If you want to use several banking products at the same time, here is an offer for a combination of banking products to meet your needs.
Pay only the package fee and get the products/services included in it for free.
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Tariff Packages
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Terms and tariffs
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CLASSIC Package
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CLASSIC Package For Non-Resident Individuals |
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GOLD Package
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PLATINUM Package
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Standard Tariff |
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Monthly Fee
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2 GEL
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10 GEL |
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10 GEL
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15 GEL
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-
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Annual Fee
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19 GEL
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100 GEL |
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90 GEL
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140 GEL
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-
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SMS Service
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Free
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Free |
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Free
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Free
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1 GEL
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Internet/mobile bank with DG pass service
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Free
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Free |
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Free
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Free
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1.5 GEL
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Debit Card (Card Term - 2 Years)
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Visa Classic / MC Standart - free
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Visa Classic / MC Standart - Free |
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Visa Gold / MC Gold - free
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Visa Platinum - free
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Visa Classic / MC Standart -30 GEL,Visa Gold / MC Gold -100 GEL,Visa Platinum -250 GEL, Visa Infinite - free
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Cash withdrawal from the Terabank ATM
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0.2% min. 0.6 GEL
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Standard |
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0%
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0%
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0.2% min. 0.60 GEL
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Transfer to another bank in the national currency in branch/service center
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Standard
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Standard |
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Standard
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Up to 10 000 GEL - 0,07%, From 0.5 up to 4 GEL;
From 10 000 up to 100 000 -0,07%, Max 10 GEL;
Above 100 000 GEL - 0,07%, Max 100 GEL.
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Up to 1000 GEL - 2 GEL;
From 1000 up to 10 000 GEL - 4 GEL;
From 10 000 up to 100 000 GEL - 10 GEL;
Above 100 000 GEL - 100 GEL.
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Transfer to another bank in the national currency via internet/mobile banking
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Standard |
Standard |
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Standard |
Up to 10 000 - 0,07%, From 0.5 up to 2 GEL;
From 10 000 up to 100 000 GEL - 0%, 5 GEL;
Above 100 000 - 0%, From 10 - 50 GEL.
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Up to 1000 GEL - 1 GEL;
From 1000 up to 10 000 GEL - 2 GEL;
From 10 000 up to 100 000 GEL - 5 GEL;
Above 100 000 GEL - 50 GEL.
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Transfer to another bank in other currency
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Standard
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Standard |
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Standard
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Standard
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0.2%, min. 15 USD/20 EUR
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Automatic utility transfers
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Free
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Free |
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Free
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Free
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1 GEL
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Standing payment order
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Free
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Free |
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Free
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Free
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1 GEL
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Issuing notice
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Standard
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Standard |
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Free
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Free
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Standard
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Individual safe
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Standard
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- |
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Standard
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Free - for 1 month
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Small size (29*50*8) - 25 GEL monthly; Average size (29*50*18; 29*50*28) - 30 GEL montly
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Accrual of interest on positive balance
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-
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- |
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-
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Min. balance 1,000 units*
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Open a current account
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Free
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Free |
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Free
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Free
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Current account service fee
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Free
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Free |
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Free
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Free
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Internet Banking/Mobile Banking (IB SMS)
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Free
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Free |
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Free
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Free
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*With a positive balance, the interest rate is determined in accordance with the terms of the savings account at the bank.
**The client can be charged by ATM cash withdrawal fee when withdraw money abroad. This fee set by the ATM acquiring bank for which Terabank is not responsible. During withdrawing, the client receives notification at the ATM’s screen regarding acquiring fee and question if client wants to perform further cash withdrawal operation.
If the client continues the process of cash withdrawal - it automatically means that client accepts the ATM acquiring fee which displayed on the ATM screen.
The "Platinum" rate package can be used by individuals who meet one of the following conditions:
- Has a minimum monthly income of GEL 2,000 or its equivalent in the respective currency;
- Has an open deposit of at least GEL 20,000 or its equivalent;
- Has taken out a loan of at least USD 20,000 or its equivalent.
The tariff package can be changed from the low to high category and vice versa from the high to low category tariff package.
Cards issued within the tariff package
In case:
- If the card issued within the tariff package is lost/damaged by the customer, the card will be issued at the standard rate (see service rates for plastic cards, Appendix #1); - at standard rate
- the card issued within the tariff package will expire, but the customer will continue to use the tariff package, the card will be issued free of charge;
- If the customer wants to make an additional card to the card issued within the tariff package - it will be made at the standard rate (see plastic card service rates, Appendix #1); - at the standard rate
- If the client wants to receive the card issued within the tariff package on the same working day, the client must pay the urgent value fee (see service tariffs for plastic cards, Appendix N1).- Card value + GEL 30
Change of category of tariff packages
- At the request of the customer, it is possible to change the tariff package, both from a lower to a higher one, and vice versa, from a higher to a lower category tariff package.
- When the category of the tariff package is changed, a corresponding type of card is issued.
- To change the category of the tariff package, the customer must make an application at the bank's branches;
- After changing the category of the tariff package, the amount of its fee also changes, which corresponds to the new tariff package.
- If the customer already has a card when purchasing a tariff package and its type does not correspond to the purchased tariff package, such a card will remain with the customer if desired until its expiration, which will be subject to the standard tariff (see service tariffs for plastic cards, Appendix #1).