Universal Deposit

Universal deposit allows you to withdraw the amount once a month without losing the interest and in case of withdrawal more than once, the interes applicable for the saving deposit will still be accrued on you. In addition, you may add the amount at any time you wish in an unlimited amount.

Deposit terms:

  • Deposit opening - free

  • Deposit term - termless

  • Deposit currency - GEL, USD, EURO

  • Minimal amount for deposit opening - 5 units*

  • Adding the amount to the deposit - unlimited

  • Interest accrual frequency - at the end of every month

  • Necessary minimal balance for interest accrual - 500 units

*Effective interest Rate is calculated on 5,000 unit (The change rate- 2.4 (GEL/USD), 3.0 (GEL/EUR).

Annual interest rate

GEL USD EURO
4.00% 1.25% 0.50%

 

Effective Rate

GEL USD EUR
3.65% 0.66% -0,07%

 

**Mentioned interest rate will be reduced by 0,5% from 01 December 2017.

 

Application Form

Security Code