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Credit Line

Our pre-approved limited line of credit is tailored for your business needs, providing financing for working capital purchases. With our product, you can:

Borrow and repay funds periodically
Finance working capital according to your business requirements
Save on interest costs

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Credit Line

Loan Terms

Interest Rate in GEL		National Bank Ref. rate from + 2.5% (Effective from 13%)
Interest Rate in USD		From 7% (Effective from 7.25%)
Interest Rate in EURO		From 6% (Effective from 6.25%)
Term		Maximum 12 months
Disbursement Fee		From 0.5%
Credit Info Verification Fee		GEL 18
Guarantee Fee for Unsecured Loans up to GEL 5 000		Per month GEL 3
Guarantee Fee for Unsecured Loans up to GEL 20 000		Per month GEL 5
Interest Rate on the Unutilized Part of the Credit Line		2%

Security Registration/Termination Fee

Other contractual terms of the specific financial product header

* Collateral registration / termination fee applies only to secured loans.

Loans

Business Overdraft

Business Overdraft

Enhance your business liquidity with a business overdraft product.

Offer for Female Entrepreneurs

Offer for Female Entrepreneurs

Unlock special discounted prices for both credit and non-credit services tailored exclusively for women entrepreneurs.

Fixed Asset Financing

Fixed Asset Financing

Expand your business with Terabank's specialized product.

Working Capital Financing

Working Capital Financing

Empower your business and enhance flexibility in your operations.

Cash Covered Loan

Cash Covered Loan

Secure a loan on favorable terms, while maintaining a high interest rate on your deposit.

Start-up loan

Acquire a preferential loan for your new business venture.

Short Term Business Loan

Short Term Business Loan

Secure a short-term business loan to finance one-time operations.

Mortgage Loan for Business Owners

Mortgage Loan for Business Owners

Acquire the residential area you desire with a mortgage loan.

Consumer Loans for Business Owners

Consumer Loans for Business Owners

Seize the opportunity with a consumer loan designed for diverse purposes.

Credit Limit

Access a pre-approved credit limit for your business and personal needs.

Loans for Agricultural Business

Loans for Agricultural Business

Finance your agricultural ventures with our loan designed to foster flexible and favorable financing for agribusiness.

Preferential Agrocredit

Preferential Agrocredit

Get preferential agrocredit with improved terms.

Start-up Agro Loan

Start-up Agro Loan

Get a preferential loan for your new agribusiness.

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