NEW SERVICE FEES

Tariff Packages

If you want to use several banking products at the same time, here is an offer for a combination of banking products to meet your needs.

Pay only the package fee and get the products/services included in it for free.

Tariff Packages

Terms and tariffs

CLASSIC Package

CLASSIC Package For Non-Residental Individuals

GOLD Package

PLATINUM Package

Standard Tariff

Monthly Fee

2 GEL

10 GEL

15 GEL

-

Annual Fee

19 GEL

100 GEL

90 GEL

140 GEL

-

SMS Service

Free

1 GEL per month

Internet/mobile bank with DG pass service

Free

1.5 GEL per month

Debit Card (Card Term - 2 Years)

Visa Classic / MC Standart - free

Visa Classic / MC Standart - Free

Visa Gold / MC Gold - free

Visa Platinum - free

Visa Classic / MC Standart -30 GEL,Visa Gold / MC Gold -100 GEL,Visa Platinum -250 GEL, Visa Infinite - free

Cash withdrawal from the Terabank ATM

Standard

0%

0.2% min. 0.60 GEL

Transfer to another bank in the national currency in branch/service center

Standard

Up to 10 000 GEL - 0,07%, From 0.5 up to 4 GEL;

From 10 000 up to 100 000 -0,07%, Max 10 GEL;

Above 100 000 GEL - 0,07%, Max 100 GEL.

Up to 1000 GEL - 2 GEL;

From 1000 up to 10 000 GEL - 4 GEL;

From 10 000 up to 100 000 GEL - 10 GEL;

Above 100 000 GEL - 100 GEL.

Transfer to another bank in the national currency via internet/mobile banking

Standard

Up to 10 000 - 0,07%, From 0.5 up to 2 GEL;

From 10 000 up to 100 000 GEL - 0%, 5 GEL;

Above 100 000 - 0%, From 10 - 50 GEL.

Up to 1000 GEL - 1 GEL;

From 1000 up to 10 000 GEL - 2 GEL;

From 10 000 up to 100 000 GEL - 5 GEL;

Above 100 000 GEL - 50 GEL.

Transfer to another bank in other currency

Standard

0.2%, min. 15 USD/20 EUR

Automatic utility transfers

Free

1 GEL per month

Standing payment order

Free

1 GEL per month

Issuing notice

Standard

Free

Standard

Individual safe

Standard

First 1 month - free

After 1 month - Standard

Small size (29*50*8) - 40 GEL monthly; Average size (29*50*18; 29*50*28) - 60 GEL montly

Accrual of interest on positive balance

-

Min. balance 1,000 units*

Open a current account

Free

Current account service fee

Free

Internet Banking/Mobile Banking (IB SMS)

Free

Retrieval of the national currency from the bank branch (up to the deposited amount)

Standard

0,30% min. GEL 0,50

0,20% min. GEL 0,50

0.4%, min GEL 0.50

Retrieval of the foreign currency from the bank branch (up to the deposited amount)

Standard

0.50% min. equivalent to GEL 1

0.6%, equivalent to min GEL 1

*With a positive balance, the interest rate is determined in accordance with the terms of the savings account at the bank.

The "Platinum" rate package can be used by individuals who meet one of the following conditions:

Has a minimum monthly income of GEL 2,000 or its equivalent in the respective currency;
Has an open deposit of at least GEL 20,000 or its equivalent;
Has taken out a loan of at least USD 20,000 or its equivalent.

The tariff package can be changed from the low to high category and vice versa from the high to low category tariff package.

Cards issued within the tariff package
In case:

If the card issued within the tariff package is lost/damaged by the customer, the card will be issued at the standard rate (see service rates for plastic cards, Appendix #1); - at standard rate
the card issued within the tariff package will expire, but the customer will continue to use the tariff package, the card will be issued free of charge;
If the customer wants to make an additional card to the card issued within the tariff package - it will be made at the standard rate (see plastic card service rates, Appendix #1); - at the standard rate
If the client wants to receive the card issued within the tariff package on the same working day, the client must pay the urgent value fee (see service tariffs for plastic cards, Appendix N1).- Card value + GEL 30

Change of category of tariff packages
At the request of the customer, it is possible to change the tariff package, both from a lower to a higher one, and vice versa, from a higher to a lower category tariff package.
When the category of the tariff package is changed, a corresponding type of card is issued.
To change the category of the tariff package, the customer must make an application at the bank's branches;
After changing the category of the tariff package, the amount of its fee also changes, which corresponds to the new tariff package.
If the customer already has a card when purchasing a tariff package and its type does not correspond to the purchased tariff package, such a card will remain with the customer if desired until its expiration, which will be subject to the standard tariff (see service tariffs for plastic cards, Appendix #1).

Current account opening and servicing

Processing fee for non-resident natural person account opening application*	GEL50
Opening a multi-currency nominal holding account	GEL 10
Monthly service fee for sole proprietorship individuals' accounts.	GEL 1
Fixed account monthly service fee**	GEL 5
* Payment of the commission is discussed based on the review of the non-resident individual's (excluding salary project accounts) application by the financial monitoring department. ** Dormant account - an account on which no client activity has been carried out for six consecutive months

Transfers

Transfer to JSC Terabank system	Free
Transfer to other banks in national currency from Terabank branches	Up to 1000 GEL - 2 GEL; From 1000 GEL to 10 000 GEL- 4 GEL; From 10 000 GEL to 100 000 GEL - 10 GEL; From 100 000 GEL and above - 100 GEL.
Transfer to other banks in national currency from Terabank remote channels	Up to 1000 GEL - 1 GEL; From 1000 GEL to10 000 GEL - 2 GEL; From 10 000 GEL to 100 000 GEL - 5 GEL; 100 000 GEL and above - 50 GEL.
Fast transfer of GEL to another bank*	Transfer fee added Up to 5,000 GEL - Fixed 1 GEL; From 5,000 GEL - Fixed 2 GEL.
Transfer to another bank in US dollars	0.2%, Min 15 USD, Max 500 USD
Transfer to another bank in euros and other foreign currencies (except US dollars)	0.2%, Min 15 Euro, Max 500 Euro (Equivalent in the relevant currency)
National currency bank-to-bank transfers without opening an account**	Up to 1000 GEL - 2 GEL; From 1000 GEL to 10 000 GEL - 4 GEL; From 10 000 GEL to 100 000 GEL - 10 GEL; From 100 000 GEL and above - 100 GEL.
USD bank-to-bank transfers without opening an account**	0.2%, Min 20 USD, Max 500 USD
Transfers between accounts in Euro and other foreign currencies (excluding USD)**	0.2%, Min 20 Euro, Max 500 Euro (Equivalent in the relevant currency)
Transfer via mobile number***	Up to 50 GEL- Free, From 50 GEL- 1GEL
Guaranteed full transfer of funds to another bank's recipient account in USD	Additional conversion fee 25.00 USD
Guaranteed full transfer of funds to another bank's recipient account in Euro and other currencies (excluding USD)	Additional conversion fee 25 Euro
In USD transfers - making changes/searching for funds/cancelling transfers incurs an annual fee	50 USD
In EUR and other currencies (excluding USD) transfers - making changes/searching for funds/cancelling transfers incurs an annual fee.	50 Euro

* *If you choose the quick transfer option, the payment order will be processed by Terabank as soon as possible within 15 minutes. Business hours are set until 17:50 p.m.
**Without the requirement of opening an account, the transfer limit stands at 1500 GEL (or its equivalent in foreign currency). Transactions exceeding this limit are permitted for the purpose of settling utility bills, medical service fees, tuition fees, or when the recipient is a state institution or another public organization.
*** The limit for a single transaction is 500 GEL. For transfers specified by a mobile phone number of a single user, the daily limit is 2500 GEL. However, the maximum limit for a transfer conducted on behalf of an individual within a 24-hour period is 1500 GEL.

Cash-related services

Depositing money into the account in national and foreign currencies	Free
Depositing Russian rubles to the account	3% of deposit amount
Commission for depositing funds for a loan on the accounts of a microfinance organization	1 unit (in the relevant currency)
Withdrawal of national currency from the account (within the deposited amount)	0.4%, min 0.50 GEL
Withdrawal of foreign currency from the account (within the deposited amount).	0.6%, equivalent to min GEL 1
"Execute withdrawal transactions from the account, corresponding to the available balance (funds deposited by the client with cash), and transfer them to various destinations	Free
Commission for the transfer of principal funds/accrued interest on savings deposit accounts	Within the cash balance - 0% For balances within the deposited amount National currency - 0,40% min. GEL 0,50 Foreign currency - 0,60% min.equivalent to min GEL 1
Commission for the transfer of principal funds/accrued interest on term deposit accounts	0% (both within the cash balance and the deposited amount)
Commission for the transfer of funds initiated by a third party into an account within one banking day	National currency: 50,000 GEL and more - 0,1% Foreign currency: Equivalent to GEL 50,000 and above- 0,25%
Acceptance and exchange of damaged foreign currency notes	3%

Depositing money through fast payment terminals*

Depositing money (GEL, USD, EUR) through the terminal in the bank branch	Free
Depositing money through machines belonging to SS Oppa (GEL, USD, EUR)	2%, min 0,5 GEL
Deposit in national currency through TBC PAY	1 GEL
Depositing an amount in foreign currency (USD, EUR) through TBC PAY equivalent	GEL 2 in the relevant currency
* The maximum limit of the amount of the operation is 1500 GEL or its equivalent in the relevant foreign currency.

Currency conversion

Currency conversion at Terabank's current exchange rate	Free

Remote Channels

Internet bank/mobile bank registration	Free
Online banking with password	Free
SMS token-based online banking monthly commission	GEL 1.5
Monthly digipass Internet Bank fee	GEL 5
Digipass cost	GEL 50
Digipass loss/damage fee	GEL 50

Standard standing order

Registracion	Free
Monthly service fee	GEL 1
Transfer fee in national currency	Standard fee determined for transfers made through remote channels
Transfer fee in foreign currency	Standard Fee

Automatic utility transfers

Registration	Free
Monthly service fee	GEL 1
Conversion fee	Standard

SMS Service

Registration	Free
Monthly service fee	GEL 1

Individual Safes

Small safes (29508)	GEL 40 per month
Medium-sized safes (295018; 295028)	GEL 60 per month
Penalty for non-payment of the value of using the safe*	50% of the amount for each overdue day.
Fine in case of loss or damage of the key	GEL 150

*Fine is calculated for overdue days in the amount of 50% of the daily amount to be paid

Billing Payments

Payment execution at the branch	Up to GEL 1 (Depends on the provider)
Payment execution in remote channels	Up to GEL 0,5 (Depends on the provider)

Banking documents

Account statement for transactions less than 2 years old	Free
Statement of account for transactions older than 2 years*	GEL 20
Recovery of documents less than 2 years old from the program	Free
Restoration of a document older than 2 years from the program	one document GEL 10
Issuance of a copy of the original contract from the archive**	one conract GEL 10
Issuance of a notice on the balances on the client’s account (in Georgian)	GEL 10
Issuance of a statement on the balances on the client’s account (in English)	GEL 30
Statement of debt (in Georgian, English) ***	GEL10
Issuance of a non-standard certificate (in Georgian and English) ****	GEL 30
Bank’s letter on mortgage/pledge removal/mortgage/pledge removal	GEL10
Notification of loan approval	GEL30
Fees apply if the statement is issued from a bank branch. The fee does not apply to statements from deposits and loans (including overdraft and credit card accounts). The fee does not apply to deposit and loan agreements (including those signed remotely) that are valid or that have not been terminated/terminated for more than 2 years. The term of issuing a document is at least 3 working days; the term can be extended depending on the number of requested documents. **The client has the right to receive information about the debt (including the overdraft and the used limit of the credit card) free of charge, unless the client requests the information in the form of a statement on the bank’s letterhead.

Debit Cards

Credit Cards

Tariff Packages

Special Cards

Service

Tariff Packages

Current account opening and servicing

Transfers

Cash-related services

Depositing money through fast payment terminals*

Currency conversion

Remote Channels

Standard standing order

Automatic utility transfers

SMS Service

Individual Safes

Billing Payments

Banking documents

Debit Cards

Credit Cards

Tariff Packages

Special Cards

Service

NEW SERVICE FEES

Tariff Packages

Current account opening and servicing

Transfers

Cash-related services

Depositing money through fast payment terminals*

Currency conversion

Remote Channels

Standard standing order

Automatic utility transfers

SMS Service

Individual Safes

Billing Payments

Banking documents

Application Form