from 7.25%)
Interest Rate in EURO From 6% (Effective from 6.25%)
Term Maximum 85 months
Disbursement Fee From 0.5%
Credit Info Verification Fee GEL 18
Guarantee Fee for Unsecured Loans up to GEL 5 000 Per month GEL 3
Guarantee Fee for Unsecured Loans up to GEL 20 000 Per month GEL 5
   

* Collateral registration / termination fee applies only to secured loans.
 

Loans

Cash Covered Loan

Cash Covered Loan

Secure a loan on favorable terms, while maintaining a high interest rate on your deposit.

Working Capital Financing

Working Capital Financing

Empower your business and enhance flexibility in your operations.

Credit Line

Credit Line

Obtain a pre-approved line of credit with a specified limit to finance your business needs.

Business Overdraft

Business Overdraft

Enhance your business liquidity with a business overdraft product.

Short Term Business Loan

Short Term Business Loan

Secure a short-term business loan to finance one-time operations.

Mortgage Loan for Business Owners

Mortgage Loan for Business Owners

Acquire the residential area you desire with a mortgage loan.

Consumer Loans for Business Owners

Consumer Loans for Business Owners

Seize the opportunity with a consumer loan designed for diverse purposes.

Offer for Female Entrepreneurs

Offer for Female Entrepreneurs

Unlock special discounted prices for both credit and non-credit services tailored exclusively for women entrepreneurs.

Credit Limit

Credit Limit

Access a pre-approved credit limit for your business and personal needs.

Loans for Agricultural Business

Loans for Agricultural Business

Finance your agricultural ventures with our loan designed to foster flexible and favorable financing for agribusiness.

Preferential Agrocredit

Preferential Agrocredit

Get preferential agrocredit with improved terms.

Start-up Agro Loan

Start-up Agro Loan

Get a preferential loan for your new agribusiness.

Start-up loan

Start-up loan

Acquire a preferential loan for your new business venture.

Got more questions?

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