Simplified Mortgage to Buy a Home

If you intend to purchase a new home from a real estate development company or would like to replace an existing internal installment payment scheme with a loan, then our new and innovative product from Terabank is for you.

Customers will be able to obtain the simplified mortgage loan without having their income paid into a banking account. In order to qualify for the amount needed for a property purchase, you must check the following two boxes:  have 20% of the total price of the apartment and have a positive loan or internal installment repayment history.

Terms for Simplified Mortgage
Loan amount

   min - 1,000 GEL

   max- Individually 

Loan term

   min - 6 months

   max - 144 Years

Loan currency


Anual interest rate

GEL – Index +3.8%  

Effective interest rate

GEL-from 16.2%  


loan repayment rate

  equal monthly installments


  Real estate

Loan disbursement fee

  0.5%  (min.50 units)
Fee for searching the information on not being allocated in the Credit Info base  18 GEL
Withdrawal Fee 0.20% min. 0.50 GEL

Contribution in case of purchase of real estate

 From 30 % 

See the registration / termination fee at the link

*The effective interest rate is calculated for 100,000 units. Term - 84 months.


Application Form

Security Code