Visa Platinum

A premium debit card offering exclusive services. Cardholders enjoy personalized credit limits and special rates tailored for VIP customers

Order a Card

Card features include:

Discounts at various trade or service facilities worldwide
High withdrawal and spending limits
SMS notifications for card transactions
Transfer capability to any Terabank card via ATM for Terabank cardholders
Security services for card operations
Access to credit limit (overdraft)
Accumulation of Tera Points

Terms

Benefits

Tailored rates for VIP customers
Personalized credit limits
Premium services available globally

Plastic Card Issuance and Service Rates

Card validity	2 year
Annual service fee	GEL 250
Card upgrade (due to loss/damage)	GEL 250
Swift card issuance fee	Cost of the card + GEL 30
Minimum balance	Not requested
Multi-currency account	GEL / USD / EUR / GBP
Service fee for the amounts transferred from the internet sites, or the refunded amounts from the operations performed through terminals abroad	2%
Fee for change of the daily limit of cash withdrawal from ATM (maximal term is 1 month)	GEL 5
Pin code recovery fee	GEL 5

* Unauthorized overspending occurs when a client exceeds the bank's account limit, resulting in a negative balance. In such cases, the client is required to promptly replenish the account to restore a zero balance.

Limits for Cash Withdrawal and Settlement

Contactless operation	GEL 100
Cash withdrawal from ATM	GEL 15 000 or its equivalent
Cash withdrawal at Terabank's branch	Unlimited
Settlement	GEL 50 000 or its equivalent
From another bank	GEL 100 000 or its equivalent

Cash Withdrawal and Settlement Fees

Cash withdrawal in GEL from Terabank’s branch	0.40% min. GEL 0.5
Cash withdrawal in foreign currency from Terabank’s branch	0.60% min. GEL 1
Cash withdrawal from Terabank's ATM	0.2% min. GEL 0.6
POS terminal settlement fee	0%
Cash withdrawal from the partner bank's ATM*	0.2% min. GEL 0.6
Cash withdrawal from the partner bank's counter*	0.6% min. GEL 0.6
Fee for each card transaction appeal**	USD 15
Cash withdrawal from another bank's counter	2.5% min. USD 3.5
Transfer funds to a Terabank card using a Terabank ATM	0.1% min. GEL 0.5
Card payment fee	0%
Adding the card to the local stop-list	Free
Adding the card to the international stop-list (for a duration of 2 weeks)	USD 40
Withdraw cash using a debit card from any other bank's ATM (domestic and international)***	2% min. USD 3.5
Currency conversion fee for transactions made in a currency other than the card account's currency	3%

* Liberty Bank ** In the event of reimbursement through insurance, clients will not incur appeal fees. The bank will cover this expense. *** When withdrawing money abroad, clients may encounter fees set by the ATM servicing bank, for which Terabank bears no responsibility. During the withdrawal process, a message regarding the commission appears on the ATM screen, prompting the customer to confirm their consent to proceed with the transaction, thereby agreeing to pay the ATM servicing bank's commission. By proceeding with the withdrawal process, the client automatically consents to pay the commission charged by the ATM servicing bank.