For customers, whose salaries are not transferred to a bank, it is no longer a barrier to borrow a loan. At terabank you may take a loan under the transfers extract and have a desirable amount approved within the shortest term.
| Secured mortgage loan as per the transfers |
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Loan amount
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Fixed individually, as per the security and income*
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Loan maturity
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minimum-6 months
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| maximum-180 months |
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Loan currency
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GEL, USD, EURO
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Annual interest rate
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GEL - re-financing rate + 4,2%
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USD(Libor-based variable rate) from 7,40%
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| EURO(Libor-based variable rate) from 6,40% |
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Effective interest rate
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GEL - from + 14,83%
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USD - from 7,86%
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EURO -from 6,79%
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Loan repayment term
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equal monthly installments
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Loan security
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Real estate
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Income
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Swift transfers*
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Loan disbursement fee
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0,9% (min. 50 units)
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Fee for searching the information on not being allocated in the Credit Info base
|
18 GEL/ 6USD/ 4EURO |
* Income is calculated in accordance with the average transfers for the last six months
1: The amount less than GEL 200,000 can be disbursed only in GEL