Universal Deposit

Universal deposit allows you to withdraw the amount once a month without losing the interest and in case of withdrawal more than once, the interes applicable for the saving deposit will still be accrued on you. In addition, you may add the amount at any time you wish in an unlimited amount.

Deposit terms:

  • Deposit opening - free

  • Deposit term - termless

  • Deposit currency - GEL, USD, EURO

  • Minimal amount for deposit opening - 5 units*

  • Adding the amount to the deposit - unlimited

  • Interest accrual frequency - at the end of every month

  • Necessary minimal balance for interest accrual - 500 units

In accordance with the current rates for cash withdrawal fees from the account, see the link

*Effective interest rate is calculated on the condition of placing 10,000 units in the deposit

Annual interest rate

4.50% 0.85% 0.50%


Effective Rate

4.39% -2.95% -3.29%


Application Form

Security Code