For customers, whose salaries are not transferred to a bank, it is no longer a barrier to borrow a loan. At terabank you may take a loan under the transfers extract and have a desirable amount approved within the shortest term.



Secured mortgage  loan as per the transfers

Loan amount

Fixed individually, as per the security and income*

Loan maturity

Maximum - 180 months

Loan currency


Annual interest rate

GEL - re-financing rate + 5,0%

USD from  8,40%

EURO from 7,40%

Effective interest rate

GEL - from  + 15,2%

USD - from  9,0%

EURO -from 7,9%

Loan repayment term

equal monthly installments

Loan security

Real estate


Swift transfers*

Loan disbursement fee

2% min. 50 units

Fee for searching the information on not being allocated in the Credit Info base




* Income is calculated in accordance with the average transfers for the last six months

1: The amount less than GEL 200,000 can be disbursed only in GEL


Application Form

Security Code