Visa Infinite

Premium class debit card offering special benefits

Visa Infinite privileges and offers include:

Customizable credit limits and premium banking service tariffs
Discounts at various global trade and service establishments
High withdrawal and transaction limits
Access to over 1,300 business lounges worldwide, with 6 complimentary visits per year. Subsequent visits cost $32 per cardholder and accompanying person, charged to the card account
Concierge service
Comprehensive travel insurance coverage (up to 1 million USD)
Airport pick-up and drop-off services
Access to luxury hotels and special accommodation offers
Exclusive deals from global partner organizations
Extended warranty and purchase protection
International medical and travel information assistance
Global customer support
Doubled Tera Points

Terms

Plastic Card Issuance and Service Fees

Card validity	2 Years
Card issuance fee	Free
Swift card issuance fee	30 GEL
Multi-currency account	GEL/USD/EUR/GBP
Service fee for returned funds deposited from Internet sites or operations performed at terminals abroad	Free
Fee for changing the daily ATM withdrawal limit (maximum period: 1 month)	5 GEL
Pin code recovery fee	5 GEL

* Unauthorized overspending occurs when a client exceeds the bank's account limit, resulting in a negative balance. In such cases, the client is required to promptly replenish the account to restore a zero balance.

Withdrawal and Settlement Limits

Daily transaction limit	30 transactions
Daily withdrawal limit from own bank branch	Unlimited
Contactless Transaction Limit	100 GEL
Daily ATM Withdrawal Limit	30 000 GEL
Settlement daily limit	70 000 GEL
Daily Limit for Withdrawing Money from Another Bank Branch	100 000 GEL

Withdrawal and Settlement Fees

POS Terminal Settlement Fee	0%
Cash Withdrawal from Terabank's ATM	0%
Withdraw money from Liberty Bank's ATM	0%
Cash withdrawal from TBC Bank ATM	0.50%
Withdraw money from any other bank's ATM (domestic)	1% min. 2 USD
Withdraw money from an ATM of another bank (international)*	1% min. 2 USD
When withdrawing the amount in GEL from the Terabank branch	0.1%
When withdrawing money in foreign currency from a Terabank branch	0.25%
Withdraw money from Liberty Bank's cash desk	0.7% min. 0.90 GEL
Cash withdrawal from another bank's teller counter	2.5% min. 3.50 USD
Adding the card to the local stop-list	Free
Placing the card on the international stop-list (for 2 weeks)	40 USD
Card Transaction Dispute Resolution Fee per Transaction	15 USD
Currency Conversion Fee for Transactions in a Different Currency	3%

* When withdrawing money abroad, the client may incur a fee set by the ATM servicing bank, for which Terabank is not responsible. During withdrawal, the ATM screen displays a message about the fee and asks if the customer wants to proceed with the transaction. By continuing the withdrawal process, the customer automatically consents to pay the commission charged by the ATM servicing bank. ** In case of a refund within the Card Security Service, the customer will not incur an appeal fee. This expense will be reimbursed by the bank.