For customers, whose salaries are not transferred to a bank, it is no longer a barrier to borrow a loan. At terabank you may take a loan under the transfers extract and have a desirable amount approved within the shortest term.
Secured mortgage loan as per the transfers |
Loan amount
|
Fixed individually, as per the security and income*
|
Loan maturity
|
Maximum - 180 months
|
Loan currency
|
GEL, USD, EURO
|
Annual interest rate
|
GEL - re-financing rate + 5,0%
|
USD from 8,40%
|
EURO from 7,40% |
Effective interest rate
|
GEL - from + 15,2%
|
USD - from 9,0%
|
EURO -from 7,9%
|
Loan repayment term
|
equal monthly installments
|
Loan security
|
Real estate
|
Income
|
Swift transfers*
|
Loan disbursement fee
|
2% min. 50 units
|
Fee for searching the information on not being allocated in the Credit Info base
|
18 GEL/ 6USD/ 4EURO |
* Income is calculated in accordance with the average transfers for the last six months
1: The amount less than GEL 200,000 can be disbursed only in GEL