Packages
Select Package
Personalized Banking Service for You - personalized service tailored to your individual interests and needs.
We observe the needs and expectations of customers and create a personalized banking experience for each of them.
Take advantage of exclusive and convenient services, preferential terms and attractive benefits on various banking products. Best of all, you will have a personal banker and interest manager to help you work towards your goals and plans with ease.
- Visa Infinite - a premium debit card for free;
- Select status extended to family members, including minors;
- Doubled Tera Points when paying in merchants with a Select card;
- Different interest rates on term deposits;
- Preferential conversion rate;
- Personalized assistance from your personal banker;
- Individual interest manager services provided for personalized offers after studying the customers' individual interests in detail.
|
GEL transfer |
0.05% Max. GEL 20 |
|
USD transfer |
15 USD |
|
EUR transfer (+ other currency) |
15 EUR |
|
Currency transaction adjustement/retrieval/request/change |
25 Units |
|
GEL withdrawal |
0.10% |
|
Currency withdrawal |
0.25%* |
* In the case of 1 million units, the withdrawal fee is determined individually.
Visa Infinite - a premium debit card that allows you to enjoy attractive benefits and receive premium services all over the world.
| Card Service | |
|
ATM terabank / ATM Liberty |
0% |
|
ATM TBC |
0.50% |
|
ATM International* |
1% min. 2 USD |
|
Refund |
0% |
|
Number of Reimbursable Transactions |
15 illegal operations |
|
Cashing/Payment Daily Limit |
30 000 GEL/70 000 GEL |
* When withdrawing money abroad, the client may incur a fee set by the ATM servicing bank, for which Terabank is not liable. A message regarding the fee and the option to proceed with the transaction is displayed on the ATM screen during withdrawal.
By continuing with the withdrawal process, the client automatically consents to pay the commission charged by the ATM servicing bank.
-
Payment in international channels in national currency (GEL) - 1.5% Max: 10 GEL
| Service | Select | Standard |
|
Monthly/Annual Cost |
20 GEL/200 GEL |
|
| SMS Digipassian Internet/Mobile Bank |
Free |
1.5 GEL |
| SMS Service | Free | 1 GEL |
| Debit Card (Term - 2 Years) | Visa Infinity - Free |
The card is issued only after the package is activated |
| Withdrawal of funds at Terabank Liberty Bank ATMs |
0% |
ATM Terabank / ATM Liberty 0.2% min. 0.6 GEL |
| Withdrawal at TBC Bank ATMs |
0.50% |
2% min. 3.5 USD |
| Withdrawal at international ATMs |
1% min. $2 |
2% min. 3.5 USD |
| Transfer funds to other banks in national currency | 0.05%, max. 20 GEL |
Up to 10 00 GEL - 0.05%, max. 4 GEL; |
| Transfer funds to other banks in foreign currency | 15 USD/15 EUR |
0.2%, min. 15 USD/20 EUR |
| Automatic utility transfers | Free | 1 GEL |
| Standing payment order | Free | 1 GEL |
| Issuance of a certificate | style="font-size:14px;">Free | Standard |
| Individual safe | Standard |
Small safes (29*50*8) - 40 GEL per month; Medium safes (29*50*18; 29*50*28) - 60 GEL per month |
After October 1st, the conditions for lounge access will change for all Visa Premium cardholders. Specifically, users will be able to enter the lounge by downloading the Visa Airport Companion app.
According to the new lounge access conditions:
Visa Premium cardholders will receive their first visit as a gift, regardless of how many visits were used during the year 2024 (from January 1 to September 30);
After the first visit, Visa Premium cardholders will be able to access lounges if, within the 35 days prior to the visit, they have made transactions totaling at least 1,500 GEL on their card. (This applies only to transactions made via POS terminals and e-commerce; ATM transactions are excluded.) If this condition is met, Visa Platinum cardholders can visit the lounge up to 6 times per year, while Visa Infinite cardholders have unlimited access;
If a Visa Platinum cardholder has transactions totaling 5,000 GEL within 35 days before a lounge visit, they will be able to visit the lounge an unlimited number of times;
Before each visit, the system will automatically check the transaction amount and determine the number of available visits.
You can also check your available visit limits before heading to the lounge using the Visa Airport Companion app.
*Over 200 airport business lounges are serviced by DRAGONPASS. For more information, see the Visa Infinite and Visa Platinum pages.
PB Package
If you want to take advantage of individual banking services and get special conditions on banking products, the PB package is the best choice.
The PB package is a combination of privileged banking services that offer customers more comfort and flexibility.
Products and services included in the individual banking package:
- Visa Platinum - debit card, which can be used to withdraw money both in merchants and ATMs;
- Additional card for PB package holder's family members, including minors;
- Different interest rates on term deposits;
- Preferential conversion rate.
The cost of the PB package is: 5 GEL per month, 50 GEL per year.
Terms
| GEL transfer | 0.05%, min. 0.7 GEL /max. 100 GEL |
| USD transfer | 0.15% min. 10 USD |
| EUR transfer (+ other currency) | 0.15% min. 15 EUR |
| GEL withdrawal | 0.15%* |
| Currency withdrawal | 0.35%* |
*In the case of 1 million units, the withdrawal fee is determined individually.
|
ATM terabank / ATM Liberty |
0% |
|
ATM TBC |
1% min 1 USD |
|
ATM International* |
2% min 3 USD |
| Payments in national currency (GEL) on international channels |
1.5% max. 10 GEL |
* When withdrawing money abroad, the client may incur fees set by the ATM servicing bank, for which Terabank is not responsible. A message detailing the fee and prompting the user to confirm the transaction appears on the ATM screen during withdrawal.
By proceeding with the withdrawal, the client automatically consents to pay the commission charged by the ATM servicing bank.
| Current account opening | Free |
| Current account service fee | Free |
| Internet banking/mobile banking/email banking | Free |
| SMS service | Free |
| Automatic payments | Free |
| Standing payment order | Free |
| Issuance of standard notice | Free |
| Card | Free |
After October 1st, the conditions for lounge access will change for all Visa Premium cardholders. Specifically, users will be able to enter the lounge by downloading the Visa Airport Companion app.
According to the new lounge access conditions:
- Visa Premium cardholders will receive their first visit as a gift, regardless of how many visits were used during the year 2024 (from January 1 to September 30);
- After the first visit, Visa Premium cardholders will be able to access lounges if, within the 35 days prior to the visit, they have made transactions totaling at least 1,500 GEL on their card. (This applies only to transactions made via POS terminals and e-commerce; ATM transactions are excluded.) If this condition is met, Visa Platinum cardholders can visit the lounge up to 6 times per year, while Visa Infinite cardholders have unlimited access;
- If a Visa Platinum cardholder has transactions totaling 5,000 GEL within 35 days before a lounge visit, they will be able to visit the lounge an unlimited number of times;
- Before each visit, the system will automatically check the transaction amount and determine the number of available visits.
You can also check your available visit limits before heading to the lounge using the Visa Airport Companion app.
*Over 200 airport business lounges are serviced by DRAGONPASS. For more information, see the Visa Infinite and Visa Platinum pages.
