Micro entrepreneurs supporting program
Micro entrepreneurs will benefit from:
- 8.5% fixed loan in GEL;
- 0% loan in priority areas;
- with a minimum bail requirement.

Loan Terms
Loan amount | 20.000-50.000 GEL | |
Loan currency | Issued only in national currency - GEL | |
Term | Maximum 120 Months | |
Interest rate | Fixed annual 8.5% for 60 months, individually after 60 months | |
Issuance fee | 0% | |
Prepayment fee | 0% | |
State Subsidy | Full subsidy from the agency when one of the 3 criteria is done | |
Subsidy criteria | 1. Female entrepreneur; 2. Highland region; 3. The annual turnover of the business is less than 30.000 GEL, StartUp | |
Term of interest subsidy | 60 months | |
The amount of the state guarantee of the loan | In the amount of no more than 80% of the approved loan | |
Targeting | Fixed assets or current assets |

Cash Covered Loan
Secure a loan on favorable terms, while maintaining a high interest rate on your deposit.

Working Capital Financing
Empower your business and enhance flexibility in your operations.

Credit Line
Obtain a pre-approved line of credit with a specified limit to finance your business needs.


Short Term Business Loan
Secure a short-term business loan to finance one-time operations.

Mortgage Loan for Business Owners
Acquire the residential area you desire with a mortgage loan.

Consumer Loans for Business Owners
Seize the opportunity with a consumer loan designed for diverse purposes.

Offer for Female Entrepreneurs
Unlock special discounted prices for both credit and non-credit services tailored exclusively for women entrepreneurs.


Loans for Agricultural Business
Finance your agricultural ventures with our loan designed to foster flexible and favorable financing for agribusiness.


