Service Fees

 

Current account opening and servicing 

Opening a multi-currency current account 

GEL 10

Opening an additional multi-currency current account

GEL 10

Opening a multi-currency nominal holding account

GEL 10

Fee for processing the application for opening a legal entity account*

GEL 300

Monthly account service fee**

GEL 3

Fixed account monthly service fee***

GEL 10

*Commission is paid if the legal entity, founder, and/or director of the legal entity is a non-resident.

 

**Current account services for legal entities are provided within the framework of the basic package which includes current account services, SMS digipass internet bank, and SMS messages. The commission does not apply to state-owned companies (e.g., LLP and others) and legal entities opened from the register of entrepreneurs and non-entrepreneurial (non-commercial) legal entities of the public register with an unexpired status at the mentioned time.

 

***Dormant account - an account on which the client’s task has not been fulfilled during the last six months.

GEL 9 

Transfers

  

Transfer to JSC Terabank system

 Free

Transfer to other banks in national currency from Terabank branches

Up to 1000 GEL - 4 GEL;

From 1000 up to 10 000 GEL - 10 GEL;

From 10 000 up to 100 000 GEL - 20 GEL;

Above 100 000 GEL - 200 GEL.

Transfer to other banks in national currency from Terabank remote channels

Up to 1000 GEL - 1 GEL;

From 1000 up to 10 000 GEL - 50 GEL;

From 10 000 up to 100 000 GEL - 10 GEL;

Above 100 000 GEL - 100 GEL.

Fast transfer of GEL to another bank*

Up to 5,000 GEL - Fix. 1 GEL

From 5,000 GEL - Fix. 2 GEL

Transfer to another bank in US dollars

0.2% min.  USD 15, max. USD 500

Transfer to another bank in euros and other foreign currencies (except US dollars)

0.2% min.  EURO 15, max. EURO 500

Transfer to another bank to the recipient’s account with a guarantee of full crediting of the amount in US dollars

Transfer fee plus USD 25

Transfer to another bank to the recipient’s account with a guarantee of full crediting of the amount in euros and other currencies (except US dollars)

Transfer fee plus EURO 25

Making changes to the transfer made in US dollars/retrieving funds/canceling the transfer

USD 50

Making changes/retrieving funds/canceling transfers made in euros and other currencies (except US dollars)

EURO 50

*If you choose the quick transfer option, the payment order will be processed by Terabank as soon as possible within 15 minutes. Business hours are set until 5:50 p.m.

 

Important information:

For the execution of the foreign currency payment order, it is necessary to present a document confirming the basis of settlement (agreement, invoice, etc.) if the amount to be transferred exceeds 100,000 (one hundred thousand) GEL equivalent in the currency under the NBG rate.

Based on international and local legal requirements, as well as the bank's internal policy, if necessary, the bank may request a document confirming the basis of settlement (agreement, invoice, etc.) and other information/documentation necessary for the study of the transaction, regardless of the amount.

 

Important information regarding the foreign currency transactions.

 

Cash-related services

Depositing money into the account in national and foreign currencies

FREE

Depositing Russian rubles to the account

3% of deposit amount

Withdrawal of national currency from any type of account from the cash desk of the branch

0.2%, min. GEL 0.50 

Withdrawal of foreign currency from any type of account from the cash desk of the branch

0.5%, min equivalent to 1 GEL

Acceptance and exchange of damaged foreign currency notes

3%

Issuance of wallet checks

GEL 9 

Depositing money through fast payment terminals*

  

Depositing money (GEL, USD, EUR) through the terminal in the bank branch

 FREE

Depositing money through machines belonging to SS Oppa (GEL, USD, EUR)

2%, min  GEL 0,5

Deposit in national currency through TBC PAY

GEL 1

Depositing an amount in foreign currency (USD, EUR) through TBC PAY equivalent 

GEL 2 in the relevant currency

* *The maximum limit of the amount of the operation is 1500 GEL or its equivalent in the relevant foreign currency.

Currency conversion

Currency conversion at Terabank's current exchange rate

 FREE

Remote Channels

Internet bank/mobile bank registration

FREE

Internet bank with SMS digital pass

FREE

Monthly digipass Internet Bank fee

GEL 5

Digipass cost

GEL 50

Digipass loss/damage fee

GEL 50

SMS Service

Registration/Service fee

 FREE

Encashment

 

Cash collection

From GEL 400 per object (per month)

One-time collection service

It depends on the location of the facility

Automatic utility transfers

Registration/transfer

FREE

Monthly service fee

GEL 1 

Transfer fee

Standard

Standard standing or der

Registration

FREE

Monthly service fee

GEL 1

Transfer fee in national currency

standard fee determined for remote transfer

Transfer fee in foreign currency

standard fee

Individual safes

Small safes (29*50*8)

GEL 25 per month

Medium-sized safes (29*50*18; 29*50*28)

GEL 30 per month

Penalty for non-payment of the value of using the safe*

50% of the amount for each overdue day

Fine in case of loss or damage of the key

GEL 150 

*Fine is calculated for overdue days in the amount of 50% of the daily amount to be paid

 

 

 

Banking documents

 

Account statement for transactions less than 2 years old

FREE

Statement of account for transactions older than 2 years*

GEL 20

Recovery of documents less than 2 years old from the program

FREE

Restoration of a document older than 2 years from the program

one document GEL 10 

Issuance of a copy of the original contract from the archive**

one contract GEL 10

Issuance of a notice on the balances on the client’s account (in Georgian)

GEL10

Issuance of a statement on the balances on the client’s account (in English)

GEL 30 

Statement of debt (in Georgian, English) ***

GEL 10   

Issuance of a non-standard certificate (in Georgian and English) ****

GEL 30 

Bank’s letter on mortgage/pledge removal/mortgage/pledge removal

GEL 10

Notification of loan approval

GEL 30

*Fees apply if the statement is issued from a bank branch. The fee does not apply to statements from deposits and loans (including overdraft and credit card accounts).

**The fee does not apply to deposit and loan agreements (including those signed remotely) that are valid or that have not been terminated/terminated for more than 2 years. The term of issuing a document is at least 3 working days; the term can be extended depending on the number of requested documents.

***The client has the right to receive information about the debt (including the overdraft and the used limit of the credit card) free of charge, unless the client requests the information in the form of a statement on the bank’s letterhead.

 

 

 Special Offer "New Business"

   
 

„ New Business” offers the reasonable prices to those new companies, which choose terabank when being registered at the House of Justice.

 

After opening the account, companies will receive full information regarding the terms and conditions and will be allowed to choose the desirable branch of terabank for receiving the service.

 

 

Opening the account

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Currency

ლარი

Transfer to the other banks

Free  (during 12 months)

Internet-bank with SMS DG Pass

Free  (during 12 months)

Fee for BUSSINESS card service

50%-discount 

(during 24 months)

Pay-roll cards issuance

FREE

For the employees involved with the pay-roll project, card encashment

Encashment from the ATM of the JSC terabank - Free


From the ATM of the JSC Liberty Bank- Free


From the ATM of the JSC TBC Bank-1% min. USD 1


From the ATM of the other banks - 2% min. USD 3 

 

* From registration at the Public Registry, customer is given 30 days in order to benefit from the special terms and conditions offered to him/her

Offer To The Woman Entreprenurs

opening account 

FREE

Transfer in GEL

Free (for 12 months)

Internet bank with SMS digital pass

FREE

Bussiness card

FREE

Cashout in GEL

FREE

conversion

at a preferential rate agreed upon with the treasury

Escrow Service

service fee

0,2% min. GEL 100

 

Application Form

Security Code