| Loan amount |
min - 1,000 GEL
max-individualy
|
| Loan term |
min - 6 months
For those with Georgian or dual citizenship- 120 months
For those without Georgian citizenship-72 months
|
| Loan currency |
GEL,USD,EURO
|
| Annual Interest Rate |
GEL- from re-financing rate +4.2% |
| USD(Libor-based variable rate)- from 7,40% |
| EURO(Libor-based variable rate)- from 6,40% |
| Effective Interest Rate |
GEL- from 14.83% |
| USD- from 7,86% |
| EURO- from 6.79% |
|
loan repayment rate
|
equal monthly installments
|
|
collateral
|
Real estate
|
| Loan disbursement fee |
0.9%(min.50 units) |
|
Contribution in case of purchase of real estate
|
30 %
|
*If Loan amount is less than 200,000 GEL (Equ. in other currency) the loan may be issued only in GEL