Visa Infinite

Visa Infinite

Premium class debit card offering special benefits

Holders of Visa premium cards will be able to use business lounges with a special application

Holders of Visa premium cards will be able to use business lounges with a special application

Details

Visa Infinite privileges and offers include:

  • Customizable credit limits and premium banking service tariffs
  • Discounts at various global trade and service establishments
  • High withdrawal and transaction limits
  • Holders of the Visa Premium card can access over 1 200 airport business lounges. The first visit is complimentary. After the first visit, cardholders can continue using the lounges if they have made transactions totaling at least 1 500 GEL on their card within the 35 days prior to the visit. Visa Infinite cardholders who meet this condition will enjoy unlimited lounge visits for the year. Information about visit limits and available lounges can be found using the Visa Airport Companion app.
  • Concierge service
  • Comprehensive travel insurance coverage (up to 1 million USD)
  • Airport pick-up and drop-off services
  • Access to luxury hotels and special accommodation offers
  • Exclusive deals from global partner organizations
  • Extended warranty and purchase protection
  • International medical and travel information assistance
  • Global customer support
  • Doubled Tera Points

Terms

Plastic Card Issuance and Service Fees

Card validity 2 Years
Card issuance fee Free
Swift card issuance fee 30 GEL
Multi-currency account GEL/USD/EUR/GBP
Service fee for returned funds deposited from Internet sites or operations performed at terminals abroad Free
Fee for changing the daily ATM withdrawal limit (maximum period: 1 month) 5 GEL
Pin code recovery fee 5 GEL
* Unauthorized overspending occurs when a client exceeds the bank's account limit, resulting in a negative balance. In such cases, the client is required to promptly replenish the account to restore a zero balance. 

Withdrawal and Settlement Limits

Daily transaction limit 30 transactions
Daily withdrawal limit from own bank branch Unlimited
Contactless Transaction Limit 100 GEL
Daily ATM Withdrawal Limit 30 000 GEL
Settlement daily limit 70 000 GEL
Daily Limit for Withdrawing Money from Another Bank Branch 100 000 GEL

Withdrawal and Settlement Fees

POS Terminal Settlement Fee 0%
Cash Withdrawal from Terabank's ATM 0%
Withdraw money from Liberty Bank's ATM 0%
Cash withdrawal from TBC Bank ATM  0.50%
Withdraw money from any other bank's ATM (domestic) 1% min. 2 USD
Withdraw money from an ATM of another bank (international)* 1% min. 2 USD
When withdrawing the amount in GEL from the Terabank branch 0.1%
When withdrawing money in foreign currency from a Terabank branch 0.25%
Withdraw money from Liberty Bank's cash desk 0.7% min. 0.90 GEL
Cash withdrawal from another bank's teller counter 2.5% min. 3.50 USD
Adding the card to the local stop-list Free
Placing the card on the international stop-list (for 2 weeks) 40 USD
Card Transaction Dispute Resolution Fee per Transaction 15 USD
Currency Conversion Fee for Transactions in a Different Currency 3%
* When withdrawing money abroad, the client may incur a fee set by the ATM servicing bank, for which Terabank is not responsible. During withdrawal, the ATM screen displays a message about the fee and asks if the customer wants to proceed with the transaction. By continuing the withdrawal process, the customer automatically consents to pay the commission charged by the ATM servicing bank. ** In case of a refund within the Card Security Service, the customer will not incur an appeal fee. This expense will be reimbursed by the bank.  

New Rules for Using Business Lounges

After October 1st, the conditions for lounge access will change for all Visa Premium cardholders. Specifically, users will be able to enter the lounge by downloading the Visa Airport Companion app. (App Store, Google Play)   According to the new lounge access conditions:

  • Visa Premium cardholders will receive their first visit as a gift, regardless of how many visits were used during the year 2024 (from January 1 to September 30).
  • After the first visit, Visa Premium cardholders will be able to access lounges if, within the 35 days prior to the visit, they have made transactions totaling at least 1,500 GEL on their card. (This applies only to transactions made via POS terminals and e-commerce; ATM transactions are excluded.) If this condition is met, Visa Platinum cardholders can visit the lounge up to 6 times per year, while Visa Infinite cardholders have unlimited access.
  • If a Visa Platinum cardholder has transactions totaling 5,000 GEL within 35 days before a lounge visit, they will be able to visit the lounge an unlimited number of times.
  • Before each visit, the system will automatically check the transaction amount and determine the number of available visits.
You can also check your available visit limits before heading to the lounge using the Visa Airport Companion app. *Over 1 200 airport business lounges are serviced by DRAGONPASS.

Tera Points

Tera Points

Enroll in the loyalty program and start accruing Tera Points.

Frequently Asked Questions

Didn't find what you're looking for? Send us a question
How can I find the lounges participating in the program at the airport?

In the Explore section of the app, you can browse available lounges by selecting the desired country and airport. A quick link on the main page will redirect you to the list of lounges.

Can I enter the lounge with guests? Do I have to travel with them?

Yes, you can enter the lounge with guests, but they must be traveling on the same flight as you. If a free guest visit is not available, you can invite guests and pay $32 per person per visit. The amount will be debited directly from your registered Visa card.

Why was I denied access to the lounge?

If the lounge is full, you will not be able to enter. You can use the Visa Airport Companion (VAC) app to check the availability of other lounges. For additional questions, you can contact the app support team through the contact link in the Help section.

What is included in my membership?

In the Membership section of the app, you can view how many free visits are included with your membership. This information is available on both the home page and in the Membership section.

Will my LoungeKey/Priority Pass membership still work? Can I still use the LoungeKey app?

As of October 1, 2024, your Priority Pass or LoungeKey memberships will no longer be valid. You must register with the Visa Airport Companion app to access the lounges.

How do I access the lounges?

To enter the lounge, present your membership QR code to a lounge employee. If you have remaining visits, one visit will automatically be deducted when you enter. If no free visits are available, $32 will be charged to your registered Visa card. The membership QR code can be accessed via the Membership button on the app's main page.

Can I use a physical card to access the lounge?

No, you can only enter the lounge using the Visa Airport Companion mobile app by presenting your membership QR code to a lounge employee.

What should I do if I can't register or authenticate in the app?

If you encounter a problem during registration, contact customer support via the contact link in the Help section on the registration page. If you're already registered but can't access your account, use the Forgot Password function. If you're still unable to log in, contact the Customer Support Center via the contact link in the Help section on the login page.

Cards and Packages

Visa Gold

Visa Gold

100 GEL Issuance Fee
2 Years Card Validity

Visa Infinite

Visa Infinite

Free Issuance Fee
2 Years Card Validity

Select Package

Select Package

Personalized Banking Service for You.

PB Package

PB Package

Individual Banking Service.

Visa Platinum

Visa Platinum

250 GEL Issuance Fee
2 Years Card Validity

Got more questions?

info@terabank.ge Send us a message
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Visa Infinite

Premium class debit card offering special benefits.

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