Mortgage Loans




Terms for standard Mortgage loan
Loan amount

   min - 1,000 GEL


Loan term

   min - 6 months

   max - 180 months

Loan currency


Anual interest rate

GEL – from +3.10% to re-financing rate 

USD/(fixed) - from 6.50%

EURO(fixed)- from 5.50%

USD(variable)- from +6% to 6 months LIBOR rate 

EURO(variable)- from +5% to 6 months  USD LIBOR rate

Effective interest rate

GEL- From Refinancing Rate+3.80% 

from 6.9%  in USD

from 5.84 % in EUR

loan repayment rate

   equal monthly installments


   Real estate

volume of income

   GEL 300 (Equivalent in USD and EUR)

Loan disbursement fee

Fee for searching the information on not being allocated in the Credit Info base    10 GEL/ 6 USD/ 4 EURO 

Contribution in case of purchase of real estate

    0 % (fixed as per the liquidation value of the property)



**If Loan amount is less than 200,000 GEL (Equ. in other currency) the loan may be issued only in GEL

The loan is disbursed to residents of Georgia, as well as non-resident persons. The loan is disbursed to non-resident persons within the terms of the business contract applicable in Georgia.

Please consider, if you are unable to visit the bank at daytime, during the workdays Pekini branch of terabank offers you a retail credit services until 21:00.

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