Mortgage loan promotion

Special terms on mortgage loans from terabank

Customers will be able to take advantage of particularly flexible terms on mortgage loans from terabank, including a 6-month grace period, allowing them to start repaying the loan 6 months later.
Flexible terms apply not only to customers that obtain the loan at terabank, but also those who transfer the same product from other banks. Special terms apply to loans disbursed in GEL.
Mortage loan is one of the most successful and diverse products of terabank. Refer to terabank’s branches and service centers to take advantage of the product.

Terms

Terms 
Loan amount

   min - 1,000 GEL


   max-individualy

Loan term

   min - 6 months


   max - 180 months

Loan currency

   GEL, USD, EUR

Anual interest rate

GEL – from 8.37%


USD/(fixed) - from 6.50%


EURO(fixed)- from 5.50%

Effective interest rate

GEL- 8.77% 


from 6.9%  in USD


from 5.84 % in EUR

loan repayment rate

   equal monthly installments

collateral

   Real estate

volume of income

   GEL 300 (Equivalent in USD and EUR)

Loan disbursement fee

   0.40%  
Fee for searching the information on not being allocated in the Credit Info base    10 GEL/ 6 USD/ 4 EURO 

Contribution in case of purchase of real estate

    0 % (fixed as per the liquidation value of the property)

 

 

**If Loan amount is less than 200,000 GEL (Equ. in other currency) the loan may be issued only in GEL

 

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