Start-up loan

The Start-Up loan is a collaborative product between Terabank and the "Enterprise Georgia" agency, facilitating entrepreneurs to benefit from state subsidies and co-participation in securing loans. Start-ups can access funding based on projected revenues, with current revenues not being mandatory.
 

Start-up loan

Loan Terms

Loan Currency   Issued only in national currency - GEL
Term   Maximum 180 months
Disbursement Fee   0.2%
State Subsidy   The refinancing rate of the National Bank minus 5%
The amount of the state guarantee   No more than 80% of the approved loan
Term of Interest Subsidy   For the full term of the loan 
Targeting   Fixed assets - 50%/ Working capital - 50%
  • Production of packing materials, including, carton, corrugated tare

  • Production of construction materials, including ceramic makes, marble, granite and other natural stones

  • Electricity production using renewable energy sources

  • Textile goods, including clothing, shoes, thread (wool, silk) and leather processing

  • Chemical, including, detergents, active chemical substances and cosmetics

  • Pharmaceutical production

  • Electrical technical appliances, including production of home appliances

  •  Plastics production

  • Timber processing and furniture, MDF, DSP production

  • Machinery, including spare parts production

  • Production of metal goods

For more information visit the agency website.

Loans

Cash Covered Loan

Cash Covered Loan

Secure a loan on favorable terms, while maintaining a high interest rate on your deposit.

Fixed Asset Financing

Fixed Asset Financing

Expand your business with Terabank's specialized product.

Working Capital Financing

Working Capital Financing

Empower your business and enhance flexibility in your operations.

Credit Line

Credit Line

Obtain a pre-approved line of credit with a specified limit to finance your business needs.

Business Overdraft

Business Overdraft

Enhance your business liquidity with a business overdraft product.

Short Term Business Loan

Short Term Business Loan

Secure a short-term business loan to finance one-time operations.

Mortgage Loan for Business Owners

Mortgage Loan for Business Owners

Acquire the residential area you desire with a mortgage loan.

Consumer Loans for Business Owners

Consumer Loans for Business Owners

Seize the opportunity with a consumer loan designed for diverse purposes.

Offer for Female Entrepreneurs

Offer for Female Entrepreneurs

Unlock special discounted prices for both credit and non-credit services tailored exclusively for women entrepreneurs.

Credit Limit

Credit Limit

Access a pre-approved credit limit for your business and personal needs.

Loans for Agricultural Business

Loans for Agricultural Business

Finance your agricultural ventures with our loan designed to foster flexible and favorable financing for agribusiness.

Preferential Agrocredit

Preferential Agrocredit

Get preferential agrocredit with improved terms.

Start-up Agro Loan

Start-up Agro Loan

Get a preferential loan for your new agribusiness.

Frequently Asked Questions

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What can I use the Start-up loan for?

You can use the loan if your new activity fits the criteria of the "Enterprise Georgia" agency.
 

What are the benefits of a start-up loan?

Within the framework of the program, you will receive improved conditions: state subsidies and co-participation.
 

How much is the state subsidy?

5% minus the refinancing rate set by the National Bank.
 

In what currency is the loan issued?

The loan is issued only in GEL.
 

* Collateral registration/termination fee applies only to secured loans.
 

Got more questions?

info@terabank.ge Send us a message
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