
The PB package is a combination of privileged banking services that offer customers more comfort and flexibility.
Products and services included in the individual banking package:
- Visa Platinum, Gold and Classic - debit card, which can be used to withdraw money both in merchants and ATMs;
- Additional card for PB package holder's family members, including minors;
- Different interest rates on term deposits;
- Preferential conversion rate.
The cost of the PB package is: 5 GEL per month, 50 GEL per year.

Holders of Visa premium cards will be able to use business lounges with a special application
DetailsTerms
GEL transfer | 0.05%, min. 0.7 GEL /max. 150 GEL |
USD transfer | 0.15% min. 10 USD |
EUR transfer (+ other currency) | 0.15% min. 15 EUR |
GEL withdrawal | 0.15%* |
Currency withdrawal | 0.35%* |
*In the case of 1 million units, the withdrawal fee is determined individually.
ATM terabank / ATM Liberty |
0% |
ATM TBC |
1% min 1 USD |
ATM International* |
2% min 3 USD |
Refund |
2% |
* When withdrawing money abroad, the client may incur fees set by the ATM servicing bank, for which Terabank is not responsible. A message detailing the fee and prompting the user to confirm the transaction appears on the ATM screen during withdrawal.
By proceeding with the withdrawal, the client automatically consents to pay the commission charged by the ATM servicing bank.
Current account opening | Free |
Current account service fee | Free |
Internet banking/mobile banking/email banking with password | Free |
SMS service | Free |
Automatic payments | Free |
Standing payment order | Free |
Issuance of standard notice | Free |
Card | Free |
Service | PB | Standard |
---|---|---|
Monthly/annual Fee | 5 GEL/50 GEL | |
Internet/mobile bank with DG pass service | 1.5 GEL | 1.5 GEL |
SMS service | Free | 1 GEL |
Debit Card (Card Term - 2 Years) | Free | Visa Classic / MC Standart -30 GEL; Visa Gold / MC Gold -100 GEL; Visa Platinum -250 GEL; Visa Infinite - free |
Cash withdrawal from the Terabank ATM | ATM Terabank / ATM Liberty 0%/0.2% min. 0.60 GEL |
|
Transfer to another bank in the national currency | 0.05%, min. 0.7 GEL |
Up to 1000 GEL - 2 GEL; From 1000 up to 10 000 GEL - 4 GEL; From 10 000 up to 100 000 GEL - 10 GEL; Above 100 000 GEL - 100 GEL. |
Transfer to another bank in other currency | 0.15%, min. 10USD/15 EUR | 0.2%, min. 15 USD/20 EUR |
Automatic utility transfers | Free | 1 GEL |
Standing payment order | Free | 1 GEL |
Issuing notice | Free | Standard |
Individual safe | Standard | Small (29*50*8) - 25 GEL monthly; Medium (29*50*18; 29*50*28) - 30 GEL monthly |
After October 1st, the conditions for lounge access will change for all Visa Premium cardholders. Specifically, users will be able to enter the lounge by downloading the Visa Airport Companion app.
According to the new lounge access conditions:
- Visa Premium cardholders will receive their first visit as a gift, regardless of how many visits were used during the year 2024 (from January 1 to September 30);
- After the first visit, Visa Premium cardholders will be able to access lounges if, within the 35 days prior to the visit, they have made transactions totaling at least 1,500 GEL on their card. (This applies only to transactions made via POS terminals and e-commerce; ATM transactions are excluded.) If this condition is met, Visa Platinum cardholders can visit the lounge up to 6 times per year, while Visa Infinite cardholders have unlimited access;
- If a Visa Platinum cardholder has transactions totaling 5,000 GEL within 35 days before a lounge visit, they will be able to visit the lounge an unlimited number of times;
- Before each visit, the system will automatically check the transaction amount and determine the number of available visits.
You can also check your available visit limits before heading to the lounge using the Visa Airport Companion app.
*Over 200 airport business lounges are serviced by DRAGONPASS. For more information, see the Visa Infinite and Visa Platinum pages.




